Indianoil Axis Bank Credit Card
The Terms and Conditions of IndianOi Axis Bank Credit Card will be updated w.e.f 20th April'24. Please click here to know more.
Welcome Benefit - Earn 100% valueback on Fuel
Get upto 1250 EDGE REWARD points on first fuel transactions with your INDIANOIL AXIS BANK Credit Card within first 30 days of card issuance
Click here to view the terms and conditions.
Accelerated Reward points at any IOCL fuel outlets
Enjoy benefit of 4% value back on fuel transactions by earning 20 reward points per INR 100 spent at any IOCL fuel outlet in India.
Transact in India at IOCL fuel outlet between INR 400 to INR 4000 to avail the offer.
Maximum eligible spends per calendar month: INR 5000
Only applicable for fuel MCC 5541, 5542, 5983
Accelerated Reward points at online shopping
Enjoy benefit of 1% value back on online shopping by earning 5 reward points per INR 100 spent.
Transact at online merchants between Rs.100 and Rs.5000 to avail the offer.
Maximum eligible spends per calendar month: INR 5000
Fuel Surcharge Waiver
- Free yourself from paying fuel surcharge waiver of 1%
- Fuel Spends In India at any Fuel outlet between INR 400 to INR 4000 to avail the offer. Maximum waiver of INR 50 per statement cycle.
- GST charged on fuel surcharge is non-refundable
- Only applicable for fuel MCC 5541, 5542, 5983
Spend based waiver
- Spend more than INR 3,50,000 in a card anniversary year and you will be eligible for annual fee waiver
- Rent transactions (MCC 6513) and wallet load transactions (MCC 6540) will not be considered for waiver
- All EMI Transactions, Cash Withdrawals, Fees, Charges & GST, Insurance Spends, Temporary credit and reversal of temporary credit for a disputed transaction will not be considered for waiver.
Instant Discount on Bookmyshow
- Get instant discount upto 10% on your movie ticket booked via Bookmyshow app or website.
- You need to apply necessary offer from the offers section of Bookmyshow website or app
For detailed T&C Click here
Earn EDGE REWARD loyalty points
Earn 1 EDGE REWARD point on INR 100 spend with your credit card. For options to redeem your points, check the eDGE loyalty Rewards Catalogue.
Spends on Insurance, Gold/Jewelry, Wallet, Rent, Utilities, Government Institutions, Education will not be eligible for earning EDGE REWARDS
Dining Delights
Indulge in delectable cuisines with Axis Bank Dining Delights offering upto 15% discount at our partner restaurants in India via EazyDiner.
Offer Details:
15% off up to Rs.500
Minimum Order Value Rs. 2500
Valid once per card per month for max benefits upto Rs 500
Fees & Charges
| DESCRIPTION | CHARGES |
|---|---|
| Joining fee | Rs. 500 |
| Annual Fee | 1st Year:-Nil 2nd Year onwards: Rs. 500 |
| Add-on card joining fee | Nil |
| Add-on card annual fee | Nil |
| Card replacement fee | Nil |
| Cash payment fee | Rs.100 |
| Duplicate Statement fee | Waived |
| Charge slip retrieval fee or copy request fee | Waived |
| Outstation cheque fee | Waived |
| Mobile alerts for transactions | Free |
| Hotlisting charges | Nil |
| Balance enquiry charges | Waived |
| Finance charges (Retail purchases and cash) | 3.6% per month (52.86% per annum) |
| Cash withdrawal fees | 2.5% (Min. Rs. 500) of the cash amount |
| Overdue penalty or Late payment fees | Nil if Total Payment Due is less than Rs. 500 Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000 Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000 Rs. 1200 if total payment due is greater than Rs.10,000 |
| Over limit penalty | 2.5% of the over limit amount (Min Rs. 500) |
| Cheque return or dishonor fee or auto-debit reversal | 2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,500 |
| Surcharge on purchase or cancellation of railway tickets | As prescribed by IRCTC/Indian Railways |
| Foreign currency transaction fee | 3.5% of the transaction value |
| G.S.T | As per existing government norms |
| Reward Redemption fee | Yes |
| Rent Transaction fee | 1% capped at INR 1,500 per transaction plus taxes will be applicable on each rental transaction done on Axis Bank Credit Cards. GST will be applicable as notified by Government of India. |
| Dynamic Currency Conversion markup | 1% plus taxes will be applicable on Axis Bank Credit Cards for each International transaction performed in Indian currency at International location or transactions performed in Indian currency with merchants located in Indian but registered in foreign nation. |
Check your eligibility for Axis Bank Indianoil Credit Cards
Eligibility
Primary Cardholder should be 18-70 years of age
Add-on cardholder should be over 15 years
The individual should either be a Resident of India or a Non-Resident Indian
Documentation
PAN Card photocopy or Form 60
Proof of income
Latest payslip / Form 16 / IT Return
Residence proof
Driving License / Electricity Bill / Landline Telephone Bill
Value Chart
| Details | Annual Spends(Rs.) | Annual Benefits(Rs.) |
|---|---|---|
| Fuel Spends at IOCL | 60,000 | 2,400 |
| Fuel Surcharge Waiver | N/A | 600 |
| Online Shopping | 42000 | 420 |
| Movie ticket booking on BookMyShow | 12000 | 1200 |
| Others | 54000 | 108 |
| Activation Benefits | - | 250 |
| Annual Fee Waiver | - | 500 |
| Total | 168,000 | 5,478 |
| Annual Free Fuel (in Litres)* | N/A | 60 Litres |
Considering Fuel price at INR 90/litre
Indianoil Axis Bank Credit Card
The Terms and Conditions of IndianOi Axis Bank Credit Card will be updated w.e.f 20th April'24. Please click here to know more.
Welcome Benefit - Earn 100% valueback on Fuel
Get upto 1250 EDGE REWARD points on first fuel transactions with your INDIANOIL AXIS BANK Credit Card within first 30 days of card issuance
Click here to view the terms and conditions.
Accelerated Reward points at any IOCL fuel outlets
Enjoy benefit of 4% value back on fuel transactions by earning 20 reward points per INR 100 spent at any IOCL fuel outlet in India.
Transact in India at IOCL fuel outlet between INR 400 to INR 4000 to avail the offer.
Maximum eligible spends per calendar month: INR 5000
Only applicable for fuel MCC 5541, 5542, 5983
Accelerated Reward points at online shopping
Enjoy benefit of 1% value back on online shopping by earning 5 reward points per INR 100 spent.
Transact at online merchants between Rs.100 and Rs.5000 to avail the offer.
Maximum eligible spends per calendar month: INR 5000
Fuel Surcharge Waiver
- Free yourself from paying fuel surcharge waiver of 1%
- Fuel Spends In India at any Fuel outlet between INR 400 to INR 4000 to avail the offer. Maximum waiver of INR 50 per statement cycle.
- GST charged on fuel surcharge is non-refundable
- Only applicable for fuel MCC 5541, 5542, 5983
Spend based waiver
- Spend more than INR 3,50,000 in a card anniversary year and you will be eligible for annual fee waiver
- Rent transactions (MCC 6513) and wallet load transactions (MCC 6540) will not be considered for waiver
- All EMI Transactions, Cash Withdrawals, Fees, Charges & GST, Insurance Spends, Temporary credit and reversal of temporary credit for a disputed transaction will not be considered for waiver.
Instant Discount on Bookmyshow
- Get instant discount upto 10% on your movie ticket booked via Bookmyshow app or website.
- You need to apply necessary offer from the offers section of Bookmyshow website or app
For detailed T&C Click here
Earn EDGE REWARD loyalty points
Earn 1 EDGE REWARD point on INR 100 spend with your credit card. For options to redeem your points, check the eDGE loyalty Rewards Catalogue.
Spends on Insurance, Gold/Jewelry, Wallet, Rent, Utilities, Government Institutions, Education will not be eligible for earning EDGE REWARDS
Dining Delights
Indulge in delectable cuisines with Axis Bank Dining Delights offering upto 15% discount at our partner restaurants in India via EazyDiner.
Offer Details:
15% off up to Rs.500
Minimum Order Value Rs. 2500
Valid once per card per month for max benefits upto Rs 500
Fees & Charges
| DESCRIPTION | CHARGES |
|---|---|
| Joining fee | Rs. 500 |
| Annual Fee | 1st Year:-Nil 2nd Year onwards: Rs. 500 |
| Add-on card joining fee | Nil |
| Add-on card annual fee | Nil |
| Card replacement fee | Nil |
| Cash payment fee | Rs.100 |
| Duplicate Statement fee | Waived |
| Charge slip retrieval fee or copy request fee | Waived |
| Outstation cheque fee | Waived |
| Mobile alerts for transactions | Free |
| Hotlisting charges | Nil |
| Balance enquiry charges | Waived |
| Finance charges (Retail purchases and cash) | 3.6% per month (52.86% per annum) |
| Cash withdrawal fees | 2.5% (Min. Rs. 500) of the cash amount |
| Overdue penalty or Late payment fees | Nil if Total Payment Due is less than Rs. 500 Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000 Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000 Rs. 1200 if total payment due is greater than Rs.10,000 |
| Over limit penalty | 2.5% of the over limit amount (Min Rs. 500) |
| Cheque return or dishonor fee or auto-debit reversal | 2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,500 |
| Surcharge on purchase or cancellation of railway tickets | As prescribed by IRCTC/Indian Railways |
| Foreign currency transaction fee | 3.5% of the transaction value |
| G.S.T | As per existing government norms |
| Reward Redemption fee | Yes |
| Rent Transaction fee | 1% capped at INR 1,500 per transaction plus taxes will be applicable on each rental transaction done on Axis Bank Credit Cards. GST will be applicable as notified by Government of India. |
| Dynamic Currency Conversion markup | 1% plus taxes will be applicable on Axis Bank Credit Cards for each International transaction performed in Indian currency at International location or transactions performed in Indian currency with merchants located in Indian but registered in foreign nation. |
Check your eligibility for Axis Bank Indianoil Credit Cards
Eligibility
Primary Cardholder should be 18-70 years of age
Add-on cardholder should be over 15 years
The individual should either be a Resident of India or a Non-Resident Indian
Documentation
PAN Card photocopy or Form 60
Proof of income
Latest payslip / Form 16 / IT Return
Residence proof
Driving License / Electricity Bill / Landline Telephone Bill
Value Chart
| Details | Annual Spends(Rs.) | Annual Benefits(Rs.) |
|---|---|---|
| Fuel Spends at IOCL | 60,000 | 2,400 |
| Fuel Surcharge Waiver | N/A | 600 |
| Online Shopping | 42000 | 420 |
| Movie ticket booking on BookMyShow | 12000 | 1200 |
| Others | 54000 | 108 |
| Activation Benefits | - | 250 |
| Annual Fee Waiver | - | 500 |
| Total | 168,000 | 5,478 |
| Annual Free Fuel (in Litres)* | N/A | 60 Litres |
Considering Fuel price at INR 90/litre
Indianoil Axis Bank Credit Card
The Terms and Conditions of IndianOi Axis Bank Credit Card will be updated w.e.f 20th April'24. Please click here to know more.
Welcome Benefit - Earn 100% valueback on Fuel
Get upto 1250 EDGE REWARD points on first fuel transactions with your INDIANOIL AXIS BANK Credit Card within first 30 days of card issuance
Click here to view the terms and conditions.
Accelerated Reward points at any IOCL fuel outlets
Enjoy benefit of 4% value back on fuel transactions by earning 20 reward points per INR 100 spent at any IOCL fuel outlet in India.
Transact in India at IOCL fuel outlet between INR 400 to INR 4000 to avail the offer.
