The benefits of Signature Credit Card give you access to numerous airport lounges, offer global emergency assistance, waiver on surcharge, and International Concierge services and more.
On any transaction over Rs. 2,500, contact the bank to convert a big credit card purchase into EMIs.
To know more, click here to Convert purchases to EMI.
Terms and Conditions apply. click here for detailed Cover and Claim Procedure. for detailed Cover and Claim Procedure.
You can enjoy 50% cashback on movie tickets purchased through BookMyShow with Signature Credit Card.*
*No reward points are earned on movie offer transactions. Maximum cashback in a calendar year is limited to Rs. 2,000.
Click here to Get 50% cashback on movie ticket bookings for detailed terms and conditions.
Indulge in delectable cuisines with Axis Bank Dining Delights program offering a minimum 15% off* at partner restaurants in India.
Click here for the most updated list of Restaurants affiliated to the Dining Delights program.
Check offer details. for detailed terms and conditions.
Fuel surcharge refund on spends at all fuel stations across India with a Select Credit Card from Axis Bank.
Axis EDGE REWARD points for transactions and 500+ rewards and offers to redeem points.
Earn points for these transactions:
For options to redeem points, check the Axis EDGE REWARDS Catalogue.
The benefits of Signature Credit Card give you access to numerous airport lounges, offer global emergency assistance, waiver on surcharge, and International Concierge services and more.
On any transaction over Rs. 2,500, contact the bank to convert a big credit card purchase into EMIs.
To know more, click here to Convert purchases to EMI.
Terms and Conditions apply. click here for detailed Cover and Claim Procedure. for detailed Cover and Claim Procedure.
You can enjoy 50% cashback on movie tickets purchased through BookMyShow with Signature Credit Card.*
*No reward points are earned on movie offer transactions. Maximum cashback in a calendar year is limited to Rs. 2,000.
Click here to Get 50% cashback on movie ticket bookings for detailed terms and conditions.
Indulge in delectable cuisines with Axis Bank Dining Delights program offering a minimum 15% off* at partner restaurants in India.
Click here for the most updated list of Restaurants affiliated to the Dining Delights program.
Check offer details. for detailed terms and conditions.
Fuel surcharge refund on spends at all fuel stations across India with a Select Credit Card from Axis Bank.
Axis EDGE REWARD points for transactions and 500+ rewards and offers to redeem points.
Earn points for these transactions:
For options to redeem points, check the Axis EDGE REWARDS Catalogue.
Eligibility for Signature Credit Card requires the primary cardholder to be between 18 to 70 years. The applicant must be a resident of India with a net annual income of Rs. 9,00,000. The add-on cardholder should be at least 18 years old. Listed below are the Signature Credit Card eligibility criteria.
Individuals eligible for Signature Credit Card with Lifestyle Benefits:
These criteria are only indicative. The bank reserves the right to approve or decline applications for credit cards.
All Axis Bank Wealth clients are eligible for the Signature Credit Card. Please contact your wealth relationship manager for further details.
Any one of the passport, ration card, electricity or landline telephone bill for identity proof will be required as documents for Signature Credit Card. Other documents include PAN card photocopy or Form 60. The applicant’s latest payslip, Form 16, or IT return copy will be needed as income proof.
The following documents are required:
This list is only indicative. Documents required may vary on a case-to-case basis.
Credit card is your go-to tool for making purchases or paying for services on credit. It is a payment card that provides a credit facility up to a certain limit, which you can repay within a permitted time frame without incurring extra costs. Credit cards can be a great choice for managing your finances smartly, as they offer valuable benefits for mindful spending and timely repayment.
Read MoreAxis Bank offers a wide selection of Credit Cards designed to meet diverse consumer needs. With our Credit Cards, you can enjoy the convenience of easy access to credit whenever you need it, along with rewards, cashbacks, discounts, and more. Apply for a Credit Card online for instant approval and start enjoying exclusive benefits right away!
Read LessThe best way to choose your credit card depends on understanding your spending pattern in terms of where you spend the most of your income, and where you are likely to spend more. Is it shopping, dining, entertainment, fuel, travel or a combination of these categories? The ideal or best credit card for you therefore would be the one that is tailored to your requirements in terms of your spending habits, lifestyle goals and the credit limit you are seeking. The ultimate aim is to optimise available rewards and benefits while also considering applicable fees and interest rates.
If you are a first time credit card holder, consider the following factors before choosing your credit card:
If you have applied for an Axis Bank Credit Card, your eligibility will depend largely on the following factors:
1. Age – Primary cardholder should be between the age of 18 and 70 years
2. Income – this could vary depending on the card variant you choose and
3. Residential status – the individual should either be a resident of India or a non-resident Indian
Additionally, the bank may also look at your credit score and credit history to determine if you are eligible for a credit card. Please note that these criteria are only indicative and the bank reserves the right to approve or decline applications for its credit cards
While applying for a credit card, you will need to share a few documents as under:
1. Age and Residential proof: PAN card, Aadhaar card, Passport or Driver’s license
2. Income proof: Salary slips or Income Tax Returns
Credit Cards have certain fees that you must be aware of. These may vary depending on the card variant you hold. Some common credit card fees are joining fees, annual fees, late payment fees, over-limit penalties, cash withdrawal fees, rent transaction fees, foreign currency transaction fees, etc. Do check the fees when selecting a credit card.
If you are a first time credit card holder or are planning to apply for one, here’s what you should know before choosing your credit card:
Follow the below mentioned steps to apply for an Axis Bank credit card online: Website:
Mobile App:
Steps to apply for credit card using Axis Bank mobile app: 1. Login to your Axis Bank mobile app. 2. Under the Products section, click on Credit cards 3. Click on Apply Now
If you are a first time credit card holder or are planning to apply for one, here’s what you should know before choosing your credit card:
Tips to help you manage your credit card expenses better:
Power to save up to Rs 6000 and earn 1800 EDGE Loyalty REWARDS Points in a calendar year.
| Benefits of the Signature Credit card with Lifestyle Benefits | Annual Spends Amount (Rs.) | Savings Amount (Rs.) | Total Axis eDGE Rewards Points Earned |
|---|---|---|---|
| Complimentary membership to the Priority Pass program worth $99* providing access to 600 VIP lounges | - | 5940 | |
| Complimentary access to selected lounges affiliated with VISA, 2 times in calendar quarter** | - | 1600 | - |
| 50% discount on movie tickets*** | 4000 | 2000 | |
| Complimentary movie tickets through bookmyshow**** | 3000 | 3000 | |
| Rewards on Domestic Spends^^ | 496800 | - | 4968 |
| Rewards on International Spends^^^ | 55200 | - | 1104 |
| Upto 15% discount at selected Fine dining restaurants^^^ | 12000 | 1800 | |
| 1% fuel surcharge waiver on monthly fuel spends on Rs. 4000^^^^ | 48000 | 480 | |
| Comprehensive Insurance cover worth 2.25 Crores^^^^ | 7000 | ||
| Sub Total | 21820 | 6072 |
TOTAL BENEFITS on the Axis Bank Signature Credit card with Lifestyle Benefits is more than Rs. 33,000 (value chart is only for illustrative purpose)
* Conversion Rate considered is $1=Rs.60. Access to the lounges through priority Pass attracts charges payable by the customer. The Priority Card membership will be renewed from 2nd year onwards on customer request.
**This is based on the assumption that the customer visits the lounge once every 6 months. The cost for a lounge visit is assumed at Rs. 800
*** This is based on the assumption that the customer will book 4 tickets worth Rs. 250 on a quarterly basis. The maximum Cashback the customer is eligible for is Rs. 2000 in the calendar year.
**** This is based on the assumption that the customer will book 2 tickets worth Rs. 250/month through www.bookmyshow.com, on first come, first serve basis and is subject to availability.
^^ 90% of the total spends are allocated against domestic spends.
^^^This is based on the assumption that the customer will visit the Visa Fine Dining Restaurants at least once every quarter. For details on the Fine Dining offers from Visa, pls visit www.axisbank.com/atozoffers
^^^^Valid on transactions between Rs. 400 and Rs. 4000 only. GST charged on fuel surcharge is non-refundable. No reward points are earned on fuel transactions.
^^^^^ The market value of the Insurance cover is subject to change.
^The Redemption Value of each Axis EDGE REWARDS points = Rs. 0.20
Eligibility for Signature Credit Card requires the primary cardholder to be between 18 to 70 years. The applicant must be a resident of India with a net annual income of Rs. 9,00,000. The add-on cardholder should be at least 18 years old. Listed below are the Signature Credit Card eligibility criteria.
Individuals eligible for Signature Credit Card with Lifestyle Benefits:
These criteria are only indicative. The bank reserves the right to approve or decline applications for credit cards.
All Axis Bank Wealth clients are eligible for the Signature Credit Card. Please contact your wealth relationship manager for further details.
Any one of the passport, ration card, electricity or landline telephone bill for identity proof will be required as documents for Signature Credit Card. Other documents include PAN card photocopy or Form 60. The applicant’s latest payslip, Form 16, or IT return copy will be needed as income proof.
The following documents are required:
This list is only indicative. Documents required may vary on a case-to-case basis.
To avail lifestyle benefits, Signature Credit Card fees have to be incurred. Fees and charges for Signature Credit Card would be joining fee, annual fee, late fee and others. The annual fee will be waived upon crossing the threshold limit.
| Signature Credit card with Lifestyle Benefits | Charges |
|---|---|
| Standard Joining Fee | Rs. 5000 (Special invitation price – Rs. 3000) |
| Standard Annual Fee (2nd year onwards) | Rs. 3000 (Waived on achievement of spends threshold of Rs. 3 Lakhs in the preceding year) |
| Standard Add-on Card Joining Fee | Nil |
| Standard Add-on Card Annual Fee | Nil |
| Membership to the Priority Pass Program for Primary Cardholder | Complimentary |
| Membership to the Priority Pass Program for Add-On customer | USD 99 |
| Finance Charges (Retail Purchases & Cash) | 3.40% per month (49.36% per annum) |
| Cash Withdrawal Fees | 2.5% (Min. Rs. 250) of the Cash Amount |
| Fee for Cash Payment | Rs. 100/- |
| Card Replacement | Nil |
| Emergency Card Replacement Fee when overseas (through VISA) | As per VISA Global Customer Assistance Services (GCAS). |
| Duplicate Statement Fee | Waived |
| Overdue Penalty or Late Payment Fee | Nil if Total Payment Due is less than Rs. 500 Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000 Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000 Rs. 1200 if total payment due is greater than Rs.10,000 |
| Over Limit Penalty | 2.5% of the overlimit amount (Min. Rs. 500) |
| Charge Slip Retrieval Fee or Copy Request Fee | Waived |
| Outstation Cheque Fee | Waived |
| Cheque return or dishonor fee or auto-debit reversal | 2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,524 |
| Surcharge on purchase or cancellation of Railway Tickets | As prescribed by IRCTC/Indian Railways |
| Fuel Transaction Surcharge | 1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000) |
| Foreign Currency Transaction Fee | 3.50% of the transaction value |
| Rent Surcharge Fee* | 1% of the rental txn amount (capped at Rs 1500 per txn) |
| Dynamic Currency Conversion markup fee** | 1% of each international txn plus taxes |
| Mobile Alerts for Transactions | Waived |
| Hotlisting Charges | Waived |
| Balance Enquiry Charges | Waived |
| Reward Redemption fee | Waived |
GST, as notified by the Government of India, is applicable on all fees, interest & other charges, and is subject to change as per relevant regulations of the Government of India.
*A rent surcharge fee of 1% capped at INR 1,500 per transaction will be applicable on each rental transaction done on Axis Bank Credit Cards. GST will be applicable as notified by Government of India. The Rent transactions will be identified through Merchant Category Code 6513. The revision is effective from 05-03-2023.
**A Dynamic Currency Conversion (DCC) markup fee of 1% plus taxes will be applicable on Axis Bank Credit Cards for each International transaction performed in Indian currency at International location or transactions performed in Indian currency with merchants located in Indian but registered in foreign nation. DCC markup fee will not be applicable on Burgundy Private Credit Card. The revision is effective from 05-03-2023.
Eligibility for Signature Credit Card requires the primary cardholder to be between 18 to 70 years. The applicant must be a resident of India with a net annual income of Rs. 9,00,000. The add-on cardholder should be at least 18 years old. Listed below are the Signature Credit Card eligibility criteria.
Individuals eligible for Signature Credit Card with Lifestyle Benefits:
These criteria are only indicative. The bank reserves the right to approve or decline applications for credit cards.
All Axis Bank Wealth clients are eligible for the Signature Credit Card. Please contact your wealth relationship manager for further details.
Any one of the passport, ration card, electricity or landline telephone bill for identity proof will be required as documents for Signature Credit Card. Other documents include PAN card photocopy or Form 60. The applicant’s latest payslip, Form 16, or IT return copy will be needed as income proof.
The following documents are required:
This list is only indicative. Documents required may vary on a case-to-case basis.
To avail lifestyle benefits, Signature Credit Card fees have to be incurred. Fees and charges for Signature Credit Card would be joining fee, annual fee, late fee and others. The annual fee will be waived upon crossing the threshold limit.
| Signature Credit card with Lifestyle Benefits | Charges |
|---|---|
| Standard Joining Fee | Rs. 5000 (Special invitation price – Rs. 3000) |
| Standard Annual Fee (2nd year onwards) | Rs. 3000 (Waived on achievement of spends threshold of Rs. 3 Lakhs in the preceding year) |
| Standard Add-on Card Joining Fee | Nil |
| Standard Add-on Card Annual Fee | Nil |
| Membership to the Priority Pass Program for Primary Cardholder | Complimentary |
| Membership to the Priority Pass Program for Add-On customer | USD 99 |
| Finance Charges (Retail Purchases & Cash) | 3.40% per month (49.36% per annum) |
| Cash Withdrawal Fees | 2.5% (Min. Rs. 250) of the Cash Amount |
| Fee for Cash Payment | Rs. 100/- |
| Card Replacement | Nil |
| Emergency Card Replacement Fee when overseas (through VISA) | As per VISA Global Customer Assistance Services (GCAS). |
| Duplicate Statement Fee | Waived |
| Overdue Penalty or Late Payment Fee | Nil if Total Payment Due is less than Rs. 500 Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000 Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000 Rs. 1200 if total payment due is greater than Rs.10,000 |
| Over Limit Penalty | 2.5% of the overlimit amount (Min. Rs. 500) |
| Charge Slip Retrieval Fee or Copy Request Fee | Waived |
| Outstation Cheque Fee | Waived |
| Cheque return or dishonor fee or auto-debit reversal | 2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,524 |
| Surcharge on purchase or cancellation of Railway Tickets | As prescribed by IRCTC/Indian Railways |
| Fuel Transaction Surcharge | 1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000) |
| Foreign Currency Transaction Fee | 3.50% of the transaction value |
| Rent Surcharge Fee* | 1% of the rental txn amount (capped at Rs 1500 per txn) |
| Dynamic Currency Conversion markup fee** | 1% of each international txn plus taxes |
| Mobile Alerts for Transactions | Waived |
| Hotlisting Charges | Waived |
| Balance Enquiry Charges | Waived |
| Reward Redemption fee | Waived |
GST, as notified by the Government of India, is applicable on all fees, interest & other charges, and is subject to change as per relevant regulations of the Government of India.
*A rent surcharge fee of 1% capped at INR 1,500 per transaction will be applicable on each rental transaction done on Axis Bank Credit Cards. GST will be applicable as notified by Government of India. The Rent transactions will be identified through Merchant Category Code 6513. The revision is effective from 05-03-2023.
**A Dynamic Currency Conversion (DCC) markup fee of 1% plus taxes will be applicable on Axis Bank Credit Cards for each International transaction performed in Indian currency at International location or transactions performed in Indian currency with merchants located in Indian but registered in foreign nation. DCC markup fee will not be applicable on Burgundy Private Credit Card. The revision is effective from 05-03-2023.