The benefits of platinum credit card include easy access to Visa’s International Global Card Assistance Services, waivers on fuel surcharge, EDGE REWARD points and conversion of big credit card purchase into EMIs. Additional benefits include:
25% cashback on online and box office ticket purchases on all days of the week.*
*No reward points are earned on movie offer transactions. Amount of cashback in a calendar year is limited to Rs. 1,000.
*Only transactions made at merchants registered as MCC 7832 or MCC 7922 are eligible for movie cashback
For terms and conditions, click here
Indulge in delectable cuisines with Axis Bank Dining Delights which offers a minimum 15%* off at our partnered restaurants in India.
Click here for the updated list of Restaurants affiliated to the ‘Dining Delights’ program.
*No EDGE REWARD Points are earned on fuel transactions made using your Axis Bank Credit Card.
With an EMV certified chip credit card, all credit cards are chip and PIN protected for unrivaled protection.
EMV certified chip reduces the possibility of counterfeit and skimming fraud.
On any transaction over Rs. 2,500, simply contact the bank to convert such credit card purchase into EMIs through multiple options – Internet Banking, Mobile App or Customer Service channel.
To know more click here
EDGE REWARD points on Platinum Credit Card transactions. Use them to redeem 500+ rewards and offers. Earn points for these transactions:
For options to redeem points, check the EDGE REWARDS Catalogue
The benefits of platinum credit card include easy access to Visa’s International Global Card Assistance Services, waivers on fuel surcharge, EDGE REWARD points and conversion of big credit card purchase into EMIs. Additional benefits include:
25% cashback on online and box office ticket purchases on all days of the week.*
*No reward points are earned on movie offer transactions. Amount of cashback in a calendar year is limited to Rs. 1,000.
*Only transactions made at merchants registered as MCC 7832 or MCC 7922 are eligible for movie cashback
For terms and conditions, click here
Indulge in delectable cuisines with Axis Bank Dining Delights which offers a minimum 15%* off at our partnered restaurants in India.
Click here for the updated list of Restaurants affiliated to the ‘Dining Delights’ program.
*No EDGE REWARD Points are earned on fuel transactions made using your Axis Bank Credit Card.
With an EMV certified chip credit card, all credit cards are chip and PIN protected for unrivaled protection.
EMV certified chip reduces the possibility of counterfeit and skimming fraud.
On any transaction over Rs. 2,500, simply contact the bank to convert such credit card purchase into EMIs through multiple options – Internet Banking, Mobile App or Customer Service channel.
To know more click here
EDGE REWARD points on Platinum Credit Card transactions. Use them to redeem 500+ rewards and offers. Earn points for these transactions:
For options to redeem points, check the EDGE REWARDS Catalogue
Applying for a Platinum Credit Card requires you to fulfil certain eligibility criteria. You can access the list of the eligibility criteria, below.
Individuals eligible for Axis Bank Platinum Credit Card:
These criteria are only indicative. The bank reserves the right to approve or decline applications for Credit Cards.
The following documents are required:
This list is only indicative. Documents required may vary on a case-to-case basis.
Disclaimer: The credit card decision would be communicated within 21 working days
Applying for a Platinum Credit Card requires you to fulfil certain eligibility criteria. You can access the list of the eligibility criteria, below.
Individuals eligible for Axis Bank Platinum Credit Card:
These criteria are only indicative. The bank reserves the right to approve or decline applications for Credit Cards.
The following documents are required:
This list is only indicative. Documents required may vary on a case-to-case basis.
Disclaimer: The credit card decision would be communicated within 21 working days
The fees and charges for Platinum Credit Card include joining fees, annual fees, cash payment and withdrawal fees and certain penalties (if any) amongst others. Some Platinum Credit Card fees are however subject to certain waivers.
