Avail activation benefit, milestone benefit, annual benefits, EDGE REWARDS, waiver on surcharge, and more with the Privilege Easy Credit Card.
Get 12500 EDGE REWARD Points, redeemable against Multi Brand Vouchers* worth Rs 5000 upon levy of joining fees and on completion of 1st transaction within 30 days of card setup.
For Priority Banking customers (No joining fees), 6250 EDGE REWARD Points, redeemable against Multi Brand vouchers* worth Rs 2500 on completion of 1st transaction within 30 days of card setup.
Click here for EDGE REWARDS points for detailed terms and conditions.
Double the benefit upon achieving spends milestone of Rs. 2.5 lakh by converting your earned EDGE REWARDS to Shopping or Travel vouchers worth twice the value.
Click here for Milestone Benefit for detailed terms and conditions.
Annual fees of Rs 1500 will be reversed on achieving spends* of Rs 2.5 lakhs in the previous card anniversary year.
Spends threshold for Annual Fee Reversal will exclude rent and wallet transactions. The Merchant Category Code of Rent is 6513 and Wallet is 6540. This revision is effective from 05-03-2023.
Two complimentary access per calendar quarter to select domestic airport lounges with Axis Bank Privilege Easy credit card.
For complete list of lounges, please click here For complete list of lounge.
From being a chef for a day to sailing into the sunset on a yacht, create memories to cherish for a lifetime with the Extraordinary Weekends.
To book your experience visit or contact the concierge at 08880 023 023.
Indulge in delectable cuisines with Axis Bank Dining delight offerings. Enjoy up to 20% off at our 4000+ partner restaurants.
Click here for Dining Delights list of Restaurants affiliated to the ‘Dining Delights’ program.
Fuel surcharge refund on spends at all fuel stations across India with Axis Bank Privilege Easy Credit Card.
Axis EDGE REWARD for transactions and 500+ rewards and offers to redeem points. Earn points for these transactions:
For options to redeem points, check the Axis EDGE REWARDS Catalogue.
With an EMV certified chip credit card, all credit card are chip and PIN protected for unrivalled security.
The EMV certified chip reduces the possibility of counterfeit and skimming fraud.
On any transaction over Rs. 2,500, contact the bank to convert a big credit card purchase into EMIs.
To know more, click here to convert a big credit card purchase into EMIs.
Terms and Conditions apply. Click here for detailed Cover and Claim Procedure for detailed Cover and Claim Procedure.
Avail activation benefit, milestone benefit, annual benefits, EDGE REWARDS, waiver on surcharge, and more with the Privilege Easy Credit Card.
Get 12500 EDGE REWARD Points, redeemable against Multi Brand Vouchers* worth Rs 5000 upon levy of joining fees and on completion of 1st transaction within 30 days of card setup.
For Priority Banking customers (No joining fees), 6250 EDGE REWARD Points, redeemable against Multi Brand vouchers* worth Rs 2500 on completion of 1st transaction within 30 days of card setup.
Click here for EDGE REWARDS points for detailed terms and conditions.
Double the benefit upon achieving spends milestone of Rs. 2.5 lakh by converting your earned EDGE REWARDS to Shopping or Travel vouchers worth twice the value.
Click here for Milestone Benefit for detailed terms and conditions.
Annual fees of Rs 1500 will be reversed on achieving spends* of Rs 2.5 lakhs in the previous card anniversary year.
Spends threshold for Annual Fee Reversal will exclude rent and wallet transactions. The Merchant Category Code of Rent is 6513 and Wallet is 6540. This revision is effective from 05-03-2023.
Two complimentary access per calendar quarter to select domestic airport lounges with Axis Bank Privilege Easy credit card.
For complete list of lounges, please click here For complete list of lounge.
From being a chef for a day to sailing into the sunset on a yacht, create memories to cherish for a lifetime with the Extraordinary Weekends.
To book your experience visit or contact the concierge at 08880 023 023.
Indulge in delectable cuisines with Axis Bank Dining delight offerings. Enjoy up to 20% off at our 4000+ partner restaurants.
Click here for Dining Delights list of Restaurants affiliated to the ‘Dining Delights’ program.
Fuel surcharge refund on spends at all fuel stations across India with Axis Bank Privilege Easy Credit Card.
Axis EDGE REWARD for transactions and 500+ rewards and offers to redeem points. Earn points for these transactions:
For options to redeem points, check the Axis EDGE REWARDS Catalogue.
