Enjoy the convenience of a virtual card. For how to use the card, please click here For Enjoy the convenience of a virtual card. For how to use the card
You get 1 EDGE REWARD Points which you can use to redeem 500+ options
To redeem the EDGE REWARD Points, please click here for redeem the EDGE REWARD Points
| Spends per month | EDGE REWARD Points |
|---|---|
| 0-Rs.1999 | 0 |
| Rs.2000 to Rs.4999 | 100 |
| Rs. 5000 and above | 350 (100 + 250) |
To redeem the EDGE REWARD Points, please click here for redeem the EDGE REWARD Points
Watch out this section for upcoming offers.
Upto 10% off on Myntra.
Get up to Rs. 100 credit* on Shuttl every month.
Get up to Rs.120 off* on Freshmenu every month.
50%* Off On Eros Now Annual Subscription
Login to your Axis Bank Mobile App and use the “View Card Details” functionality to instantly view your card
Enjoy the convenience of a virtual card. For how to use the card, please click here For Enjoy the convenience of a virtual card. For how to use the card
You get 1 EDGE REWARD Points which you can use to redeem 500+ options
To redeem the EDGE REWARD Points, please click here for redeem the EDGE REWARD Points
| Spends per month | EDGE REWARD Points |
|---|---|
| 0-Rs.1999 | 0 |
| Rs.2000 to Rs.4999 | 100 |
| Rs. 5000 and above | 350 (100 + 250) |
To redeem the EDGE REWARD Points, please click here for redeem the EDGE REWARD Points
Watch out this section for upcoming offers.
Upto 10% off on Myntra.
Get up to Rs. 100 credit* on Shuttl every month.
Get up to Rs.120 off* on Freshmenu every month.
50%* Off On Eros Now Annual Subscription
Login to your Axis Bank Mobile App and use the “View Card Details” functionality to instantly view your card
| Card Platform | Visa Platinum |
|---|---|
| Issuance Fees | Rs. 250 + Applicable Taxes |
| Annual Fee | Rs. 250 + Applicable Taxes |
| Interest Rate on EMI | 1.5% interest p.m. (1.5% Processing Fee, Minimum Rs. 150) |
| Late Payment Fees | Nil if Total Payment Due is less than Rs. 500 Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000 Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000 Rs. 1200 if total payment due is greater than Rs.10,000 |
| Over-limit Fees | 2.5% of the over-limit amount (Min. Rs.500) |
| Demand draft | 1% (Min. Rs 75) |
| ATM Cash Advance | Transaction Fee-2.5% (Min. Rs 250) - - |
| Minimum Amount Due | 5% of the amount due |
| Physical Card issuance fee (subject to conditions of physical card issuance met) | Rs. 250 + Applicable Taxes |
| Finance Charges/Interest Charges | 3.6% per month (52.86% per annum) |
| Cheque return or Dishonour Fee or Auto debit Reversal | 2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,500 |
| Card Replacement Fee | Nil |
| Reward Redemption fee | Yes |
Axis Bank Freecharge Credit Card is an invite only model, wherein, if the customer is eligible, he/she shall be able to see the banner on their Freecharge Mobile App.