| Description | Charges |
|---|---|
| Standard Joining Fee |
Rs. 500 (Waived on spends of Rs. 5,000 within 45 days of card setup), for cards setup on or after February 07, 2011 Nil, for cards setup before February 07, 2011 |
| Standard Annual Fee |
From 2nd year: Rs. 200 (Waived on spends of Rs. 1,00,000 in the preceding year), for cards set up on or after February 07, 2011
Nil, for cards setup before February 07, 2011 Rent transactions ( MCC 6513 ) and wallet load transactions ( MCC 6540 ) will not be eligible for spends calculated in availing annual fee waiver |
| Standard Add-on Card Joining Fee |
Rs 100, for cards setup before February 07, 2011
Nil, for cards setup on or after February 07, 2011 |
| Standard Add-on Card Annual Fee | Nil |
| Finance Charges (Retail Purchases & Cash) | 3.60% per month (52.86% per annum) |
| Cash Withdrawal Fees | 2.5% (Min. Rs 500) of the Cash Amount |
| Fee for Cash Payment | Rs. 100/- |
| Card Replacement (lost or stolen or re-issue) | Nil |
| Emergency Card Replacement Fee when overseas (through VISA) | As per VISA Global Customer Assistance Services (GCAS). |
| Duplicate Statement Fee | Waived |
| Overdue Penalty or Late Payment Fee | Nil if Total Payment Due is less than Rs. 500 Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000 Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000 Rs. 1200 if total payment due is greater than Rs.10,000 |
| Over Limit Penalty | 2.5% of over the limit amount (Min. Rs. 500) |
| Charge Slip Retrieval Fee or Copy Request Fee | Waived |
| Outstation Cheque Fee | Waived |
| Cheque return or dishonour Fee or Auto-debit Reversal Bank A/c out of Funds | 2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,527 |
| Surcharge on purchase or cancellation of Railway Tickets | As prescribed by IRCTC/Indian Railways |
| Fuel Transaction Surcharge | 1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000) |
| Foreign Currency Transaction Fee | 3.50% of the transaction value |
| Mobile Alerts for Transactions | Waived |
| Hotlisting Charges | Nil |
| Balance Enquiry Charges | Waived |
| Reward Redemption fee | Yes |
| Rent Transaction fee | 1% (+GST) capped at INR 1,500/transaction will be applicable on each rental transaction done on MCC 6513 |
| Dynamic Currency Conversion Markup | 1% + taxes for each International transaction performed in Indian currency at International location or transactions performed in Indian currency with merchants located in Indian but registered in foreign nation |
Urgent and Important:
Applying for a Platinum Credit Card requires you to fulfil certain eligibility criteria. You can access the list of the eligibility criteria, below.
Individuals eligible for Axis Bank Platinum Credit Card:
These criteria are only indicative. The bank reserves the right to approve or decline applications for Credit Cards.
The following documents are required:
This list is only indicative. Documents required may vary on a case-to-case basis.
Disclaimer: The credit card decision would be communicated within 21 working days
The fees and charges for Platinum Credit Card include joining fees, annual fees, cash payment and withdrawal fees and certain penalties (if any) amongst others. Some Platinum Credit Card fees are however subject to certain waivers.
| Description | Charges |
|---|---|
| Standard Joining Fee |
Rs. 500 (Waived on spends of Rs. 5,000 within 45 days of card setup), for cards setup on or after February 07, 2011 Nil, for cards setup before February 07, 2011 |
| Standard Annual Fee |
From 2nd year: Rs. 200 (Waived on spends of Rs. 1,00,000 in the preceding year), for cards set up on or after February 07, 2011
Nil, for cards setup before February 07, 2011 Rent transactions ( MCC 6513 ) and wallet load transactions ( MCC 6540 ) will not be eligible for spends calculated in availing annual fee waiver |
| Standard Add-on Card Joining Fee |
Rs 100, for cards setup before February 07, 2011
Nil, for cards setup on or after February 07, 2011 |
| Standard Add-on Card Annual Fee | Nil |
| Finance Charges (Retail Purchases & Cash) | 3.60% per month (52.86% per annum) |
| Cash Withdrawal Fees | 2.5% (Min. Rs 500) of the Cash Amount |
| Fee for Cash Payment | Rs. 100/- |
| Card Replacement (lost or stolen or re-issue) | Nil |
| Emergency Card Replacement Fee when overseas (through VISA) | As per VISA Global Customer Assistance Services (GCAS). |
| Duplicate Statement Fee | Waived |
| Overdue Penalty or Late Payment Fee | Nil if Total Payment Due is less than Rs. 500 Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000 Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000 Rs. 1200 if total payment due is greater than Rs.10,000 |
| Over Limit Penalty | 2.5% of over the limit amount (Min. Rs. 500) |
| Charge Slip Retrieval Fee or Copy Request Fee | Waived |
| Outstation Cheque Fee | Waived |
| Cheque return or dishonour Fee or Auto-debit Reversal Bank A/c out of Funds | 2% of the payment amount subject to Min. Rs.450, Max. Rs. 1,527 |
| Surcharge on purchase or cancellation of Railway Tickets | As prescribed by IRCTC/Indian Railways |
| Fuel Transaction Surcharge | 1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000) |
| Foreign Currency Transaction Fee | 3.50% of the transaction value |
| Mobile Alerts for Transactions | Waived |
| Hotlisting Charges | Nil |
| Balance Enquiry Charges | Waived |
| Reward Redemption fee | Yes |
| Rent Transaction fee | 1% (+GST) capped at INR 1,500/transaction will be applicable on each rental transaction done on MCC 6513 |
| Dynamic Currency Conversion Markup | 1% + taxes for each International transaction performed in Indian currency at International location or transactions performed in Indian currency with merchants located in Indian but registered in foreign nation |
Urgent and Important: