Axis Bank Select Credit Card
The Terms & Conditions of Axis Bank Select Credit Card will be updated w.e.f. 20th April'24. Please click here to know more.
Welcome Benefits
- Get 10,000 EDGE REWARD Points worth Rs.2000 on your first card transaction (Not applicable for life time free credit card/ burgundy account holders)
- First transaction to be done within 30 days of card issuance
- The points will be credited in your EDGE REWARDS account within T+15 business day where "T" is the transaction date
BigBasket Offers
- Flat Rs. 500 off p.m. on minimum purchase of Rs. 3000 on BigBasket mobile app/ website
- The offer is applicable once per month per user
- Offer is applicable on transactions done through Select Credit Card.
- Please click on www.bigbasket.com/axis-select/ to check the discount code
Discount offers on Swiggy
- Flat Rs. 200 off on Swiggy mobile app/website
- Use code “AXIS200” at the time out checkout
- Valid twice a month on minimum transaction of Rs.1000 per order.
- Offer valid on transactions done through Select Credit Card
Airport Lounge Access
- Get up to 12 complimentary International Airport Lounge access through Priority Pass Membership. Click here for complete Priority Pass T&C. for Priority Pass T&C.
- Enjoy 2 complimentary domestic lounge visits per quarter on the spends of Rs. 50,000 in last 3 months. Click here For Domestic lounge T&C. for Domestic lounge T&C.
- Priority Pass will renew automatically upon meeting INR 3 Lakhs Spends in preceding card anniversary year.
Annual benefits
- Priority Pass Membership renewal on annual spend of 3 Lakh
- Renewal of offers on: BigBasket and Swiggy
Milestone Benefits
- 5000 EDGE points on spending Rs 3 Lakhs in a card anniversary year
- Complete annual fee waiver on spending of Rs. 8 lakhs in a card anniversary year.
- Spends threshold for 5000 EDGE points and Annual fee waiver will exclude Insurance, rent, fuel, educational services, utilities, government services, wallet & Gold. The Merchant Category Codes of Insurance is 6300,6381,5960,6012 & 6051, Rent is 6513, Fuel is 5541,5541, 5983, Educational Services is 8299,8211,8241,8244 & 8249, Utilities is 4814,4816,4899 & 4900, Government services is 9222,9311,9399,9402, Wallet is 6540, Gold is 5844,5094,5944. The revision is effective from 20-04-2024.
Rewards on every transaction
- Earn 10 Axis EDGE points on every Rs. 200 spends*.
- Earn 2X per Rs 200 on ‘Retail Shopping*’ spends.
- Spends* done on Insurance, rent, fuel, educational services, utilities, Wallet, Gold/Jewellery, government ( Merchant category codes) will not be eligible for earning EDGE REWARD points.
- Earn 2X EDGE REWARD Points upto cumulative transactions of Rs.20,000 per month. For transaction above Rs.20,000 per month earn 10 EDGE REWARD Points
- **Retail Shopping will include spends across these MCC’s: 5311-Dept Stores, 5411-grocery stores, 5611-Clothing and Accessory stores, 5621-Women’s wear stores, 5641-Children’s wear stores, 5691-Family clothing stores and 5699-Misc apparel and accessory stores.
- EDGE REWARD Points will be debited for credit card transactions which are converted to EMI. On cancellation of the EMI transaction, points shall not be credited back for the original transaction.
For options to redeem points, check the Axis EDGE REWARDS Catalogue
Golf Access
- Enjoy 6 complimentary Golf rounds per year.
- Earn additional 6 complimentary golf rounds within the same anniversary year on achieving spends of Rs. 3 Lakhs.
Visit www.extraordinaryweekends.com and register for your complimentary golf rounds/lessons.
Click here For T&Cs of Golf Access. for T&Cs.
Extraordinary Weekends
- Explore curated experiences designed exclusively for our premium customers.
- Visit www.extraordinaryweekends.com or contact the concierge at 1800 103 4962.
