Indulge in delectable cuisines and enjoy up to 20% off at 4000+ restaurants in India. Click here to know more.
No matter how big your credit card purchase, go right ahead. Just contact us and convert your transaction of Rs. 2500 or more into easy EMI.Click here to know more.
Indulge in delectable cuisines and enjoy up to 20% off at 4000+ restaurants in India. Click here to know more.
No matter how big your credit card purchase, go right ahead. Just contact us and convert your transaction of Rs. 2500 or more into easy EMI.Click here to know more.
Please note that these criteria are only indicative and the bank reserves the ultimate right to approve or decline applications for LIC Axis Bank Platinum Credit Card.
Unless there are case variations, the required documents for LIC Axis Bank Platinum Credit Card application include a copy of your PAN card or Form 60, residence proof, identity proof, a colour photograph and proof of income in the form of latest payslip / Form 16 / IT return copy. Keep your documents for LIC Axis Bank Platinum Credit Card ready
The following documents are required:
Please note that this list is only indicative. Documents required may vary on a case-to-case basis.
Disclaimer: The credit card decision would be communicated within 21 working days
The fees and charges for LIC Axis Bank Platinum Credit Card are applicable to all card holders. The fees include cash payment fee, joining fee and an annual fee etc.
| Charges | |
|---|---|
| Joining Fee | Nil |
| Annual Fee | Nil |
| Add-on Card Joining Fee | Nil |
| Add-on Card Annual Fee | Nil |
| Card Replacement Fee | Nil |
| Cash Payment Fees | Rs. 100/- |
| Duplicate Statement Fee | Waived |
| Charge Slip Retrieval Fee or Copy Request Fee | Waived |
| Outstation Cheque Fee | Waived |
| Mobile Alerts for Transactions | Free |
| Hotlisting Charges | Nil |
| Balance Enquiry Charges | Waived |
| Finance Charges (Retail Purchases & Cash) | 3.6% per month (52.86% per annum) |
| Cash Withdrawal Fees | 2.5% (Min. Rs. 500) of the cash amount |
| Overdue Penalty or Late Payment Fee | Nil if Total Payment Due is less than Rs. 500 Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000 Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000 Rs. 1200 if total payment due is greater than Rs.10,000 |
| Over Limit Penalty | 2.5% of over the limit amount (Min. Rs. 500) |
| Cheque Return or Dishonour Fee or Auto-debit Reversal | 2% of the payment amount subject to Min. Rs.450, Max. Rs. 1500 |
| Surcharge on Purchase or Cancellation of Railway Tickets | As prescribed by IRCTC / Indian Railways |
| Fuel Transaction Surcharge Transaction | 1% of transaction amount (Refunded for fuel transactions between Rs. 400 to Rs. 4,000. Maximum benefits up to Rs. 400 per month) |
| Foreign Currency Transaction Fee | 3.50% of the transaction value |
| Reward Point Redemption fee | No |
| GST | As per existing Government norms |
| Rent Transaction fee (Applicable from 5th March 2023) | 1% capped at INR 1,500 per transaction on rental transactions |
| Dynamic Currency Conversion markup (Applicable from 5th March 2023) | 1% on International transaction performed in Indian currency at International location or transactions performed in Indian currency with merchants located in Indian but registered in foreign nation Websites |