Airtel Axis Bank Credit Card

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Posted by Harshit Bansal on June 24, 2024 · 12 mins read

Features and Benefits

Features and Benefits

Description Charges
Joining Fee - Primary Card Rs.500/-
Joining fee – Add-on Card Waived
Annual fee – Primary Card Annual Fee: 500 2nd year onward
Annual fee waived off on annual spends greater than Rs. 2,00,000/- {Rent transactions ( MCC 6513 ) and wallet load transactions ( MCC 6540 ) will not be eligible for spends counted in availing annual fee waiver}
Annual fee – Add-on Card Waived
Card replacement fee – Primary Card Nil
Card replacement fee – Add-on Card Rs.100/-
Cash Payment fee Rs.100/-
Duplicate Statement Fee Waived
Charge slip retrieval fee or Copy request fee Waived
Mini statement SMS Waived
Outstation cheque fee Waived
Transaction Alert SMS Free
Balance enquiry charges

Waived

Finance Charges (Retail purchases and Cash)3.6% per month (52.86% per annum)
Late payment fees Nil if Total Payment Due is less than Rs. 500
Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000
Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000
Rs. 1200 if total payment due is greater than Rs.10,000
Cash Withdrawal FeeMin. Rs. 500 up to 2.5% of the cash withdrawal amount
Over limit FeesMin. Rs. 500 up to 2.5% of the over limit amount
Surcharge on purchase or cancellation of Railway TicketsAs prescribed by IRCTC/Indian Railways
Cheque return or dishonor fee or auto-debit reversal 2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,500
Foreign currency transaction fee3.50% of the transaction value
GSTAs per existing Government norms
Reward Redemption fee No
Rent Transaction fee 1% capped at INR 1,500 per transaction will be applicable on each rental transaction done on Axis Bank Credit Cards. GST will be applicable as notified by Government of India.
Dynamic Currency Conversion markup 1% plus taxes will be applicable on each International transaction performed in Indian currency at International location or transactions performed in Indian currency with merchants located in Indian but registered in a foreign nation. Nil for BURGUNDY PRIVATE Credit Card;

Assuming Rs. 2 lakh annual spends (effective 20th Apr’24)

S.No. Category Benefit Annual Spends Benefits in INR.
1. Activation Benefit 500 - 500
2. Airtel Billpay & recharge 25% 12,000 3,000
3. Non telecom spends via Airtel Thanks app 10% 30,000 3,000
4. Purchase from Swiggy 10% 15,000 1,500
5. Purchase from bigbasket 10% 15,000 1,500
6. Purchase from Zomato 10% 15,000 1,500
7. Fuel surcharge waiver 1% 20,000 200
8. Other Spends 1% 93,000 930
9. Airport lounge access 4000
Total Annual Benefits Rs.16,130 (~8.07%)

*Please note that above figures are indicative

Please note that these criteria are only indicative and the bank reserves the ultimate right to approve or decline applications for the Airtel Axis Bank Credit Card

Eligibility Criteria for the Airtel Axis Bank Credit Card:

  • Primary cardholder should be between the age of 18 and 70 years
  • The individual should be a Resident of India

Documents required:

Unless there are case variations, the required documents for Airtel Axis Bank Credit Card application include a copy of your PAN card or Form 60, residence proof, identity proof, a colour photograph and proof of income in the form of latest payslip / Form 16 / IT return copy.

Keep your documents for Airtel Axis Credit Card ready

The following documents are required:

  • PAN card photocopy
  • Colour photograph
  • Latest payslip/Bank statement/Form 16/IT return copy as proof of income
  • Residence proof (any one of the following):
    • Passport
    • Driving License
    • Voter ID Card
    • Aadhaar card
  • Identity proof (any one of the following):
    • Passport
    • Driving license
    • Voter ID Card
    • Aadhaar card
    • PAN card

Please note that this list is only indicative. Documents required may vary on a case-to-case basis.