Dining Delights
- Get the best of dining experience with Rs.800* off & more via Axis Bank Dining Delight Program with EazyDiner
- Click here for more information and complete T&Cs for more information and complete T&Cs
Fuel Surcharge Waiver
- Get 1% fuel surcharge refund on fuel purchases at all fuel stations across India
- Valid on transactions between Rs. 400 and Rs. 4,000 only; Maximum benefits upto Rs 400 per statement cycle
- Service tax charged on fuel surcharge is non-refundable.
- No reward points are earned on fuel transactions
- The fuel surcharge is not levied by the card issuing bank, on certain fuel transactions, the fuel surcharge may be levied as INR 10 + GST instead of 1% + GST.
Comprehensive Insurance Cover
Keep yourself, your family and asset safe with :
- Purchase protection up to Rs. 1 Lakh
- Cumulative cover upto USD 500 for the following:
- Loss of travel documents
- Delay of Check-in baggage
- Loss of check-in baggage cover
Terms and conditions apply. Click here For more detailed cover and claim procedure for more detailed cover and claim procedure.
Fees & Charges
The Axis Bank SELECT Credit Card fees are listed in the table below.
| CHARGES | SELECT CREDIT CARD |
|---|---|
| Standard Joining Fee | Rs 3000 (NIL for Burgundy) |
| Standard Annual Fee (2nd year onwards) | Rs 3000 (NIL for Burgundy) |
| Standard Add-on Card Joining Fee | NIL |
| Standard Add-on Card Annual Fee | NIL |
| Finance Charges (Retail Purchases & Cash) | 3.6% per month (52.86% per annum) |
| Cash Withdrawal Fees | 2.5% (Min. Rs 500) of cash Amount |
| Fee for Cash Payment | Rs. 100 |
| Card Replacement | Nil |
| Duplicate Statement Fee | Waived |
| Overdue Penalty or Late Payment Fee | Nil if Total Payment Due is up to Rs. 500 |
| Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000 | |
| Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000 | |
| Rs. 1200 if total payment due is greater than Rs.10,000 | |
| Over Limit Penalty | 2.5% of the overlimit amount (Min. Rs 500) |
| Chargeslip Retrieval Fee or Copy Request Fee | Waived |
| Outstation Cheque Fee | Waived |
| Cheque return or dishonor fee or auto-debit reversal | 2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,502 |
| Surcharge on purchase or cancellation of Railway Tickets | As prescribed by IRCTC/Indian Railways |
| Fuel Transaction Surcharge | 1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000) |
| Foreign Currency Transaction Fee | 3.50% of the transaction value |
| Rent Surcharge Fee* | 1% of the rental txn amount (capped at Rs 1500 per txn) |
| Dynamic Currency Conversion markup fee** | 1% of each international txn plus taxes |
| Mobile Alerts for Transactions | Waived |
| Hotlisting Charges | Waived |
| Balance Enquiry Charges | Waived |
| Reward Redemption fee | Waived |
GST, as notified by the Government of India, is applicable on all fees, interest & other charges, and is subject to change as per relevant regulations of the Government of India.
Please note: Axis Bank Select Credit card is complimentary exclusively for Burgundy Customers. In the event of discontinuation of Burgundy status, an annual fee of Rs. 3000 + G.S.T will be applicable.
*A rent surcharge fee of 1% capped at INR 1,500 per transaction will be applicable on each rental transaction done on Axis Bank credit card. GST will be applicable as notified by Government of India. The Rent transactions will be identified through Merchant Category Code 6513. The revision is effective from 05-03-2023.
**A Dynamic Currency Conversion (DCC) markup fee of 1% plus taxes will be applicable on Axis Bank Credit Cards for each International transaction performed in Indian currency at International location or transactions performed in Indian currency with merchants located in Indian but registered in foreign nation. DCC markup fee will not be applicable on Burgundy Private Credit Card. The revision is effective from 05-03-2023.
Check your eligibility for Axis Bank Select Credit Cards
Eligibility
Primary Cardholder should be 18-70 years of age
Applicant should be a resident of India
Net income should be a minimum INR 6 lakh P.A.