Maximum eligible spends per calendar month: INR 5000
Only applicable for fuel MCC 5541, 5542, 5983
Accelerated Reward points at online shopping
Enjoy benefit of 1% value back on online shopping by earning 5 reward points per INR 100 spent.
Transact at online merchants between Rs.100 and Rs.5000 to avail the offer.
Maximum eligible spends per calendar month: INR 5000
Fuel Surcharge Waiver
- Free yourself from paying fuel surcharge waiver of 1%
- Fuel Spends In India at any Fuel outlet between INR 400 to INR 4000 to avail the offer. Maximum waiver of INR 50 per statement cycle.
- GST charged on fuel surcharge is non-refundable
- Only applicable for fuel MCC 5541, 5542, 5983
Spend based waiver
- Spend more than INR 3,50,000 in a card anniversary year and you will be eligible for annual fee waiver
- Rent transactions (MCC 6513) and wallet load transactions (MCC 6540) will not be considered for waiver
- All EMI Transactions, Cash Withdrawals, Fees, Charges & GST, Insurance Spends, Temporary credit and reversal of temporary credit for a disputed transaction will not be considered for waiver.
Instant Discount on Bookmyshow
- Get instant discount upto 10% on your movie ticket booked via Bookmyshow app or website.
- You need to apply necessary offer from the offers section of Bookmyshow website or app
For detailed T&C Click here
Earn EDGE REWARD loyalty points
Earn 1 EDGE REWARD point on INR 100 spend with your credit card. For options to redeem your points, check the eDGE loyalty Rewards Catalogue.
Spends on Insurance, Gold/Jewelry, Wallet, Rent, Utilities, Government Institutions, Education will not be eligible for earning EDGE REWARDS
Dining Delights
Indulge in delectable cuisines with Axis Bank Dining Delights offering upto 15% discount at our partner restaurants in India via EazyDiner.
Offer Details:
15% off up to Rs.500
Minimum Order Value Rs. 2500
Valid once per card per month for max benefits upto Rs 500
Fees & Charges
| DESCRIPTION | CHARGES |
|---|---|
| Joining fee | Rs. 500 |
| Annual Fee | 1st Year:-Nil 2nd Year onwards: Rs. 500 |
| Add-on card joining fee | Nil |
| Add-on card annual fee | Nil |
| Card replacement fee | Nil |
| Cash payment fee | Rs.100 |
| Duplicate Statement fee | Waived |
| Charge slip retrieval fee or copy request fee | Waived |
| Outstation cheque fee | Waived |
| Mobile alerts for transactions | Free |
| Hotlisting charges | Nil |
| Balance enquiry charges | Waived |
| Finance charges (Retail purchases and cash) | 3.6% per month (52.86% per annum) |
| Cash withdrawal fees | 2.5% (Min. Rs. 500) of the cash amount |
| Overdue penalty or Late payment fees | Nil if Total Payment Due is less than Rs. 500 Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000 Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000 Rs. 1200 if total payment due is greater than Rs.10,000 |
| Over limit penalty | 2.5% of the over limit amount (Min Rs. 500) |
| Cheque return or dishonor fee or auto-debit reversal | 2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,500 |
| Surcharge on purchase or cancellation of railway tickets | As prescribed by IRCTC/Indian Railways |
| Foreign currency transaction fee | 3.5% of the transaction value |
| G.S.T | As per existing government norms |
| Reward Redemption fee | Yes |
| Rent Transaction fee | 1% capped at INR 1,500 per transaction plus taxes will be applicable on each rental transaction done on Axis Bank Credit Cards. GST will be applicable as notified by Government of India. |
| Dynamic Currency Conversion markup | 1% plus taxes will be applicable on Axis Bank Credit Cards for each International transaction performed in Indian currency at International location or transactions performed in Indian currency with merchants located in Indian but registered in foreign nation. |
Check your eligibility for Axis Bank Indianoil Credit Cards
Eligibility
Primary Cardholder should be 18-70 years of age
Add-on cardholder should be over 15 years
The individual should either be a Resident of India or a Non-Resident Indian
Documentation
PAN Card photocopy or Form 60
Proof of income
Latest payslip / Form 16 / IT Return
Residence proof
Driving License / Electricity Bill / Landline Telephone Bill
Value Chart
| Details | Annual Spends(Rs.) | Annual Benefits(Rs.) |
|---|---|---|
| Fuel Spends at IOCL | 60,000 | 2,400 |
| Fuel Surcharge Waiver | N/A | 600 |
| Online Shopping | 42000 | 420 |
| Movie ticket booking on BookMyShow | 12000 | 1200 |
| Others | 54000 | 108 |
| Activation Benefits | - | 250 |
| Annual Fee Waiver | - | 500 |
| Total | 168,000 | 5,478 |
| Annual Free Fuel (in Litres)* | N/A | 60 Litres |
Considering Fuel price at INR 90/litre
Indianoil Axis Bank Credit Card
The Terms and Conditions of IndianOi Axis Bank Credit Card will be updated w.e.f 20th April'24. Please click here to know more.
