SpiceJet Axis Bank Voyage Credit Card
Welcome Benefit
Complete 2 transactions within 30 days of card issuance to get a SpiceJet voucher worth Rs. 1500.
click here to know more.
Click here for TnCs in other languages.
Complimentary SpiceClub Membership
Get on boarded to privileges of SpiceClub Silver membership on card issuance
click here to know the benefits of SpiceClub program
Earn SpiceClub Points
- Earn up to 18 SpiceClub Points (12 SpiceClub Points as SpiceClub Silver Member and 6 SpiceClub Points on card spends) for every Rs. 200 spent on SpiceJet mobile application and website
- Earn 6 SpiceClub Points for every Rs. 200 spent on Online Food order, Online Bill payment & Online Entertainment
- Earn 3 SpiceClub Points for every Rs. 200 spent on all other domestic retail & international transactions (excl. Fuel, wallet & EMI transactions)
- Redeem the Points against spends on SpiceJet Flight tickets, meal vouchers, etc. booked on SpiceJet mobile app & website
- Please click here for terms and conditions of SpiceClub points earned on Voyage/Voyage Black Credit Card.
Milestone & Renewal Benefit
- Get bonus SpiceClub Points at every step of your credit card journey
- Earn 2000 SpiceClub Points on achieving annual spend of Rs. 1 lakh in a card membership year
- Earn 3000 SpiceClub Points on achieving annual spend of Rs. 2 lakh in a card membership year
- Earn 1000 SpiceClub Points on every successful renewal of credit card
- Click here to know more.
Complimentary Domestic Airport lounge Access
Experience 4 complimentary domestic lounge vists every year subject to minimum spends of Rs. 50,000 in the previous quarter.For details on the list of Airports & associated T&Cs Click here.
Fuel surcharge Waiver
- 1% fuel surcharge waiver on fuel purchases at all fuel stations across India
- Valid on transaction between Rs. 400 to Rs. 4000; Maximum monthly benefit upto Rs. 400
- GST on fuel surcharge is non refundable
Axis Bank Dining delights
Indulge in delectable cuisines and enjoy up to 15% of, up to INR 500, can be availed once per month, at 4000+ restaurants in India, minimum order value at INR 2500. Click here to know more.
Convert Purchases to EMI
No matter how big your credit card purchase, go right ahead. Just contact us and convert your transaction of Rs. 2500 or more into easy EMI.
Fees & Charges
The fees and charges for SpiceJet Axis Bank Voyage Credit Card are applicable to all card holders. The fees include cash payment fee, joining fee and an annual fee etc.
| Descriptions | Charges |
|---|---|
| Joining Fee | Rs. 750 |
| Annual Fee | 1st Year: Nil
2nd Year onwards: Rs. 750 |
| Add-on Card Joining Fee | Nil |
| Add-on Card Annual Fee | Nil |
| Card Replacement Fee | Nil |
| Cash Payment Fee | Rs. 100 |
| Duplicate Statement Fee | Waived |
| Charge Slip Retrieval Fee or Copy Request Fee | Waived |
| Outstation Cheque Fee | Waived |
| Mobile Alerts for Transactions | Free |
| Hotlisting Charges | Nil |
| Balance Enquiry Charges | Waived |
| Finance Charges (Retail Purchases & Cash) | 3.6% per month (52.86% per annum) |
| Cash Withdrawal Fees | 2.5% (Min. Rs. 500) of the cash amount |
| Overdue Penalty or Late Payment Fee | Nil if Total Payment Due is less than Rs. 500 Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000 Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000 Rs. 1200 if total payment due is greater than Rs.10,000 |
| Over Limit Penalty | 2.5% of over the limit amount (Min. Rs. 500) |
| Cheque return or dishonour Fee or Auto-debit Reversal | 2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,500 |
| Surcharge on purchase or cancellation of Railway Tickets | As prescribed by IRCTC/Indian Railways |
| Fuel Transaction Surcharge Transaction | 1% of transaction amount (Refunded for fuel transactions between Rs. 400 to Rs. 4,000. Maximum benefits up to Rs. 400 per month) |
| Foreign Currency Transaction Fee | 3.50% of the transaction value |
| Reward Point Redemption fee | No |
| GST | As per existing Government norms |
| Rental Transaction Fee | 1% (Max. Rs.1500) on each rental transaction |
| Dynamic Currency Conversion Markup | 1% will be applicable on Axis Bank Credit Cards for each International transaction performed in Indian currency at International location or transactions performed in Indian currency with merchants located in Indian but registered in foreign nation. |
For all above fees and charges, taxes as per Government norms shall be applicable.
Check your eligibility for SpiceJet Axis Bank Voyage Credit Card
Eligibility
Primary cardholder should be between the age of 18 and 70 years
The individual should be a Resident of India
Documentation
PAN Card photocopy or Form 60
Proof of income
Latest payslip / Form 16 / IT Return
Residence proof
Driving License / Electricity Bill / Landline Telephone Bill
Value Chart
Assuming Rs. 2.5 lakh annual spends
| Details | Annual Spends | Points | Benefit in INR |
|---|---|---|---|
| Activation Benefit – Spicejet Flight Voucher | - | - | 1500 |
| SpiceJet App. & Website Spends1 | 60000 | 5400 | 2700 |
| Online food delivery2 | 30000 | 900 | 450 |
| Online Bill payment2 | 15000 | 450 | 225 |
| Online Entertainment2 | 15000 | 450 | 225 |
| Other retail spends | 100000 | 1500 | 750 |
| Milestone 1 Benefit on Rs. 1 lakh spends3 | - | 2000 | 1000 |
| Milestone 2 Benefit on Rs. 2 lakh spends3 | - | 3000 | 1500 |
| Renewal benefit4 | - | 1000 | 500 |
| Fuel Surcharge waiver5 | 20000 | - | 200 |
| Domestic Airport lounge access6 | - | - | 4000 |
| Total Benefits (Year1)7 | Rs. 13050 |
* Rest all spends are considered on wallet & EMI transactions
1. On bookings done via Spicejet mobile application & website only. Total points are broken up as points that will be credited by Axis Bank as a card benefit & by Spiceclub as a membership benefits
2. For online transactions on select merchant category codes. Click here to know more
3. On completion of milestone in a card membership year
4. On successful repayment of annual fees in the subsequent due date post fee is levied
5. On transactions between Rs. 400 – Rs. 4000; Maxm. Benefit up to Rs. 400 per month* For Illustrative purposes only
6. 4 complimentary access to select domestic Airport lounges
7. For indicative purposes only real benefits might vary basis spend behavior
SpiceJet Axis Bank Voyage Credit Card
Welcome Benefit
Complete 2 transactions within 30 days of card issuance to get a SpiceJet voucher worth Rs. 1500.
click here to know more.
Click here for TnCs in other languages.
Complimentary SpiceClub Membership
Get on boarded to privileges of SpiceClub Silver membership on card issuance
click here to know the benefits of SpiceClub program
Earn SpiceClub Points
- Earn up to 18 SpiceClub Points (12 SpiceClub Points as SpiceClub Silver Member and 6 SpiceClub Points on card spends) for every Rs. 200 spent on SpiceJet mobile application and website
- Earn 6 SpiceClub Points for every Rs. 200 spent on Online Food order, Online Bill payment & Online Entertainment
- Earn 3 SpiceClub Points for every Rs. 200 spent on all other domestic retail & international transactions (excl. Fuel, wallet & EMI transactions)
- Redeem the Points against spends on SpiceJet Flight tickets, meal vouchers, etc. booked on SpiceJet mobile app & website
- Please click here for terms and conditions of SpiceClub points earned on Voyage/Voyage Black Credit Card.
Milestone & Renewal Benefit
- Get bonus SpiceClub Points at every step of your credit card journey
- Earn 2000 SpiceClub Points on achieving annual spend of Rs. 1 lakh in a card membership year
- Earn 3000 SpiceClub Points on achieving annual spend of Rs. 2 lakh in a card membership year
- Earn 1000 SpiceClub Points on every successful renewal of credit card
- Click here to know more.
Complimentary Domestic Airport lounge Access
Experience 4 complimentary domestic lounge vists every year subject to minimum spends of Rs. 50,000 in the previous quarter.For details on the list of Airports & associated T&Cs Click here.
Fuel surcharge Waiver
- 1% fuel surcharge waiver on fuel purchases at all fuel stations across India
- Valid on transaction between Rs. 400 to Rs. 4000; Maximum monthly benefit upto Rs. 400
- GST on fuel surcharge is non refundable
Axis Bank Dining delights
Indulge in delectable cuisines and enjoy up to 15% of, up to INR 500, can be availed once per month, at 4000+ restaurants in India, minimum order value at INR 2500. Click here to know more.
Convert Purchases to EMI
No matter how big your credit card purchase, go right ahead. Just contact us and convert your transaction of Rs. 2500 or more into easy EMI.
Fees & Charges
The fees and charges for SpiceJet Axis Bank Voyage Credit Card are applicable to all card holders. The fees include cash payment fee, joining fee and an annual fee etc.
| Descriptions | Charges |
|---|---|
| Joining Fee | Rs. 750 |
| Annual Fee | 1st Year: Nil
2nd Year onwards: Rs. 750 |
| Add-on Card Joining Fee | Nil |
| Add-on Card Annual Fee | Nil |
| Card Replacement Fee | Nil |
| Cash Payment Fee | Rs. 100 |
| Duplicate Statement Fee | Waived |
| Charge Slip Retrieval Fee or Copy Request Fee | Waived |
| Outstation Cheque Fee | Waived |
| Mobile Alerts for Transactions | Free |
| Hotlisting Charges | Nil |
| Balance Enquiry Charges | Waived |
| Finance Charges (Retail Purchases & Cash) | 3.6% per month (52.86% per annum) |
| Cash Withdrawal Fees | 2.5% (Min. Rs. 500) of the cash amount |
| Overdue Penalty or Late Payment Fee | Nil if Total Payment Due is less than Rs. 500 Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000 Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000 Rs. 1200 if total payment due is greater than Rs.10,000 |
| Over Limit Penalty | 2.5% of over the limit amount (Min. Rs. 500) |
| Cheque return or dishonour Fee or Auto-debit Reversal | 2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,500 |
| Surcharge on purchase or cancellation of Railway Tickets | As prescribed by IRCTC/Indian Railways |
| Fuel Transaction Surcharge Transaction | 1% of transaction amount (Refunded for fuel transactions between Rs. 400 to Rs. 4,000. Maximum benefits up to Rs. 400 per month) |
| Foreign Currency Transaction Fee | 3.50% of the transaction value |
| Reward Point Redemption fee | No |
| GST | As per existing Government norms |
| Rental Transaction Fee | 1% (Max. Rs.1500) on each rental transaction |
| Dynamic Currency Conversion Markup | 1% will be applicable on Axis Bank Credit Cards for each International transaction performed in Indian currency at International location or transactions performed in Indian currency with merchants located in Indian but registered in foreign nation. |
For all above fees and charges, taxes as per Government norms shall be applicable.
Check your eligibility for SpiceJet Axis Bank Voyage Credit Card
Eligibility
Primary cardholder should be between the age of 18 and 70 years
The individual should be a Resident of India
Documentation
PAN Card photocopy or Form 60
Proof of income
Latest payslip / Form 16 / IT Return
Residence proof
Driving License / Electricity Bill / Landline Telephone Bill
Value Chart
Assuming Rs. 2.5 lakh annual spends
| Details | Annual Spends | Points | Benefit in INR |
|---|---|---|---|
| Activation Benefit – Spicejet Flight Voucher | - | - | 1500 |
| SpiceJet App. & Website Spends1 | 60000 | 5400 | 2700 |
| Online food delivery2 | 30000 | 900 | 450 |
| Online Bill payment2 | 15000 | 450 | 225 |
| Online Entertainment2 | 15000 | 450 | 225 |
| Other retail spends | 100000 | 1500 | 750 |
| Milestone 1 Benefit on Rs. 1 lakh spends3 | - | 2000 | 1000 |
| Milestone 2 Benefit on Rs. 2 lakh spends3 | - | 3000 | 1500 |
| Renewal benefit4 | - | 1000 | 500 |
| Fuel Surcharge waiver5 | 20000 | - | 200 |
| Domestic Airport lounge access6 | - | - | 4000 |
| Total Benefits (Year1)7 | Rs. 13050 |
* Rest all spends are considered on wallet & EMI transactions
1. On bookings done via Spicejet mobile application & website only. Total points are broken up as points that will be credited by Axis Bank as a card benefit & by Spiceclub as a membership benefits
2. For online transactions on select merchant category codes. Click here to know more
3. On completion of milestone in a card membership year
4. On successful repayment of annual fees in the subsequent due date post fee is levied
5. On transactions between Rs. 400 – Rs. 4000; Maxm. Benefit up to Rs. 400 per month* For Illustrative purposes only
6. 4 complimentary access to select domestic Airport lounges
7. For indicative purposes only real benefits might vary basis spend behavior
SpiceJet Axis Bank Voyage Credit Card
Welcome Benefit
Complete 2 transactions within 30 days of card issuance to get a SpiceJet voucher worth Rs. 1500.