Documentation
PAN Card photocopy
Proof of income
Latest payslip / Form 16 / IT Return
Residence proof
Driving License / Electricity Bill / Landline Telephone Bill
Axis Bank Select Credit Card
The Terms & Conditions of Axis Bank Select Credit Card will be updated w.e.f. 20th April'24. Please click here to know more.
Welcome Benefits
- Get 10,000 EDGE REWARD Points worth Rs.2000 on your first card transaction (Not applicable for life time free credit card/ burgundy account holders)
- First transaction to be done within 30 days of card issuance
- The points will be credited in your EDGE REWARDS account within T+15 business day where "T" is the transaction date
BigBasket Offers
- Flat Rs. 500 off p.m. on minimum purchase of Rs. 3000 on BigBasket mobile app/ website
- The offer is applicable once per month per user
- Offer is applicable on transactions done through Select Credit Card.
- Please click on www.bigbasket.com/axis-select/ to check the discount code
Discount offers on Swiggy
- Flat Rs. 200 off on Swiggy mobile app/website
- Use code “AXIS200” at the time out checkout
- Valid twice a month on minimum transaction of Rs.1000 per order.
- Offer valid on transactions done through Select Credit Card
Airport Lounge Access
- Get up to 12 complimentary International Airport Lounge access through Priority Pass Membership. Click here for complete Priority Pass T&C. for Priority Pass T&C.
- Enjoy 2 complimentary domestic lounge visits per quarter on the spends of Rs. 50,000 in last 3 months. Click here For Domestic lounge T&C. for Domestic lounge T&C.
- Priority Pass will renew automatically upon meeting INR 3 Lakhs Spends in preceding card anniversary year.
Annual benefits
- Priority Pass Membership renewal on annual spend of 3 Lakh
- Renewal of offers on: BigBasket and Swiggy
Milestone Benefits
- 5000 EDGE points on spending Rs 3 Lakhs in a card anniversary year
- Complete annual fee waiver on spending of Rs. 8 lakhs in a card anniversary year.
- Spends threshold for 5000 EDGE points and Annual fee waiver will exclude Insurance, rent, fuel, educational services, utilities, government services, wallet & Gold. The Merchant Category Codes of Insurance is 6300,6381,5960,6012 & 6051, Rent is 6513, Fuel is 5541,5541, 5983, Educational Services is 8299,8211,8241,8244 & 8249, Utilities is 4814,4816,4899 & 4900, Government services is 9222,9311,9399,9402, Wallet is 6540, Gold is 5844,5094,5944. The revision is effective from 20-04-2024.
Rewards on every transaction
- Earn 10 Axis EDGE points on every Rs. 200 spends*.
- Earn 2X per Rs 200 on ‘Retail Shopping*’ spends.
- Spends* done on Insurance, rent, fuel, educational services, utilities, Wallet, Gold/Jewellery, government ( Merchant category codes) will not be eligible for earning EDGE REWARD points.
- Earn 2X EDGE REWARD Points upto cumulative transactions of Rs.20,000 per month. For transaction above Rs.20,000 per month earn 10 EDGE REWARD Points
- **Retail Shopping will include spends across these MCC’s: 5311-Dept Stores, 5411-grocery stores, 5611-Clothing and Accessory stores, 5621-Women’s wear stores, 5641-Children’s wear stores, 5691-Family clothing stores and 5699-Misc apparel and accessory stores.
- EDGE REWARD Points will be debited for credit card transactions which are converted to EMI. On cancellation of the EMI transaction, points shall not be credited back for the original transaction.
For options to redeem points, check the Axis EDGE REWARDS Catalogue
Golf Access
- Enjoy 6 complimentary Golf rounds per year.
- Earn additional 6 complimentary golf rounds within the same anniversary year on achieving spends of Rs. 3 Lakhs.
Visit www.extraordinaryweekends.com and register for your complimentary golf rounds/lessons.
Click here For T&Cs of Golf Access. for T&Cs.
Extraordinary Weekends
- Explore curated experiences designed exclusively for our premium customers.
- Visit www.extraordinaryweekends.com or contact the concierge at 1800 103 4962.
Dining Delights
- Get the best of dining experience with Rs.800* off & more via Axis Bank Dining Delight Program with EazyDiner
- Click here for more information and complete T&Cs for more information and complete T&Cs
Fuel Surcharge Waiver
- Get 1% fuel surcharge refund on fuel purchases at all fuel stations across India
- Valid on transactions between Rs. 400 and Rs. 4,000 only; Maximum benefits upto Rs 400 per statement cycle
- Service tax charged on fuel surcharge is non-refundable.
- No reward points are earned on fuel transactions
- The fuel surcharge is not levied by the card issuing bank, on certain fuel transactions, the fuel surcharge may be levied as INR 10 + GST instead of 1% + GST.
Comprehensive Insurance Cover
Keep yourself, your family and asset safe with :
- Purchase protection up to Rs. 1 Lakh
- Cumulative cover upto USD 500 for the following:
- Loss of travel documents
- Delay of Check-in baggage
- Loss of check-in baggage cover
Terms and conditions apply. Click here For more detailed cover and claim procedure for more detailed cover and claim procedure.
Fees & Charges
The Axis Bank SELECT Credit Card fees are listed in the table below.
| CHARGES | SELECT CREDIT CARD |
|---|---|
| Standard Joining Fee | Rs 3000 (NIL for Burgundy) |
| Standard Annual Fee (2nd year onwards) | Rs 3000 (NIL for Burgundy) |
| Standard Add-on Card Joining Fee | NIL |
| Standard Add-on Card Annual Fee | NIL |
| Finance Charges (Retail Purchases & Cash) | 3.6% per month (52.86% per annum) |
| Cash Withdrawal Fees | 2.5% (Min. Rs 500) of cash Amount |
| Fee for Cash Payment | Rs. 100 |
| Card Replacement | Nil |
| Duplicate Statement Fee | Waived |
| Overdue Penalty or Late Payment Fee | Nil if Total Payment Due is up to Rs. 500 |
| Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000 | |
| Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000 | |
| Rs. 1200 if total payment due is greater than Rs.10,000 | |
| Over Limit Penalty | 2.5% of the overlimit amount (Min. Rs 500) |
| Chargeslip Retrieval Fee or Copy Request Fee | Waived |
| Outstation Cheque Fee | Waived |
| Cheque return or dishonor fee or auto-debit reversal | 2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,502 |
| Surcharge on purchase or cancellation of Railway Tickets | As prescribed by IRCTC/Indian Railways |
| Fuel Transaction Surcharge | 1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000) |
| Foreign Currency Transaction Fee | 3.50% of the transaction value |
| Rent Surcharge Fee* | 1% of the rental txn amount (capped at Rs 1500 per txn) |
| Dynamic Currency Conversion markup fee** | 1% of each international txn plus taxes |
| Mobile Alerts for Transactions | Waived |
| Hotlisting Charges | Waived |
| Balance Enquiry Charges | Waived |
| Reward Redemption fee | Waived |
GST, as notified by the Government of India, is applicable on all fees, interest & other charges, and is subject to change as per relevant regulations of the Government of India.
Please note: Axis Bank Select Credit card is complimentary exclusively for Burgundy Customers. In the event of discontinuation of Burgundy status, an annual fee of Rs. 3000 + G.S.T will be applicable.
*A rent surcharge fee of 1% capped at INR 1,500 per transaction will be applicable on each rental transaction done on Axis Bank credit card. GST will be applicable as notified by Government of India. The Rent transactions will be identified through Merchant Category Code 6513. The revision is effective from 05-03-2023.
**A Dynamic Currency Conversion (DCC) markup fee of 1% plus taxes will be applicable on Axis Bank Credit Cards for each International transaction performed in Indian currency at International location or transactions performed in Indian currency with merchants located in Indian but registered in foreign nation. DCC markup fee will not be applicable on Burgundy Private Credit Card. The revision is effective from 05-03-2023.
Check your eligibility for Axis Bank Select Credit Cards
Eligibility
Primary Cardholder should be 18-70 years of age
Applicant should be a resident of India
Net income should be a minimum INR 6 lakh P.A.
Documentation
PAN Card photocopy
Proof of income
Latest payslip / Form 16 / IT Return
Residence proof
Driving License / Electricity Bill / Landline Telephone Bill
Axis Bank Select Credit Card
The Terms & Conditions of Axis Bank Select Credit Card will be updated w.e.f. 20th April'24. Please click here to know more.
Welcome Benefits
- Get 10,000 EDGE REWARD Points worth Rs.2000 on your first card transaction (Not applicable for life time free credit card/ burgundy account holders)
- First transaction to be done within 30 days of card issuance
- The points will be credited in your EDGE REWARDS account within T+15 business day where "T" is the transaction date
BigBasket Offers
- Flat Rs. 500 off p.m. on minimum purchase of Rs. 3000 on BigBasket mobile app/ website
- The offer is applicable once per month per user
- Offer is applicable on transactions done through Select Credit Card.
- Please click on www.bigbasket.com/axis-select/ to check the discount code
Discount offers on Swiggy
- Flat Rs. 200 off on Swiggy mobile app/website
- Use code “AXIS200” at the time out checkout
- Valid twice a month on minimum transaction of Rs.1000 per order.
- Offer valid on transactions done through Select Credit Card
Airport Lounge Access
- Get up to 12 complimentary International Airport Lounge access through Priority Pass Membership. Click here for complete Priority Pass T&C. for Priority Pass T&C.
- Enjoy 2 complimentary domestic lounge visits per quarter on the spends of Rs. 50,000 in last 3 months. Click here For Domestic lounge T&C. for Domestic lounge T&C.
- Priority Pass will renew automatically upon meeting INR 3 Lakhs Spends in preceding card anniversary year.
Annual benefits
- Priority Pass Membership renewal on annual spend of 3 Lakh
- Renewal of offers on: BigBasket and Swiggy
Milestone Benefits
- 5000 EDGE points on spending Rs 3 Lakhs in a card anniversary year
- Complete annual fee waiver on spending of Rs. 8 lakhs in a card anniversary year.
- Spends threshold for 5000 EDGE points and Annual fee waiver will exclude Insurance, rent, fuel, educational services, utilities, government services, wallet & Gold. The Merchant Category Codes of Insurance is 6300,6381,5960,6012 & 6051, Rent is 6513, Fuel is 5541,5541, 5983, Educational Services is 8299,8211,8241,8244 & 8249, Utilities is 4814,4816,4899 & 4900, Government services is 9222,9311,9399,9402, Wallet is 6540, Gold is 5844,5094,5944. The revision is effective from 20-04-2024.
Rewards on every transaction
- Earn 10 Axis EDGE points on every Rs. 200 spends*.
- Earn 2X per Rs 200 on ‘Retail Shopping*’ spends.
- Spends* done on Insurance, rent, fuel, educational services, utilities, Wallet, Gold/Jewellery, government ( Merchant category codes) will not be eligible for earning EDGE REWARD points.
- Earn 2X EDGE REWARD Points upto cumulative transactions of Rs.20,000 per month. For transaction above Rs.20,000 per month earn 10 EDGE REWARD Points
- **Retail Shopping will include spends across these MCC’s: 5311-Dept Stores, 5411-grocery stores, 5611-Clothing and Accessory stores, 5621-Women’s wear stores, 5641-Children’s wear stores, 5691-Family clothing stores and 5699-Misc apparel and accessory stores.
- EDGE REWARD Points will be debited for credit card transactions which are converted to EMI. On cancellation of the EMI transaction, points shall not be credited back for the original transaction.
For options to redeem points, check the Axis EDGE REWARDS Catalogue
Golf Access
- Enjoy 6 complimentary Golf rounds per year.
- Earn additional 6 complimentary golf rounds within the same anniversary year on achieving spends of Rs. 3 Lakhs.
Visit www.extraordinaryweekends.com and register for your complimentary golf rounds/lessons.
Click here For T&Cs of Golf Access. for T&Cs.
Extraordinary Weekends
- Explore curated experiences designed exclusively for our premium customers.
- Visit www.extraordinaryweekends.com or contact the concierge at 1800 103 4962.
Dining Delights
- Get the best of dining experience with Rs.800* off & more via Axis Bank Dining Delight Program with EazyDiner
- Click here for more information and complete T&Cs for more information and complete T&Cs
Fuel Surcharge Waiver
- Get 1% fuel surcharge refund on fuel purchases at all fuel stations across India
- Valid on transactions between Rs. 400 and Rs. 4,000 only; Maximum benefits upto Rs 400 per statement cycle
- Service tax charged on fuel surcharge is non-refundable.
- No reward points are earned on fuel transactions
- The fuel surcharge is not levied by the card issuing bank, on certain fuel transactions, the fuel surcharge may be levied as INR 10 + GST instead of 1% + GST.
Comprehensive Insurance Cover
Keep yourself, your family and asset safe with :
- Purchase protection up to Rs. 1 Lakh
- Cumulative cover upto USD 500 for the following:
- Loss of travel documents
- Delay of Check-in baggage
- Loss of check-in baggage cover
Terms and conditions apply. Click here For more detailed cover and claim procedure for more detailed cover and claim procedure.
Fees & Charges
The Axis Bank SELECT Credit Card fees are listed in the table below.
| CHARGES | SELECT CREDIT CARD |
|---|---|
| Standard Joining Fee | Rs 3000 (NIL for Burgundy) |
| Standard Annual Fee (2nd year onwards) | Rs 3000 (NIL for Burgundy) |
| Standard Add-on Card Joining Fee | NIL |
| Standard Add-on Card Annual Fee | NIL |
| Finance Charges (Retail Purchases & Cash) | 3.6% per month (52.86% per annum) |
| Cash Withdrawal Fees | 2.5% (Min. Rs 500) of cash Amount |
| Fee for Cash Payment | Rs. 100 |
| Card Replacement | Nil |
| Duplicate Statement Fee | Waived |
| Overdue Penalty or Late Payment Fee | Nil if Total Payment Due is up to Rs. 500 |
| Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000 | |
| Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000 | |
| Rs. 1200 if total payment due is greater than Rs.10,000 | |
| Over Limit Penalty | 2.5% of the overlimit amount (Min. Rs 500) |
| Chargeslip Retrieval Fee or Copy Request Fee | Waived |
| Outstation Cheque Fee | Waived |
| Cheque return or dishonor fee or auto-debit reversal | 2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,502 |
| Surcharge on purchase or cancellation of Railway Tickets | As prescribed by IRCTC/Indian Railways |
| Fuel Transaction Surcharge | 1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000) |
| Foreign Currency Transaction Fee | 3.50% of the transaction value |
| Rent Surcharge Fee* | 1% of the rental txn amount (capped at Rs 1500 per txn) |
| Dynamic Currency Conversion markup fee** | 1% of each international txn plus taxes |
| Mobile Alerts for Transactions | Waived |
| Hotlisting Charges | Waived |
| Balance Enquiry Charges | Waived |
| Reward Redemption fee | Waived |
GST, as notified by the Government of India, is applicable on all fees, interest & other charges, and is subject to change as per relevant regulations of the Government of India.
Please note: Axis Bank Select Credit card is complimentary exclusively for Burgundy Customers. In the event of discontinuation of Burgundy status, an annual fee of Rs. 3000 + G.S.T will be applicable.
*A rent surcharge fee of 1% capped at INR 1,500 per transaction will be applicable on each rental transaction done on Axis Bank credit card. GST will be applicable as notified by Government of India. The Rent transactions will be identified through Merchant Category Code 6513. The revision is effective from 05-03-2023.
**A Dynamic Currency Conversion (DCC) markup fee of 1% plus taxes will be applicable on Axis Bank Credit Cards for each International transaction performed in Indian currency at International location or transactions performed in Indian currency with merchants located in Indian but registered in foreign nation. DCC markup fee will not be applicable on Burgundy Private Credit Card. The revision is effective from 05-03-2023.
Check your eligibility for Axis Bank Select Credit Cards
Eligibility
Primary Cardholder should be 18-70 years of age
Applicant should be a resident of India
Net income should be a minimum INR 6 lakh P.A.
Documentation
PAN Card photocopy
Proof of income
Latest payslip / Form 16 / IT Return
Residence proof
Driving License / Electricity Bill / Landline Telephone Bill
Axis Bank Select Credit Card
The Terms & Conditions of Axis Bank Select Credit Card will be updated w.e.f. 20th April'24. Please click here to know more.
Welcome Benefits
- Get 10,000 EDGE REWARD Points worth Rs.2000 on your first card transaction (Not applicable for life time free credit card/ burgundy account holders)
- First transaction to be done within 30 days of card issuance
- The points will be credited in your EDGE REWARDS account within T+15 business day where "T" is the transaction date
BigBasket Offers
- Flat Rs. 500 off p.m. on minimum purchase of Rs. 3000 on BigBasket mobile app/ website
- The offer is applicable once per month per user
- Offer is applicable on transactions done through Select Credit Card.
- Please click on www.bigbasket.com/axis-select/ to check the discount code
Discount offers on Swiggy
- Flat Rs. 200 off on Swiggy mobile app/website
- Use code “AXIS200” at the time out checkout
- Valid twice a month on minimum transaction of Rs.1000 per order.
- Offer valid on transactions done through Select Credit Card
Airport Lounge Access
- Get up to 12 complimentary International Airport Lounge access through Priority Pass Membership. Click here for complete Priority Pass T&C. for Priority Pass T&C.
- Enjoy 2 complimentary domestic lounge visits per quarter on the spends of Rs. 50,000 in last 3 months. Click here For Domestic lounge T&C. for Domestic lounge T&C.
- Priority Pass will renew automatically upon meeting INR 3 Lakhs Spends in preceding card anniversary year.
Annual benefits
- Priority Pass Membership renewal on annual spend of 3 Lakh
- Renewal of offers on: BigBasket and Swiggy
Milestone Benefits
- 5000 EDGE points on spending Rs 3 Lakhs in a card anniversary year
- Complete annual fee waiver on spending of Rs. 8 lakhs in a card anniversary year.
- Spends threshold for 5000 EDGE points and Annual fee waiver will exclude Insurance, rent, fuel, educational services, utilities, government services, wallet & Gold. The Merchant Category Codes of Insurance is 6300,6381,5960,6012 & 6051, Rent is 6513, Fuel is 5541,5541, 5983, Educational Services is 8299,8211,8241,8244 & 8249, Utilities is 4814,4816,4899 & 4900, Government services is 9222,9311,9399,9402, Wallet is 6540, Gold is 5844,5094,5944. The revision is effective from 20-04-2024.
Rewards on every transaction
- Earn 10 Axis EDGE points on every Rs. 200 spends*.
- Earn 2X per Rs 200 on ‘Retail Shopping*’ spends.
- Spends* done on Insurance, rent, fuel, educational services, utilities, Wallet, Gold/Jewellery, government ( Merchant category codes) will not be eligible for earning EDGE REWARD points.
- Earn 2X EDGE REWARD Points upto cumulative transactions of Rs.20,000 per month. For transaction above Rs.20,000 per month earn 10 EDGE REWARD Points
- **Retail Shopping will include spends across these MCC’s: 5311-Dept Stores, 5411-grocery stores, 5611-Clothing and Accessory stores, 5621-Women’s wear stores, 5641-Children’s wear stores, 5691-Family clothing stores and 5699-Misc apparel and accessory stores.
- EDGE REWARD Points will be debited for credit card transactions which are converted to EMI. On cancellation of the EMI transaction, points shall not be credited back for the original transaction.
For options to redeem points, check the Axis EDGE REWARDS Catalogue
Golf Access
- Enjoy 6 complimentary Golf rounds per year.
- Earn additional 6 complimentary golf rounds within the same anniversary year on achieving spends of Rs. 3 Lakhs.
Visit www.extraordinaryweekends.com and register for your complimentary golf rounds/lessons.
Click here For T&Cs of Golf Access. for T&Cs.
Extraordinary Weekends
- Explore curated experiences designed exclusively for our premium customers.
- Visit www.extraordinaryweekends.com or contact the concierge at 1800 103 4962.
Dining Delights
- Get the best of dining experience with Rs.800* off & more via Axis Bank Dining Delight Program with EazyDiner
- Click here for more information and complete T&Cs for more information and complete T&Cs
Fuel Surcharge Waiver
- Get 1% fuel surcharge refund on fuel purchases at all fuel stations across India
- Valid on transactions between Rs. 400 and Rs. 4,000 only; Maximum benefits upto Rs 400 per statement cycle
- Service tax charged on fuel surcharge is non-refundable.
- No reward points are earned on fuel transactions
- The fuel surcharge is not levied by the card issuing bank, on certain fuel transactions, the fuel surcharge may be levied as INR 10 + GST instead of 1% + GST.
Comprehensive Insurance Cover
Keep yourself, your family and asset safe with :
- Purchase protection up to Rs. 1 Lakh
- Cumulative cover upto USD 500 for the following:
- Loss of travel documents
- Delay of Check-in baggage
- Loss of check-in baggage cover
Terms and conditions apply. Click here For more detailed cover and claim procedure for more detailed cover and claim procedure.
Fees & Charges
The Axis Bank SELECT Credit Card fees are listed in the table below.
| CHARGES | SELECT CREDIT CARD |
|---|---|
| Standard Joining Fee | Rs 3000 (NIL for Burgundy) |
| Standard Annual Fee (2nd year onwards) | Rs 3000 (NIL for Burgundy) |
| Standard Add-on Card Joining Fee | NIL |
| Standard Add-on Card Annual Fee | NIL |
| Finance Charges (Retail Purchases & Cash) | 3.6% per month (52.86% per annum) |
| Cash Withdrawal Fees | 2.5% (Min. Rs 500) of cash Amount |
| Fee for Cash Payment | Rs. 100 |
| Card Replacement | Nil |
| Duplicate Statement Fee | Waived |
| Overdue Penalty or Late Payment Fee | Nil if Total Payment Due is up to Rs. 500 |
| Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000 | |
| Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000 | |
| Rs. 1200 if total payment due is greater than Rs.10,000 | |
| Over Limit Penalty | 2.5% of the overlimit amount (Min. Rs 500) |
| Chargeslip Retrieval Fee or Copy Request Fee | Waived |
| Outstation Cheque Fee | Waived |
| Cheque return or dishonor fee or auto-debit reversal | 2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,502 |
| Surcharge on purchase or cancellation of Railway Tickets | As prescribed by IRCTC/Indian Railways |
| Fuel Transaction Surcharge | 1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000) |
| Foreign Currency Transaction Fee | 3.50% of the transaction value |
| Rent Surcharge Fee* | 1% of the rental txn amount (capped at Rs 1500 per txn) |
| Dynamic Currency Conversion markup fee** | 1% of each international txn plus taxes |
| Mobile Alerts for Transactions | Waived |
| Hotlisting Charges | Waived |
| Balance Enquiry Charges | Waived |
| Reward Redemption fee | Waived |
GST, as notified by the Government of India, is applicable on all fees, interest & other charges, and is subject to change as per relevant regulations of the Government of India.
Please note: Axis Bank Select Credit card is complimentary exclusively for Burgundy Customers. In the event of discontinuation of Burgundy status, an annual fee of Rs. 3000 + G.S.T will be applicable.
*A rent surcharge fee of 1% capped at INR 1,500 per transaction will be applicable on each rental transaction done on Axis Bank credit card. GST will be applicable as notified by Government of India. The Rent transactions will be identified through Merchant Category Code 6513. The revision is effective from 05-03-2023.
**A Dynamic Currency Conversion (DCC) markup fee of 1% plus taxes will be applicable on Axis Bank Credit Cards for each International transaction performed in Indian currency at International location or transactions performed in Indian currency with merchants located in Indian but registered in foreign nation. DCC markup fee will not be applicable on Burgundy Private Credit Card. The revision is effective from 05-03-2023.
Check your eligibility for Axis Bank Select Credit Cards
Eligibility
Primary Cardholder should be 18-70 years of age
Applicant should be a resident of India
Net income should be a minimum INR 6 lakh P.A.
Documentation
PAN Card photocopy
Proof of income
Latest payslip / Form 16 / IT Return
Residence proof