Welcome Benefit - Earn 100% valueback on Fuel
Get upto 1250 EDGE REWARD points on first fuel transactions with your INDIANOIL AXIS BANK Credit Card within first 30 days of card issuance
Click here to view the terms and conditions.
Accelerated Reward points at any IOCL fuel outlets
Enjoy benefit of 4% value back on fuel transactions by earning 20 reward points per INR 100 spent at any IOCL fuel outlet in India.
Transact in India at IOCL fuel outlet between INR 400 to INR 4000 to avail the offer.
Maximum eligible spends per calendar month: INR 5000
Only applicable for fuel MCC 5541, 5542, 5983
Accelerated Reward points at online shopping
Enjoy benefit of 1% value back on online shopping by earning 5 reward points per INR 100 spent.
Transact at online merchants between Rs.100 and Rs.5000 to avail the offer.
Maximum eligible spends per calendar month: INR 5000
Fuel Surcharge Waiver
- Free yourself from paying fuel surcharge waiver of 1%
- Fuel Spends In India at any Fuel outlet between INR 400 to INR 4000 to avail the offer. Maximum waiver of INR 50 per statement cycle.
- GST charged on fuel surcharge is non-refundable
- Only applicable for fuel MCC 5541, 5542, 5983
Spend based waiver
- Spend more than INR 3,50,000 in a card anniversary year and you will be eligible for annual fee waiver
- Rent transactions (MCC 6513) and wallet load transactions (MCC 6540) will not be considered for waiver
- All EMI Transactions, Cash Withdrawals, Fees, Charges & GST, Insurance Spends, Temporary credit and reversal of temporary credit for a disputed transaction will not be considered for waiver.
Instant Discount on Bookmyshow
- Get instant discount upto 10% on your movie ticket booked via Bookmyshow app or website.
- You need to apply necessary offer from the offers section of Bookmyshow website or app
For detailed T&C Click here
Earn EDGE REWARD loyalty points
Earn 1 EDGE REWARD point on INR 100 spend with your credit card. For options to redeem your points, check the eDGE loyalty Rewards Catalogue.
Spends on Insurance, Gold/Jewelry, Wallet, Rent, Utilities, Government Institutions, Education will not be eligible for earning EDGE REWARDS
Dining Delights
Indulge in delectable cuisines with Axis Bank Dining Delights offering upto 15% discount at our partner restaurants in India via EazyDiner.
