My Zone Credit Card

Buy One Get One Free on movie tickets

Enjoy a 100% discount on your second movie ticket at Paytm Movies when using your MY ZONE Credit Card.
Get up to ₹200 off per month.
Remember to apply the coupon code AXIS200 to receive this discount.
Note: No reward points are earned on movie transactions.

Complimentary Sony LIV Premium annual subscription

Receive a Sony LIV Premium annual subscription valued at ₹1499 for free with your first purchase within the first 30 days after receiving your MY ZONE Credit Card.
Customers eligible for promotional offers will receive their voucher code via SMS to their registered mobile number within 45 days following the issuance of the card.
Customers are eligible for SonyLIV Premium membership renewal on spending 1.5 lakhs* in a card anniversary year. Offer is applicable only on paid cards. Spends threshold will not include Rent and Wallet transactions
Voucher codes for promotional offers will also be sent via SMS to eligible customers within 60 days after the payment of the annual fees.

Instant discount on Swiggy

Flat Rs.120 off on food delivery at Swiggy with your My Zone Credit Card
Use coupon code AXIS120 to avail the discount
Maximum discount is capped at Rs.120 per order
Offer applicable on minimum spends of Rs.500
Customer can redeem the code upto 2 times a month per user ID on Swiggy
This offer shall be valid on all restaurant orders where alliance offers are applicable.
Alliance offers include all third party offers including Bank/Wallet/Fintech partner offers.
Offer not applicable on Haldiram's Restaurants across India.

Enjoy complimentary lounge access

Benefit from one complimentary access per calendar quarter to select airport lounges in India with your Axis Bank My Zone Credit Card.
Benefit unlocked on spends of Rs.50,000 in previous 3 months
For more details and terms and condition for Visa lounges, please click here For more details and terms and condition for Visa lounges and for MasterCard lounges, click here For MasterCard lounges

Earn EDGE REWARDS

Earn four EDGE REWARD points for every ₹200 spent using your credit card.
For redemption options, please refer to the EDGE REWARDS Catalogue available on the official website.
No reward points will be credited for Movie, Fuel, Insurance, Wallet, Rent, Utilities, Jewellery, Education, Government Institutions and EMI transactions.

Shopping Discount at AJIO

Save up to ₹1,000 at AJIO on minimum purchases of ₹2,999 using the coupon code AJIOAXISMZ, valid from 01-05-2023. This offer applies to select styles and for more details on applicable products, visit the specified link. Click here
Click here for detailed terms and conditions.

Fuel up and get a waiver on surcharge

1% fuel surcharge waiver on all fuel transactions in India with an Axis Bank MY Zone Credit Card
Get a fuel surcharge refund for transactions at all fuel stations across India when using your MY ZONE Credit Card. This offer is valid for transactions between ₹400 and ₹4,000, with a maximum benefit of up to ₹400 per statement cycle.
GST charged on fuel surcharge is non-refundable
Applicable on CC on UPI transactions as well

Convert purchases to EMI

For any transactions exceeding ₹2,500, contact the bank to convert your large credit card purchases into manageable EMIs.
To know more, click here for Convert purchases to EMI

Spend securely

Enhance your security with an EMV certified chip credit card, designed to minimize the risk of counterfeit and skimming fraud.
All credit cards come with chip and PIN protection, providing unmatched security.

Dining Delights

Indulge in delectable cuisines with Axis Bank Dining Delights offering upto 15% discount at our partner restaurants in India.
Offer Details:
15% off up to Rs.500
Minimum Order Value Rs. Rs.2500
Valid once per card per month
Dining Delights program via EazyDiner on Axis Bank Credit & Debit Cards

Network Offers

For Mastercard Cardholders, log on to Mastercard Shop Perks for exciting cashback on popular brands. Click here to avail the offers to avail the offers.

Fees & Charges

The fees and charges for My Zone Credit Card are applicable to all card holders. The My Zone Credit Card fees include cash payment fee, joining fee and an annual fee.

My Zone Credit Card	Charges
Joining Fee	Rs. 500
Annual Fee	1st Year: Nil 2nd Year onwards: Rs. 500
Add-on Card Joining Fee	Nil
Add-on Card Annual Fee	Nil
Card Replacement Fee	Nil
Cash Payment Fee	Rs. 100/-
Duplicate Statement Fee	Waived
Charge Slip Retrieval Fee or Copy Request Fee	Waived
Outstation Cheque Fee	Waived
Mobile Alerts for Transactions	Free
Hotlisting Charges	Nil
Balance Enquiry Charges	Waived
Finance Charges (Retail Purchases & Cash)	3.6% per month (52.86% per annum)
Cash Withdrawal Fees	2.5% (Min. Rs. 500) of the cash amount
Overdue Penalty or Late Payment Fee	Nil if Total Payment Due is less than Rs. 500 Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000 Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000 Rs. 1200 if total payment due is greater than Rs.10,000
Over Limit Penalty	2.5% of the overlimit amount (Min. Rs 500)
Cheque Return or Dishonour Fee or Auto-debit Reversal	2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,500
Surcharge on Purchase or Cancellation of Railway Tickets	As prescribed by IRCTC / Indian Railways
Fuel Transaction Surcharge Transaction	1% of transaction amount (Refunded for fuel transactions between Rs. 400 to Rs. 4,000. Maximum benefits up to Rs. 400 per month)
Foreign Currency Transaction Fee	3.50% of the transaction value
Reward Point Redemption fee	yes
GST	As per existing Government norms
Rent Transaction fee	1% of transaction amount (Max Rs.1,500). GST as per existing Government norms. Rent transactions are identified through Merchant Category Code 6513.
Dynamic Currency Conversion MarkUp	1% of transaction amount. International transactions performed in Indian currency at International locations or transactions performed in Indian currency with merchants located in Indian but registered in foreign nations are eligible for the charges.

Individuals eligible for Axis Bank MY Zone Credit Card:

Eligibility

Primary cardholder should be between 18 to 70 years of age

Applicant should be a Resident of India or Non-Resident Indian

These criteria are only indicative and the bank reserves the right to approve or decline applications for credit cards.

Documentation

PAN card photocopy or Form 60

Proof of income

Latest payslip / Form 16 / IT return copy as income proof

Residence proof

Passport / Ration Card/ Electricity bill / Landline telephone bill

*This list is only indicative. Documents required may vary on a case-to-case basis.

APPLY NOW

Value Chart

The value chart for MYZONE Credit Card lists the cashback and points earned based on your transactions. You can avail benefits worth upto Rs.13,499 using your MYZONE Credit Card annually.

Details	Monthly Benefit (Rs.)	Annual Benefit (Rs.)
Sony LIV Activation Benefit¹		1499
Movie spends at Paytm	200	2400
Food ordering at Swiggy	240	2880
Online shopping at AJIO²		4000
Fuel Spends³	30	360
Domestic Airport Lounge Access⁴		2000
Sony LIV Milestone Benefit5⁵	-	1499
EDGE Rewards	150 RPs	1800 RPs
Total Benefits (Year1)^#	-	Upto 13499
Total Benefit (Year2 onwards)^#	-	Upto 13499
Annual benefits as a percentage of spends*		8.67%
¹Applicable for first year only ²If one purchase per quarter ³Assuming fuel spends of Rs.3000 monthly ⁴If used twice in a year ⁵Applicable from year 2 onwards on paid cards only #Calculations assuming 1,50,000 yearly spends *For illustrative purposes only

My Zone Credit Card

Buy One Get One Free on movie tickets

Enjoy a 100% discount on your second movie ticket at Paytm Movies when using your MY ZONE Credit Card.
Get up to ₹200 off per month.
Remember to apply the coupon code AXIS200 to receive this discount.
Note: No reward points are earned on movie transactions.

Complimentary Sony LIV Premium annual subscription

Receive a Sony LIV Premium annual subscription valued at ₹1499 for free with your first purchase within the first 30 days after receiving your MY ZONE Credit Card.
Customers eligible for promotional offers will receive their voucher code via SMS to their registered mobile number within 45 days following the issuance of the card.
Customers are eligible for SonyLIV Premium membership renewal on spending 1.5 lakhs* in a card anniversary year. Offer is applicable only on paid cards. Spends threshold will not include Rent and Wallet transactions
Voucher codes for promotional offers will also be sent via SMS to eligible customers within 60 days after the payment of the annual fees.

Instant discount on Swiggy

Flat Rs.120 off on food delivery at Swiggy with your My Zone Credit Card
Use coupon code AXIS120 to avail the discount
Maximum discount is capped at Rs.120 per order
Offer applicable on minimum spends of Rs.500
Customer can redeem the code upto 2 times a month per user ID on Swiggy
This offer shall be valid on all restaurant orders where alliance offers are applicable.
Alliance offers include all third party offers including Bank/Wallet/Fintech partner offers.
Offer not applicable on Haldiram's Restaurants across India.

Enjoy complimentary lounge access

Benefit from one complimentary access per calendar quarter to select airport lounges in India with your Axis Bank My Zone Credit Card.
Benefit unlocked on spends of Rs.50,000 in previous 3 months
For more details and terms and condition for Visa lounges, please click here For more details and terms and condition for Visa lounges and for MasterCard lounges, click here For MasterCard lounges

Earn EDGE REWARDS

Earn four EDGE REWARD points for every ₹200 spent using your credit card.
For redemption options, please refer to the EDGE REWARDS Catalogue available on the official website.
No reward points will be credited for Movie, Fuel, Insurance, Wallet, Rent, Utilities, Jewellery, Education, Government Institutions and EMI transactions.

Shopping Discount at AJIO

Save up to ₹1,000 at AJIO on minimum purchases of ₹2,999 using the coupon code AJIOAXISMZ, valid from 01-05-2023. This offer applies to select styles and for more details on applicable products, visit the specified link. Click here
Click here for detailed terms and conditions.

Fuel up and get a waiver on surcharge

1% fuel surcharge waiver on all fuel transactions in India with an Axis Bank MY Zone Credit Card
Get a fuel surcharge refund for transactions at all fuel stations across India when using your MY ZONE Credit Card. This offer is valid for transactions between ₹400 and ₹4,000, with a maximum benefit of up to ₹400 per statement cycle.
GST charged on fuel surcharge is non-refundable
Applicable on CC on UPI transactions as well

Convert purchases to EMI

For any transactions exceeding ₹2,500, contact the bank to convert your large credit card purchases into manageable EMIs.
To know more, click here for Convert purchases to EMI

Spend securely

Enhance your security with an EMV certified chip credit card, designed to minimize the risk of counterfeit and skimming fraud.
All credit cards come with chip and PIN protection, providing unmatched security.

Dining Delights

Indulge in delectable cuisines with Axis Bank Dining Delights offering upto 15% discount at our partner restaurants in India.
Offer Details:
15% off up to Rs.500
Minimum Order Value Rs. Rs.2500
Valid once per card per month
Dining Delights program via EazyDiner on Axis Bank Credit & Debit Cards

Network Offers

For Mastercard Cardholders, log on to Mastercard Shop Perks for exciting cashback on popular brands. Click here to avail the offers to avail the offers.

Fees & Charges

The fees and charges for My Zone Credit Card are applicable to all card holders. The My Zone Credit Card fees include cash payment fee, joining fee and an annual fee.

My Zone Credit Card	Charges
Joining Fee	Rs. 500
Annual Fee	1st Year: Nil 2nd Year onwards: Rs. 500
Add-on Card Joining Fee	Nil
Add-on Card Annual Fee	Nil
Card Replacement Fee	Nil
Cash Payment Fee	Rs. 100/-
Duplicate Statement Fee	Waived
Charge Slip Retrieval Fee or Copy Request Fee	Waived
Outstation Cheque Fee	Waived
Mobile Alerts for Transactions	Free
Hotlisting Charges	Nil
Balance Enquiry Charges	Waived
Finance Charges (Retail Purchases & Cash)	3.6% per month (52.86% per annum)
Cash Withdrawal Fees	2.5% (Min. Rs. 500) of the cash amount
Overdue Penalty or Late Payment Fee	Nil if Total Payment Due is less than Rs. 500 Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000 Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000 Rs. 1200 if total payment due is greater than Rs.10,000
Over Limit Penalty	2.5% of the overlimit amount (Min. Rs 500)
Cheque Return or Dishonour Fee or Auto-debit Reversal	2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,500
Surcharge on Purchase or Cancellation of Railway Tickets	As prescribed by IRCTC / Indian Railways
Fuel Transaction Surcharge Transaction	1% of transaction amount (Refunded for fuel transactions between Rs. 400 to Rs. 4,000. Maximum benefits up to Rs. 400 per month)
Foreign Currency Transaction Fee	3.50% of the transaction value
Reward Point Redemption fee	yes
GST	As per existing Government norms
Rent Transaction fee	1% of transaction amount (Max Rs.1,500). GST as per existing Government norms. Rent transactions are identified through Merchant Category Code 6513.
Dynamic Currency Conversion MarkUp	1% of transaction amount. International transactions performed in Indian currency at International locations or transactions performed in Indian currency with merchants located in Indian but registered in foreign nations are eligible for the charges.

Individuals eligible for Axis Bank MY Zone Credit Card:

Eligibility

Primary cardholder should be between 18 to 70 years of age

Applicant should be a Resident of India or Non-Resident Indian

These criteria are only indicative and the bank reserves the right to approve or decline applications for credit cards.

Documentation

PAN card photocopy or Form 60

Proof of income

Latest payslip / Form 16 / IT return copy as income proof

Residence proof

Passport / Ration Card/ Electricity bill / Landline telephone bill

*This list is only indicative. Documents required may vary on a case-to-case basis.

APPLY NOW

Value Chart

The value chart for MYZONE Credit Card lists the cashback and points earned based on your transactions. You can avail benefits worth upto Rs.13,499 using your MYZONE Credit Card annually.

Details	Monthly Benefit (Rs.)	Annual Benefit (Rs.)
Sony LIV Activation Benefit¹		1499
Movie spends at Paytm	200	2400
Food ordering at Swiggy	240	2880
Online shopping at AJIO²		4000
Fuel Spends³	30	360
Domestic Airport Lounge Access⁴		2000
Sony LIV Milestone Benefit5⁵	-	1499
EDGE Rewards	150 RPs	1800 RPs
Total Benefits (Year1)^#	-	Upto 13499
Total Benefit (Year2 onwards)^#	-	Upto 13499
Annual benefits as a percentage of spends*		8.67%
¹Applicable for first year only ²If one purchase per quarter ³Assuming fuel spends of Rs.3000 monthly ⁴If used twice in a year ⁵Applicable from year 2 onwards on paid cards only #Calculations assuming 1,50,000 yearly spends *For illustrative purposes only

My Zone Credit Card

Buy One Get One Free on movie tickets

Enjoy a 100% discount on your second movie ticket at Paytm Movies when using your MY ZONE Credit Card.
Get up to ₹200 off per month.
Remember to apply the coupon code AXIS200 to receive this discount.
Note: No reward points are earned on movie transactions.

Complimentary Sony LIV Premium annual subscription

Receive a Sony LIV Premium annual subscription valued at ₹1499 for free with your first purchase within the first 30 days after receiving your MY ZONE Credit Card.
Customers eligible for promotional offers will receive their voucher code via SMS to their registered mobile number within 45 days following the issuance of the card.
Customers are eligible for SonyLIV Premium membership renewal on spending 1.5 lakhs* in a card anniversary year. Offer is applicable only on paid cards. Spends threshold will not include Rent and Wallet transactions
Voucher codes for promotional offers will also be sent via SMS to eligible customers within 60 days after the payment of the annual fees.

Instant discount on Swiggy

Flat Rs.120 off on food delivery at Swiggy with your My Zone Credit Card
Use coupon code AXIS120 to avail the discount
Maximum discount is capped at Rs.120 per order
Offer applicable on minimum spends of Rs.500
Customer can redeem the code upto 2 times a month per user ID on Swiggy
This offer shall be valid on all restaurant orders where alliance offers are applicable.
Alliance offers include all third party offers including Bank/Wallet/Fintech partner offers.
Offer not applicable on Haldiram's Restaurants across India.

Enjoy complimentary lounge access

Benefit from one complimentary access per calendar quarter to select airport lounges in India with your Axis Bank My Zone Credit Card.
Benefit unlocked on spends of Rs.50,000 in previous 3 months
For more details and terms and condition for Visa lounges, please click here For more details and terms and condition for Visa lounges and for MasterCard lounges, click here For MasterCard lounges

Earn EDGE REWARDS

Earn four EDGE REWARD points for every ₹200 spent using your credit card.
For redemption options, please refer to the EDGE REWARDS Catalogue available on the official website.
No reward points will be credited for Movie, Fuel, Insurance, Wallet, Rent, Utilities, Jewellery, Education, Government Institutions and EMI transactions.

Shopping Discount at AJIO

Save up to ₹1,000 at AJIO on minimum purchases of ₹2,999 using the coupon code AJIOAXISMZ, valid from 01-05-2023. This offer applies to select styles and for more details on applicable products, visit the specified link. Click here
Click here for detailed terms and conditions.

Fuel up and get a waiver on surcharge

1% fuel surcharge waiver on all fuel transactions in India with an Axis Bank MY Zone Credit Card
Get a fuel surcharge refund for transactions at all fuel stations across India when using your MY ZONE Credit Card. This offer is valid for transactions between ₹400 and ₹4,000, with a maximum benefit of up to ₹400 per statement cycle.
GST charged on fuel surcharge is non-refundable
Applicable on CC on UPI transactions as well

Convert purchases to EMI

For any transactions exceeding ₹2,500, contact the bank to convert your large credit card purchases into manageable EMIs.
To know more, click here for Convert purchases to EMI

Spend securely

Enhance your security with an EMV certified chip credit card, designed to minimize the risk of counterfeit and skimming fraud.
All credit cards come with chip and PIN protection, providing unmatched security.

Dining Delights

Indulge in delectable cuisines with Axis Bank Dining Delights offering upto 15% discount at our partner restaurants in India.
Offer Details:
15% off up to Rs.500
Minimum Order Value Rs. Rs.2500
Valid once per card per month
Dining Delights program via EazyDiner on Axis Bank Credit & Debit Cards

Network Offers

For Mastercard Cardholders, log on to Mastercard Shop Perks for exciting cashback on popular brands. Click here to avail the offers to avail the offers.

Fees & Charges

The fees and charges for My Zone Credit Card are applicable to all card holders. The My Zone Credit Card fees include cash payment fee, joining fee and an annual fee.

My Zone Credit Card	Charges
Joining Fee	Rs. 500
Annual Fee	1st Year: Nil 2nd Year onwards: Rs. 500
Add-on Card Joining Fee	Nil
Add-on Card Annual Fee	Nil
Card Replacement Fee	Nil
Cash Payment Fee	Rs. 100/-
Duplicate Statement Fee	Waived
Charge Slip Retrieval Fee or Copy Request Fee	Waived
Outstation Cheque Fee	Waived
Mobile Alerts for Transactions	Free
Hotlisting Charges	Nil
Balance Enquiry Charges	Waived
Finance Charges (Retail Purchases & Cash)	3.6% per month (52.86% per annum)
Cash Withdrawal Fees	2.5% (Min. Rs. 500) of the cash amount
Overdue Penalty or Late Payment Fee	Nil if Total Payment Due is less than Rs. 500 Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000 Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000 Rs. 1200 if total payment due is greater than Rs.10,000
Over Limit Penalty	2.5% of the overlimit amount (Min. Rs 500)
Cheque Return or Dishonour Fee or Auto-debit Reversal	2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,500
Surcharge on Purchase or Cancellation of Railway Tickets	As prescribed by IRCTC / Indian Railways
Fuel Transaction Surcharge Transaction	1% of transaction amount (Refunded for fuel transactions between Rs. 400 to Rs. 4,000. Maximum benefits up to Rs. 400 per month)
Foreign Currency Transaction Fee	3.50% of the transaction value
Reward Point Redemption fee	yes
GST	As per existing Government norms
Rent Transaction fee	1% of transaction amount (Max Rs.1,500). GST as per existing Government norms. Rent transactions are identified through Merchant Category Code 6513.
Dynamic Currency Conversion MarkUp	1% of transaction amount. International transactions performed in Indian currency at International locations or transactions performed in Indian currency with merchants located in Indian but registered in foreign nations are eligible for the charges.

Individuals eligible for Axis Bank MY Zone Credit Card:

Eligibility

Primary cardholder should be between 18 to 70 years of age

Applicant should be a Resident of India or Non-Resident Indian

These criteria are only indicative and the bank reserves the right to approve or decline applications for credit cards.

Documentation

PAN card photocopy or Form 60

Proof of income

Latest payslip / Form 16 / IT return copy as income proof

Residence proof

Passport / Ration Card/ Electricity bill / Landline telephone bill

*This list is only indicative. Documents required may vary on a case-to-case basis.

APPLY NOW

Value Chart

The value chart for MYZONE Credit Card lists the cashback and points earned based on your transactions. You can avail benefits worth upto Rs.13,499 using your MYZONE Credit Card annually.

Details	Monthly Benefit (Rs.)	Annual Benefit (Rs.)
Sony LIV Activation Benefit¹		1499
Movie spends at Paytm	200	2400
Food ordering at Swiggy	240	2880
Online shopping at AJIO²		4000
Fuel Spends³	30	360
Domestic Airport Lounge Access⁴		2000
Sony LIV Milestone Benefit5⁵	-	1499
EDGE Rewards	150 RPs	1800 RPs
Total Benefits (Year1)^#	-	Upto 13499
Total Benefit (Year2 onwards)^#	-	Upto 13499
Annual benefits as a percentage of spends*		8.67%
¹Applicable for first year only ²If one purchase per quarter ³Assuming fuel spends of Rs.3000 monthly ⁴If used twice in a year ⁵Applicable from year 2 onwards on paid cards only #Calculations assuming 1,50,000 yearly spends *For illustrative purposes only

My Zone Credit Card

Buy One Get One Free on movie tickets

Enjoy a 100% discount on your second movie ticket at Paytm Movies when using your MY ZONE Credit Card.
Get up to ₹200 off per month.
Remember to apply the coupon code AXIS200 to receive this discount.
Note: No reward points are earned on movie transactions.

Complimentary Sony LIV Premium annual subscription

Receive a Sony LIV Premium annual subscription valued at ₹1499 for free with your first purchase within the first 30 days after receiving your MY ZONE Credit Card.
Customers eligible for promotional offers will receive their voucher code via SMS to their registered mobile number within 45 days following the issuance of the card.
Customers are eligible for SonyLIV Premium membership renewal on spending 1.5 lakhs* in a card anniversary year. Offer is applicable only on paid cards. Spends threshold will not include Rent and Wallet transactions
Voucher codes for promotional offers will also be sent via SMS to eligible customers within 60 days after the payment of the annual fees.

Instant discount on Swiggy

Flat Rs.120 off on food delivery at Swiggy with your My Zone Credit Card
Use coupon code AXIS120 to avail the discount
Maximum discount is capped at Rs.120 per order
Offer applicable on minimum spends of Rs.500
Customer can redeem the code upto 2 times a month per user ID on Swiggy
This offer shall be valid on all restaurant orders where alliance offers are applicable.
Alliance offers include all third party offers including Bank/Wallet/Fintech partner offers.
Offer not applicable on Haldiram's Restaurants across India.

Enjoy complimentary lounge access

Benefit from one complimentary access per calendar quarter to select airport lounges in India with your Axis Bank My Zone Credit Card.
Benefit unlocked on spends of Rs.50,000 in previous 3 months
For more details and terms and condition for Visa lounges, please click here For more details and terms and condition for Visa lounges and for MasterCard lounges, click here For MasterCard lounges

Earn EDGE REWARDS

Earn four EDGE REWARD points for every ₹200 spent using your credit card.
For redemption options, please refer to the EDGE REWARDS Catalogue available on the official website.
No reward points will be credited for Movie, Fuel, Insurance, Wallet, Rent, Utilities, Jewellery, Education, Government Institutions and EMI transactions.

Shopping Discount at AJIO

Save up to ₹1,000 at AJIO on minimum purchases of ₹2,999 using the coupon code AJIOAXISMZ, valid from 01-05-2023. This offer applies to select styles and for more details on applicable products, visit the specified link. Click here
Click here for detailed terms and conditions.

Fuel up and get a waiver on surcharge

1% fuel surcharge waiver on all fuel transactions in India with an Axis Bank MY Zone Credit Card
Get a fuel surcharge refund for transactions at all fuel stations across India when using your MY ZONE Credit Card. This offer is valid for transactions between ₹400 and ₹4,000, with a maximum benefit of up to ₹400 per statement cycle.
GST charged on fuel surcharge is non-refundable
Applicable on CC on UPI transactions as well

Convert purchases to EMI

For any transactions exceeding ₹2,500, contact the bank to convert your large credit card purchases into manageable EMIs.
To know more, click here for Convert purchases to EMI

Spend securely

Enhance your security with an EMV certified chip credit card, designed to minimize the risk of counterfeit and skimming fraud.
All credit cards come with chip and PIN protection, providing unmatched security.

Dining Delights

Indulge in delectable cuisines with Axis Bank Dining Delights offering upto 15% discount at our partner restaurants in India.
Offer Details:
15% off up to Rs.500
Minimum Order Value Rs. Rs.2500
Valid once per card per month
Dining Delights program via EazyDiner on Axis Bank Credit & Debit Cards

Network Offers

For Mastercard Cardholders, log on to Mastercard Shop Perks for exciting cashback on popular brands. Click here to avail the offers to avail the offers.

Fees & Charges

The fees and charges for My Zone Credit Card are applicable to all card holders. The My Zone Credit Card fees include cash payment fee, joining fee and an annual fee.

My Zone Credit Card	Charges
Joining Fee	Rs. 500
Annual Fee	1st Year: Nil 2nd Year onwards: Rs. 500
Add-on Card Joining Fee	Nil
Add-on Card Annual Fee	Nil
Card Replacement Fee	Nil
Cash Payment Fee	Rs. 100/-
Duplicate Statement Fee	Waived
Charge Slip Retrieval Fee or Copy Request Fee	Waived
Outstation Cheque Fee	Waived
Mobile Alerts for Transactions	Free
Hotlisting Charges	Nil
Balance Enquiry Charges	Waived
Finance Charges (Retail Purchases & Cash)	3.6% per month (52.86% per annum)
Cash Withdrawal Fees	2.5% (Min. Rs. 500) of the cash amount
Overdue Penalty or Late Payment Fee	Nil if Total Payment Due is less than Rs. 500 Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000 Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000 Rs. 1200 if total payment due is greater than Rs.10,000
Over Limit Penalty	2.5% of the overlimit amount (Min. Rs 500)
Cheque Return or Dishonour Fee or Auto-debit Reversal	2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,500
Surcharge on Purchase or Cancellation of Railway Tickets	As prescribed by IRCTC / Indian Railways
Fuel Transaction Surcharge Transaction	1% of transaction amount (Refunded for fuel transactions between Rs. 400 to Rs. 4,000. Maximum benefits up to Rs. 400 per month)
Foreign Currency Transaction Fee	3.50% of the transaction value
Reward Point Redemption fee	yes
GST	As per existing Government norms
Rent Transaction fee	1% of transaction amount (Max Rs.1,500). GST as per existing Government norms. Rent transactions are identified through Merchant Category Code 6513.
Dynamic Currency Conversion MarkUp	1% of transaction amount. International transactions performed in Indian currency at International locations or transactions performed in Indian currency with merchants located in Indian but registered in foreign nations are eligible for the charges.

Individuals eligible for Axis Bank MY Zone Credit Card:

Eligibility

Primary cardholder should be between 18 to 70 years of age

Applicant should be a Resident of India or Non-Resident Indian

These criteria are only indicative and the bank reserves the right to approve or decline applications for credit cards.

Documentation

PAN card photocopy or Form 60

Proof of income

Latest payslip / Form 16 / IT return copy as income proof

Residence proof

Passport / Ration Card/ Electricity bill / Landline telephone bill

*This list is only indicative. Documents required may vary on a case-to-case basis.

APPLY NOW

Value Chart

The value chart for MYZONE Credit Card lists the cashback and points earned based on your transactions. You can avail benefits worth upto Rs.13,499 using your MYZONE Credit Card annually.

Details	Monthly Benefit (Rs.)	Annual Benefit (Rs.)
Sony LIV Activation Benefit¹		1499
Movie spends at Paytm	200	2400
Food ordering at Swiggy	240	2880
Online shopping at AJIO²		4000
Fuel Spends³	30	360
Domestic Airport Lounge Access⁴		2000
Sony LIV Milestone Benefit5⁵	-	1499
EDGE Rewards	150 RPs	1800 RPs
Total Benefits (Year1)^#	-	Upto 13499
Total Benefit (Year2 onwards)^#	-	Upto 13499
Annual benefits as a percentage of spends*		8.67%
¹Applicable for first year only ²If one purchase per quarter ³Assuming fuel spends of Rs.3000 monthly ⁴If used twice in a year ⁵Applicable from year 2 onwards on paid cards only #Calculations assuming 1,50,000 yearly spends *For illustrative purposes only

My Zone Credit Card

Buy One Get One Free on movie tickets

Enjoy a 100% discount on your second movie ticket at Paytm Movies when using your MY ZONE Credit Card.
Get up to ₹200 off per month.
Remember to apply the coupon code AXIS200 to receive this discount.
Note: No reward points are earned on movie transactions.

Complimentary Sony LIV Premium annual subscription

Receive a Sony LIV Premium annual subscription valued at ₹1499 for free with your first purchase within the first 30 days after receiving your MY ZONE Credit Card.
Customers eligible for promotional offers will receive their voucher code via SMS to their registered mobile number within 45 days following the issuance of the card.
Customers are eligible for SonyLIV Premium membership renewal on spending 1.5 lakhs* in a card anniversary year. Offer is applicable only on paid cards. Spends threshold will not include Rent and Wallet transactions
Voucher codes for promotional offers will also be sent via SMS to eligible customers within 60 days after the payment of the annual fees.

Instant discount on Swiggy

Flat Rs.120 off on food delivery at Swiggy with your My Zone Credit Card
Use coupon code AXIS120 to avail the discount
Maximum discount is capped at Rs.120 per order
Offer applicable on minimum spends of Rs.500
Customer can redeem the code upto 2 times a month per user ID on Swiggy
This offer shall be valid on all restaurant orders where alliance offers are applicable.
Alliance offers include all third party offers including Bank/Wallet/Fintech partner offers.
Offer not applicable on Haldiram's Restaurants across India.

Enjoy complimentary lounge access

Benefit from one complimentary access per calendar quarter to select airport lounges in India with your Axis Bank My Zone Credit Card.
Benefit unlocked on spends of Rs.50,000 in previous 3 months
For more details and terms and condition for Visa lounges, please click here For more details and terms and condition for Visa lounges and for MasterCard lounges, click here For MasterCard lounges

Earn EDGE REWARDS

Earn four EDGE REWARD points for every ₹200 spent using your credit card.
For redemption options, please refer to the EDGE REWARDS Catalogue available on the official website.
No reward points will be credited for Movie, Fuel, Insurance, Wallet, Rent, Utilities, Jewellery, Education, Government Institutions and EMI transactions.

Shopping Discount at AJIO

Save up to ₹1,000 at AJIO on minimum purchases of ₹2,999 using the coupon code AJIOAXISMZ, valid from 01-05-2023. This offer applies to select styles and for more details on applicable products, visit the specified link. Click here
Click here for detailed terms and conditions.

Fuel up and get a waiver on surcharge

1% fuel surcharge waiver on all fuel transactions in India with an Axis Bank MY Zone Credit Card
Get a fuel surcharge refund for transactions at all fuel stations across India when using your MY ZONE Credit Card. This offer is valid for transactions between ₹400 and ₹4,000, with a maximum benefit of up to ₹400 per statement cycle.
GST charged on fuel surcharge is non-refundable
Applicable on CC on UPI transactions as well

Convert purchases to EMI

For any transactions exceeding ₹2,500, contact the bank to convert your large credit card purchases into manageable EMIs.
To know more, click here for Convert purchases to EMI

Spend securely

Enhance your security with an EMV certified chip credit card, designed to minimize the risk of counterfeit and skimming fraud.
All credit cards come with chip and PIN protection, providing unmatched security.

Dining Delights

Indulge in delectable cuisines with Axis Bank Dining Delights offering upto 15% discount at our partner restaurants in India.
Offer Details:
15% off up to Rs.500
Minimum Order Value Rs. Rs.2500
Valid once per card per month
Dining Delights program via EazyDiner on Axis Bank Credit & Debit Cards

Network Offers

For Mastercard Cardholders, log on to Mastercard Shop Perks for exciting cashback on popular brands. Click here to avail the offers to avail the offers.

Fees & Charges

The fees and charges for My Zone Credit Card are applicable to all card holders. The My Zone Credit Card fees include cash payment fee, joining fee and an annual fee.

My Zone Credit Card	Charges
Joining Fee	Rs. 500
Annual Fee	1st Year: Nil 2nd Year onwards: Rs. 500
Add-on Card Joining Fee	Nil
Add-on Card Annual Fee	Nil
Card Replacement Fee	Nil
Cash Payment Fee	Rs. 100/-
Duplicate Statement Fee	Waived
Charge Slip Retrieval Fee or Copy Request Fee	Waived
Outstation Cheque Fee	Waived
Mobile Alerts for Transactions	Free
Hotlisting Charges	Nil
Balance Enquiry Charges	Waived
Finance Charges (Retail Purchases & Cash)	3.6% per month (52.86% per annum)
Cash Withdrawal Fees	2.5% (Min. Rs. 500) of the cash amount
Overdue Penalty or Late Payment Fee	Nil if Total Payment Due is less than Rs. 500 Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000 Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000 Rs. 1200 if total payment due is greater than Rs.10,000
Over Limit Penalty	2.5% of the overlimit amount (Min. Rs 500)
Cheque Return or Dishonour Fee or Auto-debit Reversal	2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,500
Surcharge on Purchase or Cancellation of Railway Tickets	As prescribed by IRCTC / Indian Railways
Fuel Transaction Surcharge Transaction	1% of transaction amount (Refunded for fuel transactions between Rs. 400 to Rs. 4,000. Maximum benefits up to Rs. 400 per month)
Foreign Currency Transaction Fee	3.50% of the transaction value
Reward Point Redemption fee	yes
GST	As per existing Government norms
Rent Transaction fee	1% of transaction amount (Max Rs.1,500). GST as per existing Government norms. Rent transactions are identified through Merchant Category Code 6513.
Dynamic Currency Conversion MarkUp	1% of transaction amount. International transactions performed in Indian currency at International locations or transactions performed in Indian currency with merchants located in Indian but registered in foreign nations are eligible for the charges.

Individuals eligible for Axis Bank MY Zone Credit Card:

Eligibility

Primary cardholder should be between 18 to 70 years of age

Applicant should be a Resident of India or Non-Resident Indian

These criteria are only indicative and the bank reserves the right to approve or decline applications for credit cards.

Documentation

PAN card photocopy or Form 60

Proof of income

Latest payslip / Form 16 / IT return copy as income proof

Residence proof

Passport / Ration Card/ Electricity bill / Landline telephone bill

*This list is only indicative. Documents required may vary on a case-to-case basis.

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Value Chart

The value chart for MYZONE Credit Card lists the cashback and points earned based on your transactions. You can avail benefits worth upto Rs.13,499 using your MYZONE Credit Card annually.

Details	Monthly Benefit (Rs.)	Annual Benefit (Rs.)
Sony LIV Activation Benefit¹		1499
Movie spends at Paytm	200	2400
Food ordering at Swiggy	240	2880
Online shopping at AJIO²		4000
Fuel Spends³	30	360
Domestic Airport Lounge Access⁴		2000
Sony LIV Milestone Benefit5⁵	-	1499
EDGE Rewards	150 RPs	1800 RPs
Total Benefits (Year1)^#	-	Upto 13499
Total Benefit (Year2 onwards)^#	-	Upto 13499
Annual benefits as a percentage of spends*		8.67%
¹Applicable for first year only ²If one purchase per quarter ³Assuming fuel spends of Rs.3000 monthly ⁴If used twice in a year ⁵Applicable from year 2 onwards on paid cards only #Calculations assuming 1,50,000 yearly spends *For illustrative purposes only

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