Besides earning unlimited miles other benefits of Miles & More Axis Bank Credit Card include bonus miles on card activation and a priority pass with complimentary visits. Miles & More Axis Bank Credit Card also covers any mishaps through insurance on baggage losses, air accidents, lost card or credit shield.
All miles redemption are done via Miles & More only. Please contact 18001025838 from Monday to Friday (9am to 6pm) and Saturday(9am to 1pm), quoting your Miles & More membership number. To know more please, Click here for Features & Benefits.
Earn Bonus Welcome award miles on your first transaction and a priority pass
To know more please, Click here for unlimited and never expiring miles
Eligible spends transactions are defined as spends excluding reversals, fraud transactions, fee payments, cash withdrawals and advances, interest charges, EMI transactions, and transactions identified under MCCs of fuel, wallet loads/spends, rent, insurance, utilities, government spends and gold & jewelry.
Easily earn up to 55,000 miles in your first year and redeem them for exciting rewards.
To know more please, Click here for exciting rewards.
While the Miles & More Axis Bank Credit Card is in use, award miles will never expire. Accumulate miles and enjoy benefits like award flights, a stay in a luxury resort or a dream vacation.
To ensure that miles never expire:
First Transaction to be done within the first 30 days of card issuance.
Redeem accumulated miles in numerous ways on the Miles and More (India) website
To find out more, please click here for Redeem your miles for exciting rewards
On your Axis Bank Miles & More World Credit Card, you can avail 2 complimentary visits* to Priority Pass lounges card membership year.
On your Axis Bank Miles & More World Select Credit Card, you can avail 4 complimentary visits* to Priority Pass lounges card membership year.
MasterCard Lounge Access
Complimentary access to MasterCard Lounges in India
To know more please, Click here for Program Terms & Conditions.
How to use a CHIP and PIN card:
Just like a magnetic stripe card, the CHIP and PIN enabled credit card too can be used at the merchant’s payment terminals directly. Instead of swiping the card, merchants need to ‘Dip’ your card into a CHIP reader slot.
Paying through CHIP and PIN enabled Credit Card is a 3-step process:
Enroll for auto-debit and pay Axis Bank Credit Card bills from any other bank account. Download the ECS forms (Part A and Part B) and send the completely filled forms through post to the address mentioned on the form.
Initiate a simple standing instruction on the credit card to make utility bill payments through the Axis Bank Bill Pay service and ensure all bills are paid on time every month
To know more details, please call the customer service on 1800 209 5577 / 1800 103 5577
Click here to know more T& Cs to know more T&Cs
Avail 30% off up to Rs.1000 and 25% off up to Rs. 800 at our partner restaurants across the country on Miles & More Axis Bank World Select Credit Card and Miles & More Axis Bank World Credit Card respectively. Visit dining.eazydiner.com/axisbank to know more
Click here for Dining Delights for the most updated list of Restaurants affiliated to the 'Dining Delights' program
On any transaction over Rs. 2,500, contact the Bank to convert a big credit card purchase into EMIs
To know more,click here to Convert purchases to EMI
Besides earning unlimited miles other benefits of Miles & More Axis Bank Credit Card include bonus miles on card activation and a priority pass with complimentary visits. Miles & More Axis Bank Credit Card also covers any mishaps through insurance on baggage losses, air accidents, lost card or credit shield.
All miles redemption are done via Miles & More only. Please contact 18001025838 from Monday to Friday (9am to 6pm) and Saturday(9am to 1pm), quoting your Miles & More membership number. To know more please, Click here for Features & Benefits.
Earn Bonus Welcome award miles on your first transaction and a priority pass
To know more please, Click here for unlimited and never expiring miles
Eligible spends transactions are defined as spends excluding reversals, fraud transactions, fee payments, cash withdrawals and advances, interest charges, EMI transactions, and transactions identified under MCCs of fuel, wallet loads/spends, rent, insurance, utilities, government spends and gold & jewelry.