With an EMV certified chip credit card, all credit card are chip and PIN protected for unrivalled security.
The EMV certified chip reduces the possibility of counterfeit and skimming fraud.
On any transaction over Rs. 2,500, contact the bank to convert a big credit card purchase into EMIs.
To know more, click here to convert a big credit card purchase into EMIs.
Terms and Conditions apply. Click here for detailed Cover and Claim Procedure for detailed Cover and Claim Procedure.
| Privilege Easy Credit Card Value Chart* on Annual Spends of Rs.2,75,000 | |||
|---|---|---|---|
| Benefits of the Privilege Easy Credit Card | Annual Spends Amount (Rs.) | Savings Amount (Rs.) | Value of the Axis EDGE REWARDS if redeemed against Shopping or Travel Voucher |
| Shopping or Travel Voucher on welcome | Rs.5000 | ||
| Complimentary access to selected lounges affiliated with Visa,
2 times in calendar quarter (if offer availed once every quarter)** |
Rs.6000 | ||
| Rewards on Annual Spends (excluding fuel) | Rs. 250,000 | Rs. 5,000 | |
| Upto 15% discount at selected Fine dining restaurants^^^ | Rs. 16,000 | Rs. 2,400 | |
| 1 % Fuel Surcharge Waiver on monthly fuel spends ^^^^ | Rs. 25,000 | Rs. 250 | |
| Sub Total | Rs. 13,650 | Rs.5,000 | |
| Total Annual Savings^ | Rs. 18,650 .00 | ||
Total Benefits on the Axis Bank Privilege Easy Credit Card is more than 27,600 (value chart is only for illustrative purpose)
**This is based on the assumption that the customer visits the lounge once every quarter. The cost for a lounge visit is assumed at Rs.1500
^^^ This is based on the assumption that the customer will visit the Dining Delight Restaurants at least twice every quarter. For details on the Dining Delight offers, please visit https://diningdelights.axisbank.com/?_ga=2.116939974.1333965380.1598436163-959490161.1596187666.
^^^^ Valid on transactions between Rs.400 and Rs.4000 only. GST charged on fuel surcharge is no-refundable. No reward points are earned on fuel transactions.
^ The Redemption Value Of Each Axis EDGE REWARDS = Rs.0.40 (If Redeemed For Multi brand shopping or Travel Vouchers)
In Privilege Easy Credit Card fees, overdue penalty, fee on cash payment, etc. are applicable as per terms and conditions. However, fees and charges for Privilege Easy Credit Card are waived off for services like mobile alerts. The detailed fee structure is provided below.
| Privilege Easy Credit Card | Charges |
|---|---|
| Standard Joining Fee | Rs. 1500 (Nil for Priority Customers only) |
| Standard Annual Fee (2nd year onwards) | Rs. 1500 |
| Standard Add-on Card Joining Fee | Nil |
| Standard Add-on Card Annual Fee | Nil |
| Finance Charges (Retail Purchases & Cash) | 3.40% per month (49.36% per annum) |
| Cash Withdrawal Fees | 2.5% (Min. Rs. 500) of the Cash Amount |
| Fee for Cash Payment | Rs. 100/- |
| Card Replacement (lost or stolen or re-issue) | Nil |
| Duplicate Statement Fee | Waived |
| Overdue Penalty or Late Payment Fee | Nil if Total Payment Due is less than Rs. 500 Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000 Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000 Rs. 1200 if total payment due is greater than Rs.10,000 |
| Over Limit Penalty | 2.5% of the overlimit amount (Min. Rs. 500) |
| Charge Slip Retrieval Fee or Copy Request Fee | Waived |
| Outstation Cheque Fee | Waived |
| Cheque return or dishonor fee or auto-debit reversal | 2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,523 |
| Surcharge on purchase or cancellation of Railway Tickets | As prescribed by IRCTC/Indian Railways |
| Fuel Transaction Surcharge | 1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000) |
| Foreign Currency Transaction Fee | 3.50% of the transaction value |
| Mobile Alerts for Transactions | Waived |
| Hotlisting Charges | Waived |
| Balance Enquiry Charges | Waived |
| Reward Redemption fee | Waived |
GST, as notified by the Government of India, is applicable on all fees, interest & other charges, and is subject to change as per relevant regulations of the Government of India.
In addition, the Privilege Easy Credit Card cannot be issued against: