Exciting cashback on movie tickets, delightful dinners, convert purchases to EMI, earn EDGE REWARD points and avail more such benefits on My Zone Easy Credit Card.
25% cashback on online and box office movie ticket purchases all week with your MY Zone Easy Credit Card*
*No reward points are earned on movie offer transactions. The amount of cashback in a calendar year is limited to Rs.1000.
*Only transactions made at merchants registered as MCC 7832 or MCC 7922 are eligible for movie cashback
Forget swiping, just tap the card and make a secure transaction upto Rs. 5000
Cash withdrawals upto 100% of your credit limit from day one
No extra charge on purchase transactions for upto 50 days*
*Applicable only if there is no outstanding on the card account i.e., previous bill has been settled in full by the payment due date. Not applicable on cash transactions.
Any application for the Axis Bank MY Zone Easy Credit Card gets guaranteed approval
The card is equipped with the Platinum Chip contactless technology, which offers clear authentication of credit payments, combined with easy fraud detection.
The chip cannot be duplicated, ruling out counterfeiting and skimming, making it safer than other cards. The card is Chip and PIN protected for additional security
1% fuel surcharge waiver on all fuel transactions in India with an Axis Bank MY Zone Easy Credit Card
Fuel surcharge refund on spends at all fuel stations across India with MY Zone Easy Credit Card. Valid on transactions between Rs. 400 and Rs. 4,000 only. Maximum benefits up to Rs. 400* per statement cycle.
GST charged on fuel surcharge is non-refundable
*No reward points are earned on fuel transactions
The fuel surcharge is not levied by the card issuing bank, on certain fuel transactions, the fuel surcharge may be levied as INR 10 instead of 1 percent with additional GST.
The fuel surcharge is not levied by the card issuing bank, on certain fuel transactions, the fuel surcharge may be levied as INR 10 + GST instead of 1% + GST.
On any transaction over Rs. 2,500, contact the Bank to convert a big credit card purchase into EMIs
To know more, click here to Convert purchases to EMI
EDGE REWARD points for transactions and 500+ rewards and offers to redeem points. Earn 4 points on domestic spends for every Rs. 200 spent.
For options to redeem points, check the EDGE REWARDS Catalogue
Indulge in delectable cuisines with Axis Bank Dining Delights offering a minimum 15%* off at our partner restaurants in India.
Click here for the most updated list of restaurants for the most updated list of restaurants affiliated with the ‘Dining Delights’ program.
Exciting cashback on movie tickets, delightful dinners, convert purchases to EMI, earn EDGE REWARD points and avail more such benefits on My Zone Easy Credit Card.
25% cashback on online and box office movie ticket purchases all week with your MY Zone Easy Credit Card*
*No reward points are earned on movie offer transactions. The amount of cashback in a calendar year is limited to Rs.1000.
*Only transactions made at merchants registered as MCC 7832 or MCC 7922 are eligible for movie cashback
Forget swiping, just tap the card and make a secure transaction upto Rs. 5000
Cash withdrawals upto 100% of your credit limit from day one
No extra charge on purchase transactions for upto 50 days*
*Applicable only if there is no outstanding on the card account i.e., previous bill has been settled in full by the payment due date. Not applicable on cash transactions.
Any application for the Axis Bank MY Zone Easy Credit Card gets guaranteed approval
The card is equipped with the Platinum Chip contactless technology, which offers clear authentication of credit payments, combined with easy fraud detection.
The chip cannot be duplicated, ruling out counterfeiting and skimming, making it safer than other cards. The card is Chip and PIN protected for additional security
1% fuel surcharge waiver on all fuel transactions in India with an Axis Bank MY Zone Easy Credit Card
Fuel surcharge refund on spends at all fuel stations across India with MY Zone Easy Credit Card. Valid on transactions between Rs. 400 and Rs. 4,000 only. Maximum benefits up to Rs. 400* per statement cycle.
GST charged on fuel surcharge is non-refundable
*No reward points are earned on fuel transactions
The fuel surcharge is not levied by the card issuing bank, on certain fuel transactions, the fuel surcharge may be levied as INR 10 instead of 1 percent with additional GST.
The fuel surcharge is not levied by the card issuing bank, on certain fuel transactions, the fuel surcharge may be levied as INR 10 + GST instead of 1% + GST.
On any transaction over Rs. 2,500, contact the Bank to convert a big credit card purchase into EMIs
To know more, click here to Convert purchases to EMI
EDGE REWARD points for transactions and 500+ rewards and offers to redeem points. Earn 4 points on domestic spends for every Rs. 200 spent.
For options to redeem points, check the EDGE REWARDS Catalogue
Indulge in delectable cuisines with Axis Bank Dining Delights offering a minimum 15%* off at our partner restaurants in India.
Click here for the most updated list of restaurants for the most updated list of restaurants affiliated with the ‘Dining Delights’ program.
1. Tax Saver FDs
2. Flexi-Deposits (Auto-sweep Fixed Deposits)
3. Fixed Deposits in the name of HUF/society/trust/companies
| Description | Charges |
|---|---|
| Standard Joining Fee | Rs.500 |
| Standard Annual Fee | Rs.500 |
| Standard Add-on Card Joining Fee | NIL |
| Standard Add-on Card Annual Fee | NIL |
| Finance Charges (Retail Purchases & Cash) | 3.40% per month (49.36% per annum) |
| Cash Withdrawal Fees | 2.5% (minimum Rs. 500) of the Cash Amount |
| Fee for Cash Payment | Rs. 100 |
| Card Replacement | Nil |
| Overdue Penalty or Late Payment Fee | Nil if Total Payment Due is less than Rs. 500 Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000 Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000 Rs. 1200 if total payment due is greater than Rs.10,000 |
| Over Limit Penalty | 2.5% of the overlimit amount (Min. Rs 500) |
| Emergency Card Replacement Fee when overseas (through VISA) | As per VISA Global Customer Assistance Services (GCAS). |
| Surcharge on purchase or cancellation of Railway Tickets | As prescribed by IRCTC/Indian Railways |
| Fuel Transaction Surcharge | 1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000) |
| Foreign Currency Transaction Fee | 3.50% of the transaction value |
| Mobile Alerts for Transactions | Waived |
| Hotlisting Charges | NIL |
| Balance Enquiry Charges | Waived |
| Cheque return or Dishonour Fee or Auto debit Reversal | 2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,522 |
| Reward Redemption fee | Yes |
| Rent Transaction fee | 1% capped at INR 1,500/transaction will be applicable on each rental transaction done on MCC 6513 |
| Dynamic Currency Conversion Markup | 1% + taxes for each International transaction performed in Indian currency at International location or transactions performed in Indian currency with merchants located in Indian but registered in foreign nation |
Charges Structure is subject to change from time to time at sole discretion of Axis Bank.
As per Ministry of Finance guidelines, GST as per existing Government norms is being levied on all fees, interests & other charges on all credit cards. No refund shall be provided for GST charged on Fuel Transaction Surcharge.