Easily earn up to 55,000 miles in your first year and redeem them for exciting rewards.
To know more please, Click here for exciting rewards.
While the Miles & More Axis Bank Credit Card is in use, award miles will never expire. Accumulate miles and enjoy benefits like award flights, a stay in a luxury resort or a dream vacation.
To ensure that miles never expire:
First Transaction to be done within the first 30 days of card issuance.
Redeem accumulated miles in numerous ways on the Miles and More (India) website
To find out more, please click here for Redeem your miles for exciting rewards
On your Axis Bank Miles & More World Credit Card, you can avail 2 complimentary visits* to Priority Pass lounges card membership year.
On your Axis Bank Miles & More World Select Credit Card, you can avail 4 complimentary visits* to Priority Pass lounges card membership year.
MasterCard Lounge Access
Complimentary access to MasterCard Lounges in India
To know more please, Click here for Program Terms & Conditions.
How to use a CHIP and PIN card:
Just like a magnetic stripe card, the CHIP and PIN enabled credit card too can be used at the merchant’s payment terminals directly. Instead of swiping the card, merchants need to ‘Dip’ your card into a CHIP reader slot.
Paying through CHIP and PIN enabled Credit Card is a 3-step process:
Enroll for auto-debit and pay Axis Bank Credit Card bills from any other bank account. Download the ECS forms (Part A and Part B) and send the completely filled forms through post to the address mentioned on the form.
Initiate a simple standing instruction on the credit card to make utility bill payments through the Axis Bank Bill Pay service and ensure all bills are paid on time every month
To know more details, please call the customer service on 1800 209 5577 / 1800 103 5577
Click here to know more T& Cs to know more T&Cs
Avail 30% off up to Rs.1000 and 25% off up to Rs. 800 at our partner restaurants across the country on Miles & More Axis Bank World Select Credit Card and Miles & More Axis Bank World Credit Card respectively. Visit dining.eazydiner.com/axisbank to know more
Click here for Dining Delights for the most updated list of Restaurants affiliated to the 'Dining Delights' program
On any transaction over Rs. 2,500, contact the Bank to convert a big credit card purchase into EMIs
To know more,click here to Convert purchases to EMI
Eligibility for Miles & More Credit Card includes an age limit for primary (18 – 70 years of age) and add-on card (18 years onwards) applicants. Applicants need to be residents of India. The eligibility conditions are indicative and Axis Bank has the sole right to take the final decision.
Individuals eligible for Miles & More Credit Card:
These criteria are only indicative. The bank reserves the right to approve or decline applications for credit cards.
Documents for Miles & More Credit Card include residence and identity proof as well as a PAN card / Form 60 and income proof. Applicants also need to provide a colour photograph. Additional credit card statement is required for existing Miles and More members. The documents can vary depending upon the case.
The following documents are required:
This list is only indicative. Documents required may vary on a case-to-case basis.
Eligibility for Miles & More Credit Card includes an age limit for primary (18 – 70 years of age) and add-on card (18 years onwards) applicants. Applicants need to be residents of India. The eligibility conditions are indicative and Axis Bank has the sole right to take the final decision.
Individuals eligible for Miles & More Credit Card:
These criteria are only indicative. The bank reserves the right to approve or decline applications for credit cards.
Documents for Miles & More Credit Card include residence and identity proof as well as a PAN card / Form 60 and income proof. Applicants also need to provide a colour photograph. Additional credit card statement is required for existing Miles and More members. The documents can vary depending upon the case.
The following documents are required:
This list is only indicative. Documents required may vary on a case-to-case basis.