Offer Details:
15% off up to Rs.500
Minimum Order Value Rs. 2500
Valid once per card per month for max benefits upto Rs 500
Fees & Charges
| DESCRIPTION | CHARGES |
|---|---|
| Joining fee | Rs. 500 |
| Annual Fee | 1st Year:-Nil 2nd Year onwards: Rs. 500 |
| Add-on card joining fee | Nil |
| Add-on card annual fee | Nil |
| Card replacement fee | Nil |
| Cash payment fee | Rs.100 |
| Duplicate Statement fee | Waived |
| Charge slip retrieval fee or copy request fee | Waived |
| Outstation cheque fee | Waived |
| Mobile alerts for transactions | Free |
| Hotlisting charges | Nil |
| Balance enquiry charges | Waived |
| Finance charges (Retail purchases and cash) | 3.6% per month (52.86% per annum) |
| Cash withdrawal fees | 2.5% (Min. Rs. 500) of the cash amount |
| Overdue penalty or Late payment fees | Nil if Total Payment Due is less than Rs. 500 Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000 Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000 Rs. 1200 if total payment due is greater than Rs.10,000 |
| Over limit penalty | 2.5% of the over limit amount (Min Rs. 500) |
| Cheque return or dishonor fee or auto-debit reversal | 2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,500 |
| Surcharge on purchase or cancellation of railway tickets | As prescribed by IRCTC/Indian Railways |
| Foreign currency transaction fee | 3.5% of the transaction value |
| G.S.T | As per existing government norms |
| Reward Redemption fee | Yes |
| Rent Transaction fee | 1% capped at INR 1,500 per transaction plus taxes will be applicable on each rental transaction done on Axis Bank Credit Cards. GST will be applicable as notified by Government of India. |
| Dynamic Currency Conversion markup | 1% plus taxes will be applicable on Axis Bank Credit Cards for each International transaction performed in Indian currency at International location or transactions performed in Indian currency with merchants located in Indian but registered in foreign nation. |
Check your eligibility for Axis Bank Indianoil Credit Cards
Eligibility
Primary Cardholder should be 18-70 years of age
Add-on cardholder should be over 15 years
The individual should either be a Resident of India or a Non-Resident Indian
Documentation
PAN Card photocopy or Form 60
Proof of income
Latest payslip / Form 16 / IT Return
Residence proof
Driving License / Electricity Bill / Landline Telephone Bill
Value Chart
| Details | Annual Spends(Rs.) | Annual Benefits(Rs.) |
|---|---|---|
| Fuel Spends at IOCL | 60,000 | 2,400 |
| Fuel Surcharge Waiver | N/A | 600 |
| Online Shopping | 42000 | 420 |
| Movie ticket booking on BookMyShow | 12000 | 1200 |
| Others | 54000 | 108 |
| Activation Benefits | - | 250 |
| Annual Fee Waiver | - | 500 |
| Total | 168,000 | 5,478 |
| Annual Free Fuel (in Litres)* | N/A | 60 Litres |
Considering Fuel price at INR 90/litre
Indianoil Axis Bank Credit Card
The Terms and Conditions of IndianOi Axis Bank Credit Card will be updated w.e.f 20th April'24. Please click here to know more.
Welcome Benefit - Earn 100% valueback on Fuel
Get upto 1250 EDGE REWARD points on first fuel transactions with your INDIANOIL AXIS BANK Credit Card within first 30 days of card issuance
Click here to view the terms and conditions.
Accelerated Reward points at any IOCL fuel outlets
Enjoy benefit of 4% value back on fuel transactions by earning 20 reward points per INR 100 spent at any IOCL fuel outlet in India.
Transact in India at IOCL fuel outlet between INR 400 to INR 4000 to avail the offer.
Maximum eligible spends per calendar month: INR 5000
Only applicable for fuel MCC 5541, 5542, 5983
Accelerated Reward points at online shopping
Enjoy benefit of 1% value back on online shopping by earning 5 reward points per INR 100 spent.
Transact at online merchants between Rs.100 and Rs.5000 to avail the offer.
Maximum eligible spends per calendar month: INR 5000
Fuel Surcharge Waiver
- Free yourself from paying fuel surcharge waiver of 1%
- Fuel Spends In India at any Fuel outlet between INR 400 to INR 4000 to avail the offer. Maximum waiver of INR 50 per statement cycle.
- GST charged on fuel surcharge is non-refundable
- Only applicable for fuel MCC 5541, 5542, 5983
Spend based waiver
- Spend more than INR 3,50,000 in a card anniversary year and you will be eligible for annual fee waiver
- Rent transactions (MCC 6513) and wallet load transactions (MCC 6540) will not be considered for waiver
- All EMI Transactions, Cash Withdrawals, Fees, Charges & GST, Insurance Spends, Temporary credit and reversal of temporary credit for a disputed transaction will not be considered for waiver.
Instant Discount on Bookmyshow
- Get instant discount upto 10% on your movie ticket booked via Bookmyshow app or website.
- You need to apply necessary offer from the offers section of Bookmyshow website or app
For detailed T&C Click here
Earn EDGE REWARD loyalty points
Earn 1 EDGE REWARD point on INR 100 spend with your credit card. For options to redeem your points, check the eDGE loyalty Rewards Catalogue.
Spends on Insurance, Gold/Jewelry, Wallet, Rent, Utilities, Government Institutions, Education will not be eligible for earning EDGE REWARDS
Dining Delights
Indulge in delectable cuisines with Axis Bank Dining Delights offering upto 15% discount at our partner restaurants in India via EazyDiner.
Offer Details:
15% off up to Rs.500
Minimum Order Value Rs. 2500
Valid once per card per month for max benefits upto Rs 500
Fees & Charges
| DESCRIPTION | CHARGES |
|---|---|
| Joining fee | Rs. 500 |
| Annual Fee | 1st Year:-Nil 2nd Year onwards: Rs. 500 |
| Add-on card joining fee | Nil |
| Add-on card annual fee | Nil |
| Card replacement fee | Nil |
| Cash payment fee | Rs.100 |
| Duplicate Statement fee | Waived |
| Charge slip retrieval fee or copy request fee | Waived |
| Outstation cheque fee | Waived |
| Mobile alerts for transactions | Free |
| Hotlisting charges | Nil |
| Balance enquiry charges | Waived |
| Finance charges (Retail purchases and cash) | 3.6% per month (52.86% per annum) |
| Cash withdrawal fees | 2.5% (Min. Rs. 500) of the cash amount |
| Overdue penalty or Late payment fees | Nil if Total Payment Due is less than Rs. 500 Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000 Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000 Rs. 1200 if total payment due is greater than Rs.10,000 |
| Over limit penalty | 2.5% of the over limit amount (Min Rs. 500) |
| Cheque return or dishonor fee or auto-debit reversal | 2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,500 |
| Surcharge on purchase or cancellation of railway tickets | As prescribed by IRCTC/Indian Railways |
| Foreign currency transaction fee | 3.5% of the transaction value |
| G.S.T | As per existing government norms |
| Reward Redemption fee | Yes |
| Rent Transaction fee | 1% capped at INR 1,500 per transaction plus taxes will be applicable on each rental transaction done on Axis Bank Credit Cards. GST will be applicable as notified by Government of India. |
| Dynamic Currency Conversion markup | 1% plus taxes will be applicable on Axis Bank Credit Cards for each International transaction performed in Indian currency at International location or transactions performed in Indian currency with merchants located in Indian but registered in foreign nation. |
Check your eligibility for Axis Bank Indianoil Credit Cards
Eligibility
Primary Cardholder should be 18-70 years of age
Add-on cardholder should be over 15 years
The individual should either be a Resident of India or a Non-Resident Indian
Documentation
PAN Card photocopy or Form 60
Proof of income
Latest payslip / Form 16 / IT Return
Residence proof
Driving License / Electricity Bill / Landline Telephone Bill
Value Chart
| Details | Annual Spends(Rs.) | Annual Benefits(Rs.) |
|---|---|---|
| Fuel Spends at IOCL | 60,000 | 2,400 |
| Fuel Surcharge Waiver | N/A | 600 |
| Online Shopping | 42000 | 420 |
| Movie ticket booking on BookMyShow | 12000 | 1200 |
| Others | 54000 | 108 |
| Activation Benefits | - | 250 |
| Annual Fee Waiver | - | 500 |
| Total | 168,000 | 5,478 |
| Annual Free Fuel (in Litres)* | N/A | 60 Litres |
Considering Fuel price at INR 90/litre