click here to know more.
Click here for TnCs in other languages.
Complimentary SpiceClub Membership
Get on boarded to privileges of SpiceClub Silver membership on card issuance
click here to know the benefits of SpiceClub program
Earn SpiceClub Points
- Earn up to 18 SpiceClub Points (12 SpiceClub Points as SpiceClub Silver Member and 6 SpiceClub Points on card spends) for every Rs. 200 spent on SpiceJet mobile application and website
- Earn 6 SpiceClub Points for every Rs. 200 spent on Online Food order, Online Bill payment & Online Entertainment
- Earn 3 SpiceClub Points for every Rs. 200 spent on all other domestic retail & international transactions (excl. Fuel, wallet & EMI transactions)
- Redeem the Points against spends on SpiceJet Flight tickets, meal vouchers, etc. booked on SpiceJet mobile app & website
- Please click here for terms and conditions of SpiceClub points earned on Voyage/Voyage Black Credit Card.
Milestone & Renewal Benefit
- Get bonus SpiceClub Points at every step of your credit card journey
- Earn 2000 SpiceClub Points on achieving annual spend of Rs. 1 lakh in a card membership year
- Earn 3000 SpiceClub Points on achieving annual spend of Rs. 2 lakh in a card membership year
- Earn 1000 SpiceClub Points on every successful renewal of credit card
- Click here to know more.
Complimentary Domestic Airport lounge Access
Experience 4 complimentary domestic lounge vists every year subject to minimum spends of Rs. 50,000 in the previous quarter.For details on the list of Airports & associated T&Cs Click here.
Fuel surcharge Waiver
- 1% fuel surcharge waiver on fuel purchases at all fuel stations across India
- Valid on transaction between Rs. 400 to Rs. 4000; Maximum monthly benefit upto Rs. 400
- GST on fuel surcharge is non refundable
Axis Bank Dining delights
Indulge in delectable cuisines and enjoy up to 15% of, up to INR 500, can be availed once per month, at 4000+ restaurants in India, minimum order value at INR 2500. Click here to know more.
Convert Purchases to EMI
No matter how big your credit card purchase, go right ahead. Just contact us and convert your transaction of Rs. 2500 or more into easy EMI.
Fees & Charges
The fees and charges for SpiceJet Axis Bank Voyage Credit Card are applicable to all card holders. The fees include cash payment fee, joining fee and an annual fee etc.
| Descriptions | Charges |
|---|---|
| Joining Fee | Rs. 750 |
| Annual Fee | 1st Year: Nil
2nd Year onwards: Rs. 750 |
| Add-on Card Joining Fee | Nil |
| Add-on Card Annual Fee | Nil |
| Card Replacement Fee | Nil |
| Cash Payment Fee | Rs. 100 |
| Duplicate Statement Fee | Waived |
| Charge Slip Retrieval Fee or Copy Request Fee | Waived |
| Outstation Cheque Fee | Waived |
| Mobile Alerts for Transactions | Free |
| Hotlisting Charges | Nil |
| Balance Enquiry Charges | Waived |
| Finance Charges (Retail Purchases & Cash) | 3.6% per month (52.86% per annum) |
| Cash Withdrawal Fees | 2.5% (Min. Rs. 500) of the cash amount |
| Overdue Penalty or Late Payment Fee | Nil if Total Payment Due is less than Rs. 500 Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000 Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000 Rs. 1200 if total payment due is greater than Rs.10,000 |
| Over Limit Penalty | 2.5% of over the limit amount (Min. Rs. 500) |
| Cheque return or dishonour Fee or Auto-debit Reversal | 2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,500 |
| Surcharge on purchase or cancellation of Railway Tickets | As prescribed by IRCTC/Indian Railways |
| Fuel Transaction Surcharge Transaction | 1% of transaction amount (Refunded for fuel transactions between Rs. 400 to Rs. 4,000. Maximum benefits up to Rs. 400 per month) |
| Foreign Currency Transaction Fee | 3.50% of the transaction value |
| Reward Point Redemption fee | No |
| GST | As per existing Government norms |
| Rental Transaction Fee | 1% (Max. Rs.1500) on each rental transaction |
| Dynamic Currency Conversion Markup | 1% will be applicable on Axis Bank Credit Cards for each International transaction performed in Indian currency at International location or transactions performed in Indian currency with merchants located in Indian but registered in foreign nation. |
For all above fees and charges, taxes as per Government norms shall be applicable.
Check your eligibility for SpiceJet Axis Bank Voyage Credit Card
Eligibility
Primary cardholder should be between the age of 18 and 70 years
The individual should be a Resident of India
Documentation
PAN Card photocopy or Form 60
Proof of income
Latest payslip / Form 16 / IT Return
Residence proof
Driving License / Electricity Bill / Landline Telephone Bill
Value Chart
Assuming Rs. 2.5 lakh annual spends
| Details | Annual Spends | Points | Benefit in INR |
|---|---|---|---|
| Activation Benefit – Spicejet Flight Voucher | - | - | 1500 |
| SpiceJet App. & Website Spends1 | 60000 | 5400 | 2700 |
| Online food delivery2 | 30000 | 900 | 450 |
| Online Bill payment2 | 15000 | 450 | 225 |
| Online Entertainment2 | 15000 | 450 | 225 |
| Other retail spends | 100000 | 1500 | 750 |
| Milestone 1 Benefit on Rs. 1 lakh spends3 | - | 2000 | 1000 |
| Milestone 2 Benefit on Rs. 2 lakh spends3 | - | 3000 | 1500 |
| Renewal benefit4 | - | 1000 | 500 |
| Fuel Surcharge waiver5 | 20000 | - | 200 |
| Domestic Airport lounge access6 | - | - | 4000 |
| Total Benefits (Year1)7 | Rs. 13050 |
* Rest all spends are considered on wallet & EMI transactions
1. On bookings done via Spicejet mobile application & website only. Total points are broken up as points that will be credited by Axis Bank as a card benefit & by Spiceclub as a membership benefits
2. For online transactions on select merchant category codes. Click here to know more
3. On completion of milestone in a card membership year
4. On successful repayment of annual fees in the subsequent due date post fee is levied
5. On transactions between Rs. 400 – Rs. 4000; Maxm. Benefit up to Rs. 400 per month* For Illustrative purposes only
6. 4 complimentary access to select domestic Airport lounges
7. For indicative purposes only real benefits might vary basis spend behavior
SpiceJet Axis Bank Voyage Credit Card
Welcome Benefit
Complete 2 transactions within 30 days of card issuance to get a SpiceJet voucher worth Rs. 1500.
click here to know more.
Click here for TnCs in other languages.
Complimentary SpiceClub Membership
Get on boarded to privileges of SpiceClub Silver membership on card issuance
click here to know the benefits of SpiceClub program
Earn SpiceClub Points
- Earn up to 18 SpiceClub Points (12 SpiceClub Points as SpiceClub Silver Member and 6 SpiceClub Points on card spends) for every Rs. 200 spent on SpiceJet mobile application and website
- Earn 6 SpiceClub Points for every Rs. 200 spent on Online Food order, Online Bill payment & Online Entertainment
- Earn 3 SpiceClub Points for every Rs. 200 spent on all other domestic retail & international transactions (excl. Fuel, wallet & EMI transactions)
- Redeem the Points against spends on SpiceJet Flight tickets, meal vouchers, etc. booked on SpiceJet mobile app & website
- Please click here for terms and conditions of SpiceClub points earned on Voyage/Voyage Black Credit Card.
Milestone & Renewal Benefit
- Get bonus SpiceClub Points at every step of your credit card journey
- Earn 2000 SpiceClub Points on achieving annual spend of Rs. 1 lakh in a card membership year
- Earn 3000 SpiceClub Points on achieving annual spend of Rs. 2 lakh in a card membership year
- Earn 1000 SpiceClub Points on every successful renewal of credit card
- Click here to know more.
Complimentary Domestic Airport lounge Access
Experience 4 complimentary domestic lounge vists every year subject to minimum spends of Rs. 50,000 in the previous quarter.For details on the list of Airports & associated T&Cs Click here.
Fuel surcharge Waiver
- 1% fuel surcharge waiver on fuel purchases at all fuel stations across India
- Valid on transaction between Rs. 400 to Rs. 4000; Maximum monthly benefit upto Rs. 400
- GST on fuel surcharge is non refundable
Axis Bank Dining delights
Indulge in delectable cuisines and enjoy up to 15% of, up to INR 500, can be availed once per month, at 4000+ restaurants in India, minimum order value at INR 2500. Click here to know more.
Convert Purchases to EMI
No matter how big your credit card purchase, go right ahead. Just contact us and convert your transaction of Rs. 2500 or more into easy EMI.
Fees & Charges
The fees and charges for SpiceJet Axis Bank Voyage Credit Card are applicable to all card holders. The fees include cash payment fee, joining fee and an annual fee etc.
| Descriptions | Charges |
|---|---|
| Joining Fee | Rs. 750 |
| Annual Fee | 1st Year: Nil
2nd Year onwards: Rs. 750 |
| Add-on Card Joining Fee | Nil |
| Add-on Card Annual Fee | Nil |
| Card Replacement Fee | Nil |
| Cash Payment Fee | Rs. 100 |
| Duplicate Statement Fee | Waived |
| Charge Slip Retrieval Fee or Copy Request Fee | Waived |
| Outstation Cheque Fee | Waived |
| Mobile Alerts for Transactions | Free |
| Hotlisting Charges | Nil |
| Balance Enquiry Charges | Waived |
| Finance Charges (Retail Purchases & Cash) | 3.6% per month (52.86% per annum) |
| Cash Withdrawal Fees | 2.5% (Min. Rs. 500) of the cash amount |
| Overdue Penalty or Late Payment Fee | Nil if Total Payment Due is less than Rs. 500 Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000 Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000 Rs. 1200 if total payment due is greater than Rs.10,000 |
| Over Limit Penalty | 2.5% of over the limit amount (Min. Rs. 500) |
| Cheque return or dishonour Fee or Auto-debit Reversal | 2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,500 |
| Surcharge on purchase or cancellation of Railway Tickets | As prescribed by IRCTC/Indian Railways |
| Fuel Transaction Surcharge Transaction | 1% of transaction amount (Refunded for fuel transactions between Rs. 400 to Rs. 4,000. Maximum benefits up to Rs. 400 per month) |
| Foreign Currency Transaction Fee | 3.50% of the transaction value |
| Reward Point Redemption fee | No |
| GST | As per existing Government norms |
| Rental Transaction Fee | 1% (Max. Rs.1500) on each rental transaction |
| Dynamic Currency Conversion Markup | 1% will be applicable on Axis Bank Credit Cards for each International transaction performed in Indian currency at International location or transactions performed in Indian currency with merchants located in Indian but registered in foreign nation. |
For all above fees and charges, taxes as per Government norms shall be applicable.
Check your eligibility for SpiceJet Axis Bank Voyage Credit Card
Eligibility
Primary cardholder should be between the age of 18 and 70 years
The individual should be a Resident of India
Documentation
PAN Card photocopy or Form 60
Proof of income
Latest payslip / Form 16 / IT Return
Residence proof
Driving License / Electricity Bill / Landline Telephone Bill
Value Chart
Assuming Rs. 2.5 lakh annual spends
| Details | Annual Spends | Points | Benefit in INR |
|---|---|---|---|
| Activation Benefit – Spicejet Flight Voucher | - | - | 1500 |
| SpiceJet App. & Website Spends1 | 60000 | 5400 | 2700 |
| Online food delivery2 | 30000 | 900 | 450 |
| Online Bill payment2 | 15000 | 450 | 225 |
| Online Entertainment2 | 15000 | 450 | 225 |
| Other retail spends | 100000 | 1500 | 750 |
| Milestone 1 Benefit on Rs. 1 lakh spends3 | - | 2000 | 1000 |
| Milestone 2 Benefit on Rs. 2 lakh spends3 | - | 3000 | 1500 |
| Renewal benefit4 | - | 1000 | 500 |
| Fuel Surcharge waiver5 | 20000 | - | 200 |
| Domestic Airport lounge access6 | - | - | 4000 |
| Total Benefits (Year1)7 | Rs. 13050 |
* Rest all spends are considered on wallet & EMI transactions
1. On bookings done via Spicejet mobile application & website only. Total points are broken up as points that will be credited by Axis Bank as a card benefit & by Spiceclub as a membership benefits
2. For online transactions on select merchant category codes. Click here to know more
3. On completion of milestone in a card membership year
4. On successful repayment of annual fees in the subsequent due date post fee is levied
5. On transactions between Rs. 400 – Rs. 4000; Maxm. Benefit up to Rs. 400 per month* For Illustrative purposes only
6. 4 complimentary access to select domestic Airport lounges
7. For indicative purposes only real benefits might vary basis spend behavior
SpiceJet Axis Bank Voyage Credit Card
Welcome Benefit
Complete 2 transactions within 30 days of card issuance to get a SpiceJet voucher worth Rs. 1500.
click here to know more.
Click here for TnCs in other languages.
Complimentary SpiceClub Membership
Get on boarded to privileges of SpiceClub Silver membership on card issuance
click here to know the benefits of SpiceClub program
Earn SpiceClub Points
- Earn up to 18 SpiceClub Points (12 SpiceClub Points as SpiceClub Silver Member and 6 SpiceClub Points on card spends) for every Rs. 200 spent on SpiceJet mobile application and website
- Earn 6 SpiceClub Points for every Rs. 200 spent on Online Food order, Online Bill payment & Online Entertainment
- Earn 3 SpiceClub Points for every Rs. 200 spent on all other domestic retail & international transactions (excl. Fuel, wallet & EMI transactions)
- Redeem the Points against spends on SpiceJet Flight tickets, meal vouchers, etc. booked on SpiceJet mobile app & website
- Please click here for terms and conditions of SpiceClub points earned on Voyage/Voyage Black Credit Card.
Milestone & Renewal Benefit
- Get bonus SpiceClub Points at every step of your credit card journey
- Earn 2000 SpiceClub Points on achieving annual spend of Rs. 1 lakh in a card membership year
- Earn 3000 SpiceClub Points on achieving annual spend of Rs. 2 lakh in a card membership year
- Earn 1000 SpiceClub Points on every successful renewal of credit card
- Click here to know more.
Complimentary Domestic Airport lounge Access
Experience 4 complimentary domestic lounge vists every year subject to minimum spends of Rs. 50,000 in the previous quarter.For details on the list of Airports & associated T&Cs Click here.
Fuel surcharge Waiver
- 1% fuel surcharge waiver on fuel purchases at all fuel stations across India
- Valid on transaction between Rs. 400 to Rs. 4000; Maximum monthly benefit upto Rs. 400
- GST on fuel surcharge is non refundable
Axis Bank Dining delights
Indulge in delectable cuisines and enjoy up to 15% of, up to INR 500, can be availed once per month, at 4000+ restaurants in India, minimum order value at INR 2500. Click here to know more.
Convert Purchases to EMI
No matter how big your credit card purchase, go right ahead. Just contact us and convert your transaction of Rs. 2500 or more into easy EMI.
Fees & Charges
The fees and charges for SpiceJet Axis Bank Voyage Credit Card are applicable to all card holders. The fees include cash payment fee, joining fee and an annual fee etc.
| Descriptions | Charges |
|---|---|
| Joining Fee | Rs. 750 |
| Annual Fee | 1st Year: Nil
2nd Year onwards: Rs. 750 |
| Add-on Card Joining Fee | Nil |
| Add-on Card Annual Fee | Nil |
| Card Replacement Fee | Nil |
| Cash Payment Fee | Rs. 100 |
| Duplicate Statement Fee | Waived |
| Charge Slip Retrieval Fee or Copy Request Fee | Waived |
| Outstation Cheque Fee | Waived |
| Mobile Alerts for Transactions | Free |
| Hotlisting Charges | Nil |
| Balance Enquiry Charges | Waived |
| Finance Charges (Retail Purchases & Cash) | 3.6% per month (52.86% per annum) |
| Cash Withdrawal Fees | 2.5% (Min. Rs. 500) of the cash amount |
| Overdue Penalty or Late Payment Fee | Nil if Total Payment Due is less than Rs. 500 Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000 Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000 Rs. 1200 if total payment due is greater than Rs.10,000 |
| Over Limit Penalty | 2.5% of over the limit amount (Min. Rs. 500) |
| Cheque return or dishonour Fee or Auto-debit Reversal | 2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,500 |
| Surcharge on purchase or cancellation of Railway Tickets | As prescribed by IRCTC/Indian Railways |
| Fuel Transaction Surcharge Transaction | 1% of transaction amount (Refunded for fuel transactions between Rs. 400 to Rs. 4,000. Maximum benefits up to Rs. 400 per month) |
| Foreign Currency Transaction Fee | 3.50% of the transaction value |
| Reward Point Redemption fee | No |
| GST | As per existing Government norms |
| Rental Transaction Fee | 1% (Max. Rs.1500) on each rental transaction |
| Dynamic Currency Conversion Markup | 1% will be applicable on Axis Bank Credit Cards for each International transaction performed in Indian currency at International location or transactions performed in Indian currency with merchants located in Indian but registered in foreign nation. |
For all above fees and charges, taxes as per Government norms shall be applicable.
Check your eligibility for SpiceJet Axis Bank Voyage Credit Card
Eligibility
Primary cardholder should be between the age of 18 and 70 years
The individual should be a Resident of India
Documentation
PAN Card photocopy or Form 60
Proof of income
Latest payslip / Form 16 / IT Return
Residence proof
Driving License / Electricity Bill / Landline Telephone Bill
Value Chart
Assuming Rs. 2.5 lakh annual spends
| Details | Annual Spends | Points | Benefit in INR |
|---|---|---|---|
| Activation Benefit – Spicejet Flight Voucher | - | - | 1500 |
| SpiceJet App. & Website Spends1 | 60000 | 5400 | 2700 |
| Online food delivery2 | 30000 | 900 | 450 |
| Online Bill payment2 | 15000 | 450 | 225 |
| Online Entertainment2 | 15000 | 450 | 225 |
| Other retail spends | 100000 | 1500 | 750 |
| Milestone 1 Benefit on Rs. 1 lakh spends3 | - | 2000 | 1000 |
| Milestone 2 Benefit on Rs. 2 lakh spends3 | - | 3000 | 1500 |
| Renewal benefit4 | - | 1000 | 500 |
| Fuel Surcharge waiver5 | 20000 | - | 200 |
| Domestic Airport lounge access6 | - | - | 4000 |
| Total Benefits (Year1)7 | Rs. 13050 |
* Rest all spends are considered on wallet & EMI transactions
1. On bookings done via Spicejet mobile application & website only. Total points are broken up as points that will be credited by Axis Bank as a card benefit & by Spiceclub as a membership benefits
2. For online transactions on select merchant category codes. Click here to know more
3. On completion of milestone in a card membership year
4. On successful repayment of annual fees in the subsequent due date post fee is levied
5. On transactions between Rs. 400 – Rs. 4000; Maxm. Benefit up to Rs. 400 per month* For Illustrative purposes only
6. 4 complimentary access to select domestic Airport lounges
7. For indicative purposes only real benefits might vary basis spend behavior