The fees and charges for Miles & More Credit Card are applicable to all card holders. Miles & More Credit Card fees are charged for cash payment, joining, cheque return, foreign currency transaction, late payment and an annual fee. Rest of the fees are waived off for customer benefit.
| Charges | Axis Bank Miles and More World Credit Card | Axis Bank Miles and More Select Credit Card |
|---|---|---|
| Standard Joining Fee | Rs.3,500 + GST | Rs.10,000 + GST |
| Standard Annual Fee (2nd year onwards) | Rs.3,500 + GST | Rs.4,500 + GST |
| Standard Add-on Card Joining Fee | Nil | Nil |
| Standard Add-on Card Annual Fee | Nil | Nil |
| Finance Charges (Retail Purchases & Cash) | 3.6% per month (52.86% per annum) | 3.6% per month (52.86% per annum) |
| Cash Withdrawal Fees | 2.5% (Min. Rs. 500) of the Cash Amount | 2.5% (Min. Rs. 500) of the Cash Amount |
| Fee for Cash Payment | Rs. 100/- | Rs. 100/- |
| Card Replacement | Nil | Nil |
| Duplicate Statement Fee | Waived | Waived |
| Overdue Penalty or Late Payment Fee | Nil if Total Payment Due is less than Rs. 500 | Nil if Total Payment Due is less than Rs. 500 |
| Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000 | Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000 | |
| Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000 | Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000 | |
| Rs. 1200 if total payment due is greater than Rs.10,000 | Rs. 1200 if total payment due is greater than Rs.10,000 | |
| Over Limit Penalty | 2.5% of the overlimit amount (Min. Rs. 500) | 2.5% of the overlimit amount (Min. Rs. 500) |
| Chargeslip Retrieval Fee or Copy Request Fee | Waived | Waived |
| Outstation Cheque Fee | Waived | Waived |
| Cheque return or dishonour Fee or Auto-debit Reversal | 2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,515 | 2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,515 |
| Surcharge on purchase or cancellation of Railway Tickets | As prescribed by IRCTC / Indian Railways | As prescribed by IRCTC / Indian Railways |
| Foreign Currency Transaction Fee | 3.50% of the transaction value | 3.50% of the transaction value |
| Mobile Alerts for Transactions | Waived | Waived |
| Hotlisting Charges | Waived | Waived |
| Balance Enquiry Charges | Waived | Waived |
| Reward Redemption fee | No | No |
| Rent Transaction fee (Applicable from 5th March 2023) | 1% capped at INR 1,500 per transaction on rental transactions | 1% capped at INR 1,500 per transaction on rental transactions |
| Dynamic Currency Conversion markup (Applicable from 5th March 2023) | 1% on International transaction performed in Indian currency at International location or transactions performed in Indian currency with merchants located in Indian but registered in foreign nation | 1% on International transaction performed in Indian currency at International location or transactions performed in Indian currency with merchants located in Indian but registered in foreign nation |
Service Tax, as notified by the Government of India, is applicable on all fees, interest & other charges, and is subject to change as per relevant regulations of the Government of India.
The joining fee and the annual fee are waived for HON and Senator Status members, where the status will be defined as per the status for Miles & More membership account.
Service Tax, as notified by the Government of India, is applicable on all fees, interest & other charges, and is subject to change as per relevant regulations of the Government of India.
The joining fee and the annual fee are waived for HON and Senator Status members, where the status will be defined as per the status for Miles & More membership account.
Eligibility for Miles & More Credit Card includes an age limit for primary (18 – 70 years of age) and add-on card (18 years onwards) applicants. Applicants need to be residents of India. The eligibility conditions are indicative and Axis Bank has the sole right to take the final decision.
Individuals eligible for Miles & More Credit Card:
These criteria are only indicative. The bank reserves the right to approve or decline applications for credit cards.
Documents for Miles & More Credit Card include residence and identity proof as well as a PAN card / Form 60 and income proof. Applicants also need to provide a colour photograph. Additional credit card statement is required for existing Miles and More members. The documents can vary depending upon the case.
The following documents are required:
This list is only indicative. Documents required may vary on a case-to-case basis.