Complimentary Flight tickets, dining delights, exciting cashback offers, access to airport lounge and vouchers for holidays and hotels are some of the benefits of My Wings Credit Card.
All travel/hotel/flight/Ezeego offers and cashbacks on MY Wings Credit Card shall be available till April 20, 2019 only except IRCTC cashback.
Redeem 2 complementary base fare flight tickets in simple steps:
Indulge in delectable cuisine with Axis Bank Dining Delights offering a minimum 15%* off at our partner restaurants in India
Click here for the most updated list of Restaurants affiliated to the ‘Dining Delights’ program
With an EMV certified chip credit card, all credit cards are chip and PIN protected for unrivalled protection
EMV certified chip reduces the possibility of counterfeit and skimming fraud
On any transaction over Rs. 2,500, contact the Bank to convert a big credit card purchase into EMIs
To know more, click here
Enjoy complimentary access to airport lounges within India with your Axis Bank My Wings Credit Card
For more details, terms and conditions for MasterCard lounges, click here
Up to 20% cashback on bare fare domestic flight bookings:
Rs. 25 off every time a ticket is booked with a My Wings Credit Card on www.irctc.com
Rs. 25 off every time a ticket is booked with a My Wings Credit Card on www.irctc.com
Worth Rs. 10,000
For details, terms and conditions, click here
For details, terms and conditions, click here
EDGE REWARD points for transactions and 500+ rewards and offers to redeem points. Earn points for these transactions:
For options to redeem points, check the EDGE REWARDS Catalogue
Complimentary Flight tickets, dining delights, exciting cashback offers, access to airport lounge and vouchers for holidays and hotels are some of the benefits of My Wings Credit Card.
All travel/hotel/flight/Ezeego offers and cashbacks on MY Wings Credit Card shall be available till April 20, 2019 only except IRCTC cashback.
Redeem 2 complementary base fare flight tickets in simple steps:
Indulge in delectable cuisine with Axis Bank Dining Delights offering a minimum 15%* off at our partner restaurants in India
Click here for the most updated list of Restaurants affiliated to the ‘Dining Delights’ program
With an EMV certified chip credit card, all credit cards are chip and PIN protected for unrivalled protection
EMV certified chip reduces the possibility of counterfeit and skimming fraud
On any transaction over Rs. 2,500, contact the Bank to convert a big credit card purchase into EMIs
To know more, click here
Enjoy complimentary access to airport lounges within India with your Axis Bank My Wings Credit Card
For more details, terms and conditions for MasterCard lounges, click here
Up to 20% cashback on bare fare domestic flight bookings:
Rs. 25 off every time a ticket is booked with a My Wings Credit Card on www.irctc.com
Rs. 25 off every time a ticket is booked with a My Wings Credit Card on www.irctc.com
Worth Rs. 10,000
For details, terms and conditions, click here
For details, terms and conditions, click here
EDGE REWARD points for transactions and 500+ rewards and offers to redeem points. Earn points for these transactions:
For options to redeem points, check the EDGE REWARDS Catalogue
Value chart for My Wings Credit Card enlists cashbacks and points corresponding to your transactions. Cardholders can avail cashback on all bus tickets, railway tickets, domestic flight tickets, airport lounges and car rental bookings.
| Details | Annual Spends (Rs.) | CashBack Amount (Rs.) / Benefits | Reward Points Earned |
|---|---|---|---|
| 2 Complimentary Flight tickets | 10000 | ||
| Family vacation- Four flight ticket bookings | 20000 | 2000 | 400 |
| Hotels & Holiday Vouchers | 25000 | 2500 | 500 |
| Four online rail ticket bookings | 6000 | 100 | |
| Two Bus ticket bookings | 800 | 200 | 16 |
| One Car rental bookings | 1000 | 400 | 20 |
| Fuel Surcharge Waiver | 36000 | 360 | |
| Other Spends | 151200 | ||
| Complimentary airport lounge access* | 4000 | ||
| Total Annual Spends*** | 240000 | ||
| Total annual cashback and reward points** | 19560 | 3960 |
Complimentary Flight tickets, dining delights, exciting cashback offers, access to airport lounge and vouchers for holidays and hotels are some of the benefits of My Wings Credit Card.
All travel/hotel/flight/Ezeego offers and cashbacks on MY Wings Credit Card shall be available till April 20, 2019 only except IRCTC cashback.
Redeem 2 complementary base fare flight tickets in simple steps:
Indulge in delectable cuisine with Axis Bank Dining Delights offering a minimum 15%* off at our partner restaurants in India
Click here for the most updated list of Restaurants affiliated to the ‘Dining Delights’ program
With an EMV certified chip credit card, all credit cards are chip and PIN protected for unrivalled protection
EMV certified chip reduces the possibility of counterfeit and skimming fraud
On any transaction over Rs. 2,500, contact the Bank to convert a big credit card purchase into EMIs
To know more, click here
Enjoy complimentary access to airport lounges within India with your Axis Bank My Wings Credit Card
For more details, terms and conditions for MasterCard lounges, click here
Up to 20% cashback on bare fare domestic flight bookings:
Rs. 25 off every time a ticket is booked with a My Wings Credit Card on www.irctc.com
Rs. 25 off every time a ticket is booked with a My Wings Credit Card on www.irctc.com
Worth Rs. 10,000
For details, terms and conditions, click here
For details, terms and conditions, click here
EDGE REWARD points for transactions and 500+ rewards and offers to redeem points. Earn points for these transactions:
For options to redeem points, check the EDGE REWARDS Catalogue
Fees and charges for My Wings Credit Card are applicable for all the card holders. My Wings Credit Card fees is applicable annually, on joining and for cash payment while the others are waived.
| MY Wings Credit Card | Charges |
|---|---|
| Joining Fee | Rs. 1200/- |
| Annual Fee |
1st Year: Nil 2nd Year onwards: Rs. 500 |
| Add-on Card Joining Fee | Nil |
| Add-on Card Annual Fee | Nil |
| Card Replacement Fee (lost or stolen or re-issue) | Nil |
| Cash Payment Fee | Rs. 100/- |
| Duplicate Statement Fee | Waived |
| Chargeslip Retrieval Fee or Copy Request Fee | Waived |
| Outstation Cheque Fee | Waived |
| Mobile Alerts for Transactions | Free |
| Hotlisting Charges | Nil |
| Balance Enquiry Charges | Waived |
| Finance Charges (Retail Purchases & Cash) | 3.40% per month (49.96% per annum) |
| Cash Withdrawal Fees | 2.5% (Min. Rs 500) of the Cash Amount |
| Overdue Penalty or Late Payment Fee | Nil if Total Payment Due is less than Rs. 500 Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000 Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000 Rs. 1200 if total payment due is greater than Rs.10,000 |
| Over Limit Penalty | 2.5% of the overlimit amount (Min. Rs 500) |
| Cheque return or dishonour Fee or Auto-debit Reversal | 2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,529 |
| Surcharge on purchase or cancellation of Railway Tickets | As prescribed by IRCTC / Indian Railways |
| Fuel Transaction Surcharge Transaction | 1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000) |
| Foreign Currency Transaction Fee | 3.50% of the transaction value |
| Reward Point Redemption fee | Yes |
| GST | As per existing Government norms |
| Rent Transaction fee | 1% capped at INR 1,500/transaction will be applicable on each rental transaction done on MCC 6513 |
| Dynamic Currency Conversion Markup | 1% + taxes for each International transaction performed in Indian currency at International location or transactions performed in Indian currency with merchants located in Indian but registered in foreign nation |
Complimentary Flight tickets, dining delights, exciting cashback offers, access to airport lounge and vouchers for holidays and hotels are some of the benefits of My Wings Credit Card.
All travel/hotel/flight/Ezeego offers and cashbacks on MY Wings Credit Card shall be available till April 20, 2019 only except IRCTC cashback.
Redeem 2 complementary base fare flight tickets in simple steps:
Indulge in delectable cuisine with Axis Bank Dining Delights offering a minimum 15%* off at our partner restaurants in India
Click here for the most updated list of Restaurants affiliated to the ‘Dining Delights’ program
With an EMV certified chip credit card, all credit cards are chip and PIN protected for unrivalled protection
EMV certified chip reduces the possibility of counterfeit and skimming fraud
On any transaction over Rs. 2,500, contact the Bank to convert a big credit card purchase into EMIs
To know more, click here
Enjoy complimentary access to airport lounges within India with your Axis Bank My Wings Credit Card
For more details, terms and conditions for MasterCard lounges, click here
Up to 20% cashback on bare fare domestic flight bookings:
Rs. 25 off every time a ticket is booked with a My Wings Credit Card on www.irctc.com
Rs. 25 off every time a ticket is booked with a My Wings Credit Card on www.irctc.com
Worth Rs. 10,000
For details, terms and conditions, click here
For details, terms and conditions, click here
EDGE REWARD points for transactions and 500+ rewards and offers to redeem points. Earn points for these transactions:
For options to redeem points, check the EDGE REWARDS Catalogue
Fees and charges for My Wings Credit Card are applicable for all the card holders. My Wings Credit Card fees is applicable annually, on joining and for cash payment while the others are waived.
| MY Wings Credit Card | Charges |
|---|---|
| Joining Fee | Rs. 1200/- |
| Annual Fee |
1st Year: Nil 2nd Year onwards: Rs. 500 |
| Add-on Card Joining Fee | Nil |
| Add-on Card Annual Fee | Nil |
| Card Replacement Fee (lost or stolen or re-issue) | Nil |
| Cash Payment Fee | Rs. 100/- |
| Duplicate Statement Fee | Waived |
| Chargeslip Retrieval Fee or Copy Request Fee | Waived |
| Outstation Cheque Fee | Waived |
| Mobile Alerts for Transactions | Free |
| Hotlisting Charges | Nil |
| Balance Enquiry Charges | Waived |
| Finance Charges (Retail Purchases & Cash) | 3.40% per month (49.96% per annum) |
| Cash Withdrawal Fees | 2.5% (Min. Rs 500) of the Cash Amount |
| Overdue Penalty or Late Payment Fee | Nil if Total Payment Due is less than Rs. 500 Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000 Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000 Rs. 1200 if total payment due is greater than Rs.10,000 |
| Over Limit Penalty | 2.5% of the overlimit amount (Min. Rs 500) |
| Cheque return or dishonour Fee or Auto-debit Reversal | 2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,529 |
| Surcharge on purchase or cancellation of Railway Tickets | As prescribed by IRCTC / Indian Railways |
| Fuel Transaction Surcharge Transaction | 1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000) |
| Foreign Currency Transaction Fee | 3.50% of the transaction value |
| Reward Point Redemption fee | Yes |
| GST | As per existing Government norms |
| Rent Transaction fee | 1% capped at INR 1,500/transaction will be applicable on each rental transaction done on MCC 6513 |
| Dynamic Currency Conversion Markup | 1% + taxes for each International transaction performed in Indian currency at International location or transactions performed in Indian currency with merchants located in Indian but registered in foreign nation |
Value chart for My Wings Credit Card enlists cashbacks and points corresponding to your transactions. Cardholders can avail cashback on all bus tickets, railway tickets, domestic flight tickets, airport lounges and car rental bookings.
| Details | Annual Spends (Rs.) | CashBack Amount (Rs.) / Benefits | Reward Points Earned |
|---|---|---|---|
| 2 Complimentary Flight tickets | 10000 | ||
| Family vacation- Four flight ticket bookings | 20000 | 2000 | 400 |
| Hotels & Holiday Vouchers | 25000 | 2500 | 500 |
| Four online rail ticket bookings | 6000 | 100 | |
| Two Bus ticket bookings | 800 | 200 | 16 |
| One Car rental bookings | 1000 | 400 | 20 |
| Fuel Surcharge Waiver | 36000 | 360 | |
| Other Spends | 151200 | ||
| Complimentary airport lounge access* | 4000 | ||
| Total Annual Spends*** | 240000 | ||
| Total annual cashback and reward points** | 19560 | 3960 |