Complete 2 transactions within 30 days of card issuance to get a SpiceJet voucher worth Rs. 4000. Click here to know.
Get on boarded to privileges of SpiceClub Gold membership on card issuance. Get complimentary SpiceJet add-on vouchers worth Rs.7500. Click here to know the benefits of SpiceClub program.
Experience 8 complimentary domestic lounge vists every year subject to minimum spends of Rs. 50,000 in the previous quarter.For details on the list of Airports & associated T&Cs Click here.
Indulge in delectable cuisines and enjoy up to 25% of, up to INR 800, can be availed once per month, at 4000+ restaurants in India, minimum order value at INR 2500. Click here to know more.
No matter how big your credit card purchase, go right ahead. Just contact us and convert your transaction of Rs. 2500 or more into easy EMI. click here to know more.
Complete 2 transactions within 30 days of card issuance to get a SpiceJet voucher worth Rs. 4000. Click here to know.
Get on boarded to privileges of SpiceClub Gold membership on card issuance. Get complimentary SpiceJet add-on vouchers worth Rs.7500. Click here to know the benefits of SpiceClub program.
Experience 8 complimentary domestic lounge vists every year subject to minimum spends of Rs. 50,000 in the previous quarter.For details on the list of Airports & associated T&Cs Click here.
Indulge in delectable cuisines and enjoy up to 25% of, up to INR 800, can be availed once per month, at 4000+ restaurants in India, minimum order value at INR 2500. Click here to know more.
No matter how big your credit card purchase, go right ahead. Just contact us and convert your transaction of Rs. 2500 or more into easy EMI. click here to know more.
Assuming Rs. 5 lakh annual spends
| Details | Annual Spends | Points | Benefit in INR |
|---|---|---|---|
| Activation Benefit – Spicejet Flight Voucher | - | - | 4000 |
| Complimentary Spiceclub Gold membership vouchers | - | - | 7500 |
| SpiceJet App. & Website Spends1 | 100000 | 14000 | 7000 |
| Online food delivery2 | 60000 | 3600 | 3600 |
| Online Bill payment2 | 25000 | 1500 | 750 |
| Online Entertainment2 | 25000 | 1500 | 750 |
| Other retail spends | 225000 | 6750 | 3375 |
| Milestone 1 Benefit on Rs. 2 lakh spends3 | - | 4000 | 2000 |
| Milestone 2 Benefit on Rs. 4 lakh spends3 | - | 6000 | 3000 |
| Renewal benefit4 | - | 2000 | 1000 |
| Fuel Surcharge waiver5 | 50000 | - | 500 |
| Domestic Airport lounge access6 | - | - | 8000 |
| Total Benefits (Year1)7 | Rs. 38675 |
* Rest all spends are considered on wallet & emi transactions
1. On bookings done via Spicejet mobile application & website only. Total points are broken up as points that will be credited by Axis Bank as a card benefit & by Spiceclub as a membership benefits
2. For online transactions on select merchant category codes. Click here to know more
3. On completion of milestone in a card membership year
4. On successful repayment of annual fees in the subsequent due date post fee is levied
5. On transactions between Rs. 400 – Rs. 4000; Maxm. Benefit up to Rs. 400 per month
6. 4 complimentary access to select domestic Airport lounges
7. For indicative purposes only real benefits might vary basis spend behavior
The fees and charges for SpiceJet Axis Bank Voyage Black Credit Card are applicable to all card holders. The fees include cash payment fee, joining fee and an annual fee etc.
| Descriptions | Charges |
|---|---|
| Joining Fee | Rs. 2000 |
| Annual Fee | 1st Year: Nil
2nd Year onwards: Rs. 2000 |
| Add-on Card Joining Fee | Nil |
| Add-on Card Annual Fee | Nil |
| Card Replacement Fee | Nil |
| Cash Payment Fee | Rs. 100 |
| Duplicate Statement Fee | Waived |
| Charge Slip Retrieval Fee or Copy Request Fee | Waived |
| Outstation Cheque Fee | Waived |
| Mobile Alerts for Transactions | Free |
| Hotlisting Charges | Nil |
| Balance Enquiry Charges | Waived |
| Finance Charges (Retail Purchases & Cash) | 3.6% per month (52.86% per annum) |
| Cash Withdrawal Fees | 2.5% (Min. Rs. 500) of the cash amount |
| Overdue Penalty or Late Payment Fee | Nil if Total Payment Due is less than Rs. 500 Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000 Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000 Rs. 1200 if total payment due is greater than Rs.10,000 |
| Over Limit Penalty | 2.5% of over the limit amount (Min. Rs. 500) |
| Cheque return or dishonour Fee or Auto-debit Reversal | 2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,500 |
| Surcharge on purchase or cancellation of Railway Tickets | As prescribed by IRCTC/Indian Railways |
| Fuel Transaction Surcharge Transaction | 1% of transaction amount (Refunded for fuel transactions between Rs. 400 to Rs. 4,000. Maximum benefits up to Rs. 400 per month) |
| Foreign Currency Transaction Fee | 3.50% of the transaction value |
| Reward Point Redemption fee | No |
| GST | As per existing Government norms |
| Rental Transaction Fee | 1% (Max. Rs.1500) on each rental transaction |
| Dynamic Currency Conversion Markup | 1% will be applicable on Axis Bank Credit Cards for each International transaction performed in Indian currency at International location or transactions performed in Indian currency with merchants located in Indian but registered in foreign nation. |
For all above fees and charges, taxes as per Government norms shall be applicable.
Please note that these criteria are only indicative and the bank reserves the ultimate right to approve or decline applications for SpiceJet Axis Bank Voyage Black Credit Card.
Unless there are case variations, the required documents for SpiceJet Axis Bank Voyage Credit Card application include a copy of your PAN card or Form 60, residence proof, identity proof, a colour photograph and proof of income in the form of latest payslip / Form 16 / IT return copy.
The following documents are required:
Please note that this list is only indicative. Documents required may vary on a case-to-case basis.
Disclaimer: The credit card decision would be communicated